by Catherine Austin Fitts
& Christina Engelbart
"The only devils in the
world are those running around
in our own hearts -- that is where
the battle should be fought."
�
Mahatma Gandhi
We are often asked why we are happy and
optimistic about our future. We are far
from oblivious to the risks and pain in our environment. Yet, we believe that
we can have a wonderful world, and that the path to our collective well being
begins with each of us transforming from the inside out � coming clean. With
prayers, positive intentions, actions and transactions, we have the power to
shift energy away from those who misuse their power and do harm in the world, and
move it to ourselves and to those who are worthy stewards of our planet's
wealth and our children's future.
The current financial system is centralizing political and economic power in a
manner which is draining or destroying all living equity � people, plants,
animals and our natural resources � as well as the financial equity of many
people worldwide. We liken these forces to a tapeworm � a parasite that grows
stronger as we feed it. Like a tapeworm, these forces inject addictive
substances into our system that addict us to participate in what makes the
tapeworm strong. As we do, we are drained until we perish.
How do we stop the tapeworm? We have come to understand that most instances of fighting or confronting the tapeworm, or trying to reason with it, only add to its power and deplete our enthusiasm and resources. There is a better way � one that redirects the flow of energy away from the tapeworm and back to us.
First we must each recognize our own individual role
in helping the tapeworm thrive, and understand how we are connected to it and
feed it. With this understanding, we can detach from the tapeworm and cleanse
it from our lives. We can cleanse it from our thoughts, our habits, our home
and our family. We can cleanse it from our transactions � our bank deposits,
media and consumer purchases, and our investments. We can cleanse it through
our participation in the governance of our local political, civic and economic
systems as well other private institutions in which we are involved.
By shifting our actions and transactions away from the tapeworm we increase our
personal power, security and wealth, and decrease the tapeworm�s. We exercise our power to fashion a new unity
between those who respect and encourage living equity and those concerned with
the need to preserve and grow financial equity. Such a new grassroots
�conspiracy� can transform and decentralize political power and economic
markets, moving us into alignment with a free and abundant world.
How exactly do we do this? We thought we would share some of our beliefs, knowledge and actions that have been most energizing for us, in the hopes that some may be useful for you. Here is our list of 21 areas of opportunity for coming clean, plus an emergency road map for those who are interested in kick starting their process. As we come clean, we live more joyously and profitably amidst spiritual and economic warfare. As we each come clean, we withdraw the energy that we give each day to the people and organizations destroying our world. As we each come clean, we give new energy to each other and to the people and organizations leading the creation of this new world that is percolating. As we each come clean, the world we envision emerges.
Coming clean means taking responsibility for building a wonderful world by living in alignment with our vision of what a wonderful world would be. Coming clean means cleansing our spirit, relationships, finances, and our connection to nature and the divine -- clearing out that which drains or harms us, while cultivating and rejoicing in our abundance. It means shifting our focus and support away from the leaders of a win-lose centralized tapeworm economy, which is draining us and destroying our planet, toward the leaders of a win-win living economy, which enhances and protects our overall wealth including both financial and living equity.
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Cross-Cutting Opportunities for 1. Be Divine 2. Be Inspired 6. Vote for Excellent Leadership 7. Participate in a Solari Investor Circle 8. Create Excellent Health & Well Being 10. Strengthen Our Relationships 12. Create Community 13. Value Nature 14. Raise Our Learning Metabolism 15. Appreciate Money as a Power Tool to Build Our World 16. Learn �How the Money Works� Around You 17. Eliminate Debt, Create Financial Freedom 20. Profit from Protecting Natural Resources & Infrastructure |
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The following
page begins a brief description of each of the 21 areas of opportunity, with specific
suggestions for action as well as sources of useful inspiration and
learning. Our goal here is to help you be successful in your life and
your current environment. Hence, we suggest you invest time first in the ideas
that are the most energizing for you right now, and ignore the rest. For
example, if cleaning your home (#9) would start to clear things up and get
energy moving for you, just start with that. What you�re after here is to free
up energy that gives you energy to do another thing on the list, which gives
you more energy, and so forth.
If an
idea strikes you as the right thing to do, but it is depressing and drains your
energy to even think about, then don't do it now. Our goal is to reverse drains, not add to them! Our
goal is to help free you of associations, addictions and habits that are
draining your energy, thereby increasing your energy as well as the energy of
those around you in a way that circulates more energy back to you. It's an
abundant energy -- as you will discover as you begin "coming clean."
Christina
found these �emergency measures� to be a very energizing entry point for Coming
Clean. Especially after the election when she felt off balance, more urgent
about securing her family�s safety net, and then worrying about shifting the
balance of power away from the tapeworm and back to our communities. This is akin to putting your own oxygen mask
on first and then tending to others � or triage which stabilizes the most
serious conditions first. Start with a quick pass, whatever you can do in the
next two or three weeks, and then see where you want to go from there.
