by Gary L Heckman

Over the years, I have listened to and read with interest the Solar Report and the wide variety of topics discussed and recommendations made to better our lives. I have tried to relate many of the issues to my life and how I could personally encompass the numerous suggestions directly within my circle of relatives, friends, and community.  As often happens, we become engrossed with our day-to-day activities and never give much thought to the more details of life. I would like to relate my experiences on “going local” as so often expressed by Catherine and her many guests such as Joseph Farrell, Jon Rappoport, and Harry Blazer.

goldfish bowl

Before I elaborate on the lifestyle I have developed, I would like to give you a little history about myself and family and what shaped our values. Both my wife and I were born and raised in rural areas of northern Michigan and as such, became more aware of self-sufficiency and the country life in contrast to the urban lifestyle, which has somewhat of a different value system. As with many of us raised in this environment, we strive to leave this type of setting and look for the more convenient and exciting side of life found in more urban areas.

This is what I did as I went off to college, learned a profession, and moved to the city. Yes, I got caught up in the city life and became used to the modern conveniences and ease of acquiring the many needs and luxuries of life. However, even during this time, I had a desire to get back to my roots and move away from the “rat race” of the city. I remember subscribing to “Mother Earth News” and reading it from cover to cover trying to learn the many self-sufficiency topics it dealt with.  One article in particular that I could never seem to forget was titled, “Ten Acres and Independence”.  You can imagine all the hints and suggestions it made to live off the grid independently on ten acres.  As with many of these types of articles, some are realistic and some are unachievable and fantasy.

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HR 2930
“Entrepreneur Access to Capital Act,” HR 2930

By Carolyn A. Betts

House Passes Crowdfunding Bill

On November 3, 2011, the House of Representatives passed the Entrepreneur Access to Capital Act (H.R. 2930). This law is intended to facilitate “crowd-funding” for financing small business entrepreneurship. Wikipedia describes crowd funding as “the collective cooperation, attention and trust by people who network and pool their money and other resources together, usually via the Internet, to support efforts initiated by other people or organizations”. Sponsor of the bill Congressman Patrick McHenry (R. NC) explains crowdfunding on his website:

    “The basic idea is to raise money through relatively small contributions from a large number of people – combining the best of microfinance and crowdsourcing”

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Related Reading

Crooks Lick Their Chops Over ‘Crowdfunding’ Bill
Morningstar (22 Nov 11)

Businesses Also Seek ‘Crowdfunding,’ so Watch Out
The Baltimore Sun (14 Nov 11)

Solari Report Blog Commentaries

Crowdfunding Bill Would Allow People to Invest in Local Businesses
(9 Nov 11)

Crowd Funding
(14 July 11)

Crowdfunding: Raising Money From Strangers
(4 May 11)


By Catherine Austin Fitts

Thrive is a documentary invitation to a website and a conversation about what it will take for us to thrive. It is:

  • A formidable intellectual achievement. It builds the most coherent and powerful presentation yet on what is happening globally and what we can do about it. The film is beautifully shot and scored – a highly professional creation representing the contributions of many talented artists, musicians and technologists.

  • An extraordinary act of personal courage and generosity. The creators of Thrive have made a globally significant contribution at great personal expense and risk. Their leadership in doing so is inspiring. Once you watch Thrive you will never again say “Why is no one doing anything?” Indeed, through the film you are introduced to many people who are doing plenty.

Here is the initial feedback from our network:

“Wow. . Thrive is stunning. It’s so well done in every aspect, and really has the potential be a game changer.”

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About the Author
Catherine Austin Fitts is president of Solari, Inc. Ms. Fitts served as Assistant Secretary of Housing during the first Bush Administration, lead financial advisor to the U.S. Department of Housing and Urban Development during the Clinton Administration and is a former managing director and member of the board of Dillon, Read & Co. Inc. Biographical information.

Media revelations are unfolding daily regarding losses in the U.S. mortgage market. These losses are not a new phenomenon. Rather, they represent the latest phase in an ongoing tradition of institutionalized fraud in the U.S. mortgage system and the federal credit system that directly and indirectly guarantees it.  An understanding of this history can mobilize public support for reforms that address root causes by reversing the profitability enjoyed by those responsible.

Where is the Money? Let’s Get it Back!
by Catherine Austin Fitts

Republished Article
Original (5 Nov 2008)

Large banks now claim recent losses in the US mortgage market totaling over $100 billion. While amounting to only a small percentage of banking profits over the last decade, this is still a lot of money. It may pale by comparison, however, to the losses the banks’ customers, the communities drained by predatory lending and investment practices and the citizens who stand behind the federal credit may incur.

Municipalities from Australia to Montana are reporting losses on U.S. mortgage and structured investments sold to them by the banks. (1) (2) Just as small towns in the Norwegian Arctic Circle reported losses of $167 million on investments packaged by Citicorp, Citicorp’s departing CEO exited his job with a $100 million compensation package.

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