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Kick Start Your Personal Wealth 1. Start praying! 2. Switch media 3. Assess your finances a. Can you lower your expenses/overhead so you can survive with less cash, and save/invest more? [#17] b. Can
you make a plan for getting out of debt? -
talk to others who have done it or can help, make a plan, take step 1, 2, � [#17] c. Switch banks and credit card companies, keeping enough cash in the bank for unexpected and lump payments (taxes, insurance bills, car repairs, unemployment �) [#18] d.Look into switching investments away from the tapeworm [#18] e. Can you invest in upgrading home self-sufficiency - water, solar, vegetable garden? [#20] 4. Assess your health 5. Build your affinity group Kick Start Your 6.
Team up with trusted others locally and start
by helping each other with the above [#7] |
�What I can do, you can do.� � Jesus Christ
The people who are the happiest operate on the basis of faith. That faith may be spiritual, philosophical or it may simply be a general state of optimism. Whether prayer, meditation or other method, we think taking the time to resonate with the energy and problem solving skills of the universe is one of the �energizer bunnies� of a vital and productive day. Centuries of spiritual teachings regarding the power of our individual intelligence to create our reality are now being corroborated by the latest discoveries of science, particularly quantum physics.
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To Consider · When we live through the divine, abundant love, intelligence and energy are available to us · Our freedom comes to us through divine authority · We have a personal responsibility and a power to envision the world into alignment with nature and the divine · Our collective visions invent our world · Our collective prayers and meditations are a powerful voting system that cannot be rigged |
Opportunities · Pray and meditate or otherwise connect into divine love, intelligence and energy · Envision the world you want to invent and live in, and your role in creating it · Create and practice affirmations to make it so · Give praise and thanks for the blessings in your life · Try this with family and friends |
References - Books
1. There is a Spiritual Solution to Every Problem, and other books by Wayne Dyer
2. The Field, by Lynn McTaggert
3. The Presence of the Past, by Ruppert Sheldrake
4. Messages from Water, by Dr. Masaru Emoto
5. Power vs. Force � The Hidden Determinants of Human Behavior, by Dr. David R. Hawkins
6. You Can Heal Your Life, and other books by Louise Hay
7. The Bible and edited material including The Dead Sea Scrolls and The Book of Enoch
8. From Enoch to the Dead Sea Scrolls : Teachings of the Essenes & The Essene Gospel of Peace, Books 1-4, by Edmund Bordeaux Szekely
9. Living Buddha, Living Christ, by Thich Nhat Hanh
References - Film
1. On the Power of Collective Prayer: Transformations, by The Sentinel Group
2. On the Power of Intention and Collective Intelligence: What the Bleep Do We Know?
�Beauty is truth, truth
beauty�that is all
Ye know on earth, and all ye need to know�
� John Keats
After divine inspiration comes living inspiration. The more excellent people we have around us, the easier it is to maintain the values and standards we desire. Leadership can make a big difference � especially if we chose and support local leaders who inspire us. Learning from cultures schooled in managing the uncertainty and change that we are experiencing us offers invaluable insights and survival skills. In addition to great people, all living things inspire � animals and all of nature as do theater, movies, music, poetry and art.
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To Consider · We are inspired by the truth and beauty in our lives · We are inspired by people who set excellent examples · We are inspired by living things that set excellent examples · Inspiration gives energy to our vision · People have accomplished amazing things against all odds � we can too. |
Opportunities · Make a list of the people, animals, plants, art, music, décor and other things that inspire you · Learn more about, appreciate and support these people and things · Make a conscious effort to increase their presence in your lives and remove from your life that which does not inspire · We appreciate and support the true leaders in our lives |
References � Books
1. The Last Lion: Winston Spencer Churchill: Alone, by William Manchester
2. The Art of Happiness, Healing Anger and How to Practice, by the Dali Lama
References � Film
1. The Endurance
2. What's Love Got to Do With It?
3. Gandhi
4. Winged Migration
5. Shaolin: Wheel of Life
"What's done to the children is done to
society." �
Buddha
[Popsicle
Index and Sustainability Ratio]
The
Solari Index (or Popsicle Index) is the % of people in a place who believe that
a child is safe to leave their home, go to the nearest place to buy a popsicle
or a snack and come home alone safely. We like to practice an exercise in which
we make a list of all the things that make our Solari Index go up and down �
totally 100%. We then look for actions that are under our control that would
result in the greatest rise in our Solari Index. Numerous opportunities always
emerge.
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To Consider · A simple indicator that measures living capital exists, and can be created and maintained outside of institutional and corporate control |
Opportunities · Estimate your Solari Index · Ask the children in your life to estimate their Solari Index · Make a list of all the variables that cause your Solari Index to go up and to go down · Do the results offer any opportunities for you to improve your Solari Index? · What about the Solari Index is other places around the world. How are we making our Solari Index go up in a manner that makes others go down. Are their ways to re-align our incentives so that we help each others Solari Index go up together? · If you think the Solari Index can be improved upon, invent an Index that you and your neighbors could use to estimate the health and well being of living equity in your place |
References
1.
An Introduction to the Solari Index (Popsicle Index)
http://www.solariactionnetwork.com/phpbb/viewtopic.php?p=3036#3036
2.
Real Deal Dim Sum: Is the Popsicle Index Important, by
Catherine
3. A
Conversation About the Popsicle Index, by Catherine
�Your problem is you think you have time.� � The Buddha
Many people understand the value of doing a budget for their financial resources. It is relatively rare for people to do an annual budget that mathematically analyzes how we spend our time � or how we want to invest it going forward. One year, Catherine's senior management team finished their company business plan. All were satisfied that the plan was done. At the last minute a decision was made to estimate the individual, team and collective time investment. Lo and behold the group discovered that they had allocated 700% of their time. Their annual goals were overly ambitious. As a result, they had made promises they could not keep. They were saved by the time budget.
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To Consider · Your time is precious · Your time can be valued more by you and those around you |
Opportunities · Do a time budget · Study who and what you are investing your time in · Identify who and what wastes your time · Look for opportunities to achieve more energy for you with your time · Look for opportunities in collaboration with other members of your immediate family |
References
1. Excel 2003 for Dummies, by Greg Harvey
2. Project
Management for Dummies,
Stop this day and night with me and you shall possess the origin of all
poems,
You shall possess the good of the earth and sun, (there are millions of suns
left,)
You shall no longer take things at second or third hand,
nor look through the eyes of the dead,
nor feed on the spectres in books.
You shall not look through my eyes either, nor take things from me,
You shall listen to all sides and filter them from your self.
� Walt Whitman, Song of Myself
Are you making decisions based on the best information possible? Are you voting with our money for people who tell us what is in our best interest? Are we listening to people who are working for us or working for interest that are not in alignment with ours? Catherine will tell you that one of the smartest thing she ever did was to stop buying, listening or paying attention to corporate media and instead switching her subscriptions and time to real deal media � media that tells the truth. Part of this process was giving away her TV and shifting that time to reading books (Catherine's favorite is reading a good Almanac once a year) and watching documentaries.
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To Consider · Having accurate maps of how our world works gives us energy · The more we support honest and competent mapmakers, the safer and happier we will be |
Opportunities · Cancel subscriptions and stop watching and reading corporate media that does not tell us the information we need to know to understand what is going on and how to act in our own best interest · Switch to media that provides accurate and useful information designed to ensure the safety and prosperity of its readers |
References
1. A Matter of Life and Death, by Catherine Austin Fitts, Foreward to Crossing the Rubicon by Michael C. Ruppert
2. The World Almanac
�QUOTE TO COME� � Author
Many of us have lost touch with choosing and supporting local leadership as well as the governance of the organizations in which we participate � such as universities, charities, foundations, churches and other civic, social and spiritual organizations. Often times, investing time in understanding your potential role in the governance of the systems that influence you are involved with will afford opportunities to improve your situation and improve the world around you.
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To Consider · The quality of leadership in local and state government and judicial positions matter · The quality of leadership in our schools, colleges and universities matter · The quality of the leadership in our charities, foundations, churches and other civic, social and spiritual organizations matter · The quality of the people who manage money for all these institutions matter · We have the power to influence the choice and behavior of these people |
Opportunities · Identify the government and judicial positions that most influence your daily life and learn their scope of work · Identify the educational, civic, spiritual and other not for profit or foundations that have the most influence on your daily life and determine what the process is for determining their senior management and board positions · Get involved in supporting or campaigning for one person who you consider excellent · Find ways to encourage transparency in operational and financial budgets and performance reporting |
References
1.
Great American Political Repair Manual: How to Rebuild
Our Country So
the Politics Aren't Broken and Politicians Aren't Fixed, by Sam Smith
"Rise like lions
after slumber in invanquishable number
Shake your chains to earth like dew which in sleep had fallen on you
Ye are many - they are few." � Percy Bysshe Shelley
�Never be afraid to try
something new. Remember, amateurs built the
�What is relevant is what solves the problem. If we had thought through real relevancies, we would be on Sirius by now.� �Peter Medawar
As Catherine gives speeches and answers questions
on radio talk shows, she is often asked if our world is run by one or more
�conspiracies.� She often answers that in a world full of spiritual and
economic warfare, if we are not in a conspiracy, then we need to start
one. In November, Solari is launching
the first design book through its website at www.solari.com
for Solari Investor Circles. The materials will be available on an open and
free basis.
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To Consider · The power of the 22 steps turns magical when 22 people do them together. |
Opportunities ·
Read the · Talk with your most trusted allies about how you could use this information to increase your power and resources to create the world you dream of · Start a Solari Investor Circle when and if it gives you energy � it saves you time, lowers your expenses, makes you money and helps you feel safer and more joyous in this world · If you have lots of strong consumer and small business support in your area, start a Solari · Sign up at the Solari Action Network |
References
1.
An Introduction to Solari Investor Circles
http://www.solariactionnetwork.com/phpbb/viewtopic.php?p=3034#3034
"To enjoy good health, to bring true
happiness to one's family, to bring peace to all, one must first discipline and
control one's own mind."
- The Buddha
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To Consider · We have the power to create perfect health · We are our own doctors |
Opportunities · Learn about the power of the spirit and mind to influence our physical health · Stop watching TV · Learn what adds or removes vitality from air, water and food; Ensure you have access to clean air, clean water and healthy food · Get plenty of exercise, rest and sleep · Learn about alternative health and healing methods and tools such as biofeedback machines and QRS systems · Invest time in de-toxifying your body in the manner that works for you� juice fasting, liver and gall bladder flushes, colon cleansing, massages, saunas and steam baths. · Get a health coach � or do self help health coaching with your friends and family |
References
1. Heal Your Body: The Mental Causes for Physical Illness and the Metaphysical Way to Overcome Them, by Louise Hay
2. Your Hands Can Heal You : Pranic Healing Energy Remedies to Boost Vitality and Speed Recovery from Common Health Problems by Master Stephen Co, Eric B. Robins
3. Cleanse and Purify Thyself, Book Two : Secrets of Radiant Health and Energy, by
4. Richard Anderson, Judith Mathieu
5. Patient Heal Thyself: A Remarkable Health Program Combining Ancient Wisdom
6. With Groundbreaking Clinical Research, by Jordan S. Rubin and Gary Gordon
7. Various Interview and Writings, Jon Rappoport, www.nomorefakenews.com
8. The Essene Way: Biogenic Living, by Edmund Bordeaux Szekely
9. Post/Check the latest at the Solari Action Network Health Forum Links:
http://www.solariactionnetwork.com/phpbb/viewtopic.php?p=2742#2742
�She looketh well to the ways of her household and eateth not the bread of idleness� � Proverbs 31:27
Where do you want to live? Are you living there? Where are you surrounded by people you love and trust? Where do you have access to the air, land, food and water that will nurture you and your family?
A beautiful home gives you energy. That means that it does not drain you of time and resources. Are you a slave to a house that is big and expensive and filled with lots of possessions that take time to maintain? Move out of your field anything that is not beautiful, life and energy giving and useful. We find de-cluttering by yourself to be hard to do. Team up with your friends to help you declutter each others home and office. There is a myth that beauty is expensive � that we can not create beautiful homes within our means. There is another myth that beauty in a home is complex. This is not so. Beauty takes time and attention � it is something that we can all have. Having a home that is in alignment and in harmony with the land and environment around you is the most beautiful � and powerful � of all.
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To Consider · We deserve a beautiful and safe home · We can create a beautiful and safe home no matter what our circumstance · Our ability to create a beautiful and safe home depends on our ability to understand how we can honor others ability to do the same |
Opportunities · Invite friends to help you with a spring cleaning · As you clean, declutter your house · Decorate your house with things made by or which remind you of the people you love · Learn feng shui principles and apply to your home · Identify all the ways that you can lower your energy, utility and home insurance bills that improve your quality of life |
References
1. The Ultimate House Book, by Terrance Conran & ElizabethWilhide
2. The Encyclopedia of Country Living, by Carla Emory
3. The Real Good's Uncatalogued (including various books)
4. The Lehman's Catalog (including various books)
5. Any good Feng Shui book
6. Any good landscaping and home garden books
�I do think it's not asking too much for you
to �engage those among you who are visionary and remove from your life those
who offer you depression, despair and disrespect.� � Nikki Giovanni
Who are the people in your life, your family and your community who you love? Are they getting your admiration, time and energy? Instead is your time and energy going to the people who you are afraid of, who have power over you, or who demand your attention in negative ways? Do you hunger for association with people who � after you study their work and how they make money � are contributing to the drain on you, your family and community?
Take a look at your schedule. Have you planned ahead to think about the strategic thinking and conversation and other investment of time and caring you need to live in alignment with the people you love? Be there for the people who you would like to be there for you. One of the advantages of forgiving people who have harmed you or done you wrong, is it frees up enormous time and energy for you to invest in the people who are doing you right.
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To Consider · Giving priority and investing in the people we love and who love us is the most important investment we will ever make · In a healthy culture, men and women build up each others power and security · In a healthy culture, members of a family think and act opportunistically on each others behalf · In a healthy culture, members honor those among them who practice their values and lead towards the world they envision |
Opportunities · Make a list of the people you love · Pray for them; plan and invest strategically in your relationship with them; be a blessing to each other; remember birthdays and important dates · Identify the leaders building the world you want, particularly in your immediate area and life · Find energizing ways to support them · Withdraw your support from those in your life and the leaders who are draining you · Save time and energy by practicing forgiveness |
References
1. Angels Watching Over Us, by Catherine Austin Fitts
2. Conscious Loving, by Louise Hay
3. Why
I Decline to Run for President of the
4. Narco Dollars for Beginners, by Catherine Austin Fitts
�Children are our most valuable
natural resource.�
� Herbert
Clark Hoover
Catherine had a friend who was married to a village chief. At meetings, she would ask one person to represent the viewpoint of seven generations yet unborn. To her amazement, it led to significantly improved discussion and decision making. That�s because children matter. It takes many years to help a child grow up healthy and strong in spirit, mind and body. That happens in families that help each person be successful and who are surrounded by communities that support families being successful. That means that the successful raising and success of children happens where each of us enjoys and is committed to supporting the children in our lives and our community and supporting their parents.
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To Consider · Children matter · Raising our children well is our most important investment · Respect for parents and children helps create healthy families and communities |
Opportunities · Think about what would make your neighborhood safer and more pleasant for your children and your neighbors children · See if any of these ideas present an opportunity for the investment of your time or money · Identify the children around you and identify opportunities to support their parents in raising them well · Take time to learn from the children in your lives � have them teach you about what they consider important and interesting. |
References
1. How To Talk So Kids Will Listen and Listen So Kids Will Talk, and other books by Adele Faber and Elaine Mazlish
�Let�s make no mistake about this: The American Dream starts with the neighborhoods�to sit on the front steps � whether it�s a veranda in a small town or a concrete stoop in a big city � and talk to our neighbors�� � Harvey Milk
A wonderful world is made up of wonderful neighborhoods and communities. Think about what you can do to make yours wonderful, to increase the feeling of connection and belonging, looking out for each other, caring. Connect to allies and resources in your community. Who are the people in your community who have the skills and experience in the areas critical to the well being of you, your family and your community? What about your local librarians. Are they available to help you raise your learning metabolism? What about the organizations dedicated to service and smooth operations in your community � Rotary International, the local Chamber of Commerce, the Farm Bureau, Kiwanis, the Optimist Club and many more? Who are the local churches, temples and spiritual organizations committed to making your community work? What about other arts, civic and educational organizations? Rich local community networks are leveraged by wider networks. Think through who are your natural allies to help cooperate in building the kind of world you envision. Then act to get to know them in a way that is mutually energizing.
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To Consider · Building a wonderful world happens one neighborhood and one community at a time · In a wonderful world, neighbors look out for each other, and there is a deep sense of belonging and sharing · Safety and well being come from connectivity with people we can trust � because they are ethical, they are effective and they care about us · Service to our community in the form of volunteering is an opportunity to express our gratitude and give |
Opportunities · Ask yourself � are you giving energy to the people in your community and in your wider networks who can help you build the world you envision? · Who would you like to know in your neighborhood? Start making an effort to get to know them. ·
What can you do to make your neighborhood or
community more wonderful? |
References
1.
�The Community Wizard of
2. Creating Community Anywhere: Finding Support and Connection in a Fragmented World, by Carolyn Shaffer & Kristin Anundsen
Only after the last tree has been cut,
Only after the last river has been poisoned,
Only after the last fish has been caught,
Only then will you find that money can not be eaten.
� Cree Indian Prophecy for
Catherine once heard a story about the psychoanalyst, Carl Jung, at an investment conference. Apparently, Jung had a patient who came to see him after a nervous breakdown. She had, as a young woman, married a wealthy man and then taken a young lover. To resolve the tension between her desire for wealth and her young lover, she murdered her husband. It seems she got away with it. She reported to Jung, however, that from the time she killed her husband on, the birds stopped singing wherever she was. She told Jung, "the birds knew.� Many of us are complicit in enjoying and tolerating a negative return on investment economy. If indeed, the �birds know� then imagine the energy that can be unleashed if we change and individually commit to removing our support from the negative return on investment economy?
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To Consider · All life � past and present � matters · All life is potentially available as our ally · All life is a source of energy |
Opportunities · Listen and appreciate all living things � what can they teach you? · Identify steps in your life to improve your sustainability with nature � learn about Permaculture, biodynamic farming or how to live green� grow more of your own food · Identify steps in your life to increase your and others independence from fossil fuel or unclean air, land, food and water · Fill your home with animal, plants and natural objects that give you energy |
References
Why not ask the nearest tree what you can do to give it energy?
�Many have marked the speed with which Maud�Dib learned the necessities of Arrakis. The Bene Gesserit, of course, know the basis of this speed. For the others, we can say that Maud�Dib learned rapidly because his first training was in how to learn. And the first lesson of all was the basic trust that he could learn. It is shocking to find how many people do not believe they can learn, and how many more believe learning to be difficult. Maud�Dib knew that every experience carries its lesson.� � Princess Irulan, from Dune by Frank Herbert
[ INTEGRATE �PROTECT YOURSELF FROM DIRTY
TRICKS�]
As we manage increasing levels of complexity in our lives from new technology and globalization, we are also dealing with rising levels of political and economic uncertainty. In this environment, thinking strategically about what we need to know and how to access and acquire that knowledge � and to build collaborative networks to help us do so � can provide a steady flow of new energy. There is a reason that nations have intelligence agencies and companies have life long learning programs and investigative firms. If you look back through history, how did our ancestors deal with periods of high spiritual and financial stress? What worked? Surely, nothing that we are dealing with today is tougher stuff than Native Americans, slaves or immigrants and settlers dealt with during the last 300 years. There are cultures that have evolved very high degrees of knowledge and protocols for surviving high levels of stress. We can identify and learn from those who have this knowledge.
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To Consider · We use only a tiny portion of the knowledge and learning capacity available to us |
Opportunities · Develop a learning plan for your life � what could you learn that would give you the most energy in achieve your vision? · Identify the people who teach you the most � what can you do to give them energy? · Identify the people who teach you the least � what can you do to transform that learning and teaching drain � or delete them from your life · Identify who knows about things that you made need help with � particularly in your neighborhood |
References - Books
1. The Evolution of Cooperation, by Robert Axelrod
References � Audio
1. Sermons of T. D. Jakes, Bishop Alfred Owens, Co-Pastor Susie Owens, Joyce Meyer
�My gasoline buggy was the first and for a long
time the only automobile in
We have lots of built up assumptions and feelings about money that are based on the current use of the money in our society. These are not necessarily the assumptions and feelings that give us the power that we desire to build the world we envision.
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To Consider · Money is a tool � like any tool it can be understood and used to build or destroy. |
Opportunities · What are our hidden assumptions and feelings about money? Let's take them out and look at them. Are they compatible with building the world we envision? Let's move them into alignment with mastery of financial tools to help us understand our world and transform it. |
References
1. �The Courage to Be Rich: Creating a Life of Material and Spiritual Abundance,� by Suze Orman
�In a digital age, data
about money is worth more than money.�
�Nicholas Negroponte
Most people do not learn economics and finance in school. However, it is never too late to start to learn. In addition, much effort has been made to suppress information about government finances and the covert economy. However, if you dig and make an effort, much useful information can be found.
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To Consider · We can understand the economics of our household and family, the organizations, businesses and governments in our lives, · our neighborhood and the areas in which we vote for political and judicial representation · We can understand money tools � accounting and currency�and financial instruments � stocks and bonds · We can understand the economics of various industries � such as energy, food, and water- and markets �commodity and financial� and banking systems and the governing laws · We can understand covert economics · We can build and maintain useful �money� maps � we can use these maps to opportunistically shift resources |
Opportunities · Develop a framework for all the financial and economic knowledge that could be useful to you · Develop a learning plan to acquire that knowledge · Acquire a good dictionary of financial and economic terms · Keep a journal to track your learning journey and to write down the meaning of any word that you read that you do not understand · Learn how to use Solari Analytics when mapping out the risks and incentives in event in your world and to ask and answer the question, �Cui Bono?�(Who benefit?) |
References
1.
Economics for Dummies, by Catherine
2. Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money � That the Poor and Middle Class Do Not!, by Robert Kiyosaki & Lechter]
3. Law for Dummies, by John Ventura, Accounting for Dummies, by John A. Tracey
4. Investing for Dummies, Personal Financial for Dummies, both by Eric Tyson.
5. The WSJ Guide to Understanding Money & Investing by Morris, Morris & Siegal
6. For an introduction to Solari
Analytics, see �Solari & the Rise of the Rule of Law�
7. For articles and bibliographies on
how to understand the covert aspects of our economy see: The Negative Return on
Investment Economy � Articles & Documents, http://www.solari.com/learn/articles_risk.htm
8. For categories of economic data in places, see
9. http://www.solariactionnetwork.com/phpbb/viewtopic.php?t=12
�Student loans can be viewed as a contemporary form
of debt bondage. Student loans are no longer dischargeable in bankruptcy. A
total of $30,000 borrowed in the 1980s was recently declared worth $100,000
today, and rising steadily. Student loans are given out to a lot of people with
no guarantee that the individual will secure a form of employment where s/he
can earn a living wage and repay.�
� from WordIQ.com, definition of debt bondage
Freedom depends on having the resources to support and defend your freedom � and to contribute to the support and defense of those you love and care to support. If we can each build individual wealth in support of our freedom and do so in a manner that does not drain the resources and freedom of others � we take a powerful step towards transformation.
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To Consider · We can understand and enjoy personal financial planning and management, including insurance, tax, estate planning and investments |
Opportunities · Organize your paper and digital records; have critical copies in a safe deposit box · Create financial statements for you and your household · Estimate how Catherine's �Five Drains� are operating in your finances · If you have the resources, find trustworthy advisor's � a lawyer, accountant and financial planner · Eliminate your credit card, consumer and mortgage debt · Build equity |
References
1.
9 Steps to Financial Freedom: Practical and Spiritual
Steps So You Can Stop Worrying,
by Suze Orman
�As to the history of the Revolution, my ideas may be peculiar, perhaps singular. What do we mean by the Revolution? The War? That was no part of the Revolution. It was only an Effect and Consequence of it. The Revolution was in the minds of the People...� � John Adams
�Voting with your money� starts with reviewing all of our transactions to see where changes can reflect a more integrated understanding of our best and highest self interest.
Many of us appreciate that government and business corruption is a problem. Yet we continue to �vote with our money� for the very banks that facilitate and engage in these corrupt practices.
That is why we have started the Solari Circles
Campaign to call on 600,000 people worldwide to move their bank deposits and
banking business to banks that do not behave in this manner. In 1998, Catherine moved her bank accounts
from JP Morgan Chase and Citibank to a small community bank in
In addition, as a customer of a company we have the ability to communicate and influence company policies. And as a shareholder we have the power to vote through the annual stock proxy, organize to add issues to the stock proxy and to attend the annual meeting of shareholders and voice our concerns. The socially responsible investment (SRI) community promotes the idea of �voting� with your investments. However, their analysis and screens are based on what a company says it does as opposed to the companies actual participation in covert and illegal activities, including money laundering or the reinvestment of laundered funds. Hence, there is an opportunity to revise the SRI approach to screen for government corruption, war profiteering and involvement in organized crime.
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To Consider · The negative return on investment economy can exist because we support it with our deposits, purchases and our investments · We have the power to transform our economy to a positive return on investment economy by withdrawing our money from those who engage in destructive behavior and channeling our money to those who do not. · Our vote in the market place counts · There is no government � there are a group of banks and private corporations in control, whether through manipulation of the central banks, the government or the financial and commodity markets. |
Opportunities · Learn why and how privitization decrease the power of our vote at the polls and increases the power of our vote in the marketplace. · Who owns the companies that you purchase from or invest in? Is this who you choose to support? · What opportunities do you have to migrate your purchases and investments according to what a deeper analysis shows? And by communicating your actions to those involved? · What lenders engaged in laggressive lending and predatory lending can be shut off from purchases and investments within the community? · Learn how to assess a banks board and management, read a banks financial statements and bank disclosures · Make a checklist of bank products, services and fees that are important to you · Learn how the Federal Reserve system was created and how fiat currency works · Determine your consumer banking options and how you can chose a bank that best suits your best political and consumer choices |
References
1. The Solari Circles Campaign � http://solari.com/campaign/
2. �Where Would Jesus Bank?� By Catherine Austin Fitts
3. Money Makes the World Go Round, by Barbara Garson
4. The
Creature From
5. Rules for Radicals: A Pragmatic Primer for Realistic Radicals by Saul D. Alinsky
6. �Solari & the Rise of the Rule of Law,� by Catherine Austin Fitts
7. �RJR Takeover
Wars � The Next Episode,�
The European Union Sues RJR Tobacco for Two Decades of Global Money Laundering
for Colombian Drug Lords, Russian Mafia, Italian Mafia, Saddam Hussein's Family
& New York Real Estate Investors, by Catherine Austin Fitts
�Vocation: The place God calls you to is the place where your deep gladness and the world's deep hunger meet.� � Frederick Boecher
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To Consider · We do our best when we do that which we love |
Opportunities · How do the economics of your income work? Are you being paid with the profits of corrupt or unethical activities? Are you or your company financed with low cost capital from the reinvestment of organized crime capital? · Are you and your colleagues engaged directly or indirectly in covert operations, organized crime or genocide? · If yes, create an intention and plan to evolve to generating an income from activities or organizations that profit from supporting life, not death |
References
1. The Reinvention of Work: A New Vision of Livelihood For Our Time by Matthew Fox
2. Solari & the Rise of the Rule of Law, by Catherine Austin Fitts
If you�re not part of the solution, you�re
part of the problem.
� Eldridge Cleaver
Profit from Protecting Our Natural Resources & Infrastructure and Investing in the People & Assets You Know and Trust
Clean air, clean water, healthy food, cheap energy and abundant land � these are items critical to a healthy life. Yet these resources are under great physical and political stress. What about your municipal and personal infrastructure and tool base. Is it in great shape? Think through what you are going to do to ensure that your family has access to strategic resources and tools for the long haul and what you can do as part of a collective community to preserve these assets for generations to come. Why let people outside your community buy up your local municipal resources when such an investment represents an investment opportunity for you?
Is now the time to insulate your house or buy a bicycle? Have you considered the benefits of teaming up with your neighbors to start a community garden? Has the time come to explore solar and wind energy or to dig a well? Better yet, is there an investment opportunity to create such capacity for you and your neighbors?
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To Consider · We have significantly under invested in preserving and supporting our natural resources and infrastructure |
Opportunities · Identify what changes would most benefit you and your family · Identify potential areas of opportunity for an investment of your time to learn and to act or investment of your resources |
References
1. Home Power Magazine
2. Real Goods Catalog
3. Solari & the Rise of the Rule of Law, by Catherine Austin Fitts
A
recent book entitled Good Money touts "SRI" �
socially responsible investing � , or how to do good (socially) while doing
well (financially).But whatever the legal currency � dollars, marks, yen,
francs or pounds - in which practitioners of SRI make their investments, they
cannot make bad money good. SRI cannot repeal
We think there are significant opportunities in protecting our assets from devaluation of the US dollar and from greater risk in the global financial system by investing outside of the large corporations. There are terrific opportunities to invest locally with people you trust. All of these opportunities take time and effort to understand and to implement in a responsible way. Let's start now.
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To Consider · Sound money, financial transparency and equity financing are the basis of a healthy economy. · We can generate living and financial wealth by investing in opportunities not controlled by large corporations and investors. |
Opportunities · Learn about precious metals and digital gold and explore investment opportunities in precious metals and related stocks · Learn about alternative currency and community currency and barter systems · Explore opportunities to diversify offshore · Explore opportunities to invest locally or in your close family and friend networks with people you know and trust |
References
1.
The Daily Reckoning � A Primer on Gold Coins
http://www.solariactionnetwork.com/phpbb/viewtopic.php?t=1380
2. Sage
Capital � 2003 Report to Edelweiss Fund Shareholders
http://www.sagecapital.com/edelweiss/reports/2003_annual.pdf
3. Solari & the Rise of the Rule of Law, by Catherine Austin Fitts
4. Learning about Solari, http://www.solari.com/learn/
5. Gold Money: http://www.goldmoney.com
6. LeMetropoleCafe: http://www.lemetropolecafe.com
7. Silver: http://www.silver-investor.com
8. Gold Anti Trust Action Committee: http://www.gata.org
9. Prudent Bear Funds: http://www.prudentbear.com
10. Freemarket Gold & Money Report: http://fgmr.com/
In one of the earlier steps, we prepared a budget for our time. Now let's do a budget for our financial resources. As you do this compare the various trade offs in your life between time and money. For example, what is the cost of private schools for your children versus the benefits of working less and doing home schooling? After looking at the health impacts and costs of working and living in an urban environment, what are the integrated benefits of moving to a low cost rural area? Are you working long hours and then paying more per hour for people to do household chores for you that you could do for yourself? Does it pay to learn plumbing, electrical repair, auto mechanics? What about your children? Have you taught them how to respect their time and your time? What do your budgets teach you about habits that save time? What do they teach you about the cost of unethical or incompetent people in your life? How much is interest on debt costing you in terms of the time it takes to pay it?
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To Consider · Your time is precious. So are your financial resources. How can the two give each other energy? Expressing your time and money mathematically will illuminate opportunities to do so. |
Opportunities · Do an annual financial budget. · Estimate the value of your time in terms of after tax income. · Explore opportunities for get more for less. · Make a list of the ten people, habits, events or other things that wasted the most money over the last year � what can you learn from this list? |
References
1. The Seven Habits of Highly Effective
Teens: The Ultimate Teenage Success Guide by Sean Covey
2. The Way to Happiness,
http://www.twth.org/
3. Excel 2003 for Dummies, by Greg
Harvey
�The gratification of
wealth is not found in mere possession or in lavish expenditure, but in its
wise application.� � Miguel de Cervantes
If each one of us sets aside a % of our income and time and invests these resources in the people and organizations that are giving us and our network energy, the cumulative effect in moving us to a positive return on investment economy would be significant.
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To Consider · Circulating gifts and tithes is an excellent investment in building a better world · No amount is unimportant � each 'gift� represents a �vote� in the spiritual field, popular amounts of small sums influence the �vote� of those who manage larger amounts of resources · When many tithe steadily over time, it creates flows that can be leveraged with living and financial equity in many ways |
Opportunities · Make a commitment to tithe a portion of your revenues and/or time to people and organizations that are doing great things · Remove your support from charities, religious organizations and foundations that are using their tax-exempt status to accumulate significant investment assets to bankroll central banking, warfare and the negative return on investment economy · Encourage others to do the same · Invest this time and money strategically to bless the leadership and world you envision into being |
References � Movies
1. Pay It Forward
References � Articles
1.
Church Frees 53 Families from Debt
http://www.solariactionnetwork.com/phpbb/viewtopic.php?t=1015&highlight=norfolk
In her article, Solari & the Rise of the Rule of Law, Catherine tells the story of one of her partners, Ozzie Blake, an entrepreneur who grew up on a small island. He once explained why small islands produced a much higher percentage of people who were good at starting and building successful businesses. He said it was because when a person grows up on a small island, you see how everything is connected. It is much easier to learn how to take responsibility for the whole � to see how all time and energy is precious and never to waste anything. People who grow up on small islands, he said, understand that �a penny saved is a penny earned.�
Ozzie had been taught from the time he was a small child to connect the behavior of individual people with how everything works around him. He said that he had learned to adjust his behavior so that it contributed to the system working in the way he hoped it would. His family, his school and his church all encouraged him to take responsibility for the whole in practical concrete ways. People who grow up on small islands, he said, understand that �what goes around comes around.�
Ozzie said that
Many of us look at our situation from their own individual points of view. From every degree of the circle, there is a different definition of what ails us, of why our system isn�t working, and what the solutions are. Often, what we perceive as our own individual problems are really just the symptoms each person experiences of the deeper problems that we all share. o many times, the solution is to blame or attack someone, or to propose that more government or private capital be spent in a futile attempt to keep the wolf from the door. Without a simple map of where we are, the tapeworm that we are feeding and how to withdraw and shift our energy , we have forgotten that we are in this together and at the simplest level, you simply can�t eat what you don�t grow.
We have encouraged and participated in tremendous speculative financial activity at the expense of the concrete productive sector of our economy. The impact on our economic productivity has been predictable. The deterioration of our living equity � our neighborhoods, infrastructure and environmental resources can be seen in every place � north, south, east, west � and touches everyone, rich and poor alike. The dumbing down of the workforce grows as the daily television consumption, which teaches counter-productive behavior, reaches frightening levels. What is happening in our neighborhood parallels what is happening around the world.
The folks who feel that their biggest problem is their financial equity � falling yields on their investment portfolios � have yet to see that they cannot enjoy capital gains unless their living equity � that is our neighborhoods and children are safe and that the very things that will contribute to their safety � an increase in real human productivity, honest feedback systems and a restoration of personal accountability � will also lead to huge increases in collective investment capital in the economy. The folks who feel that their greatest problem is living equity � that they and their children are not safe and our environment is being destroyed or we are committing genocide in other parts of the world (or down the block) have yet to see that we cannot achieve personal safety when yields for both retail and institutional investors are dependent upon profits from organized crime, trickery of the investing public and government guarantees that promote unproductive investment and personal behavior. Only when we achieve real economic growth based upon concrete increases in productivity, accounted for and disclosed on an honest basis, can we be both safe and wealthy.
�Coming clean� is about reconciling these different points of view and creating a new energizing unity of people, places and money. �Coming clean� begins one person at a time. As the lotus blossom blossoms out of the mud, �coming clean� begins with you from the inside out.
Yes, you are only
one person. If you are like most people, you are "voting" for the
tapeworm. If you want the tapeworm to lose power in your life and your
world, you have the power to change that. You have the power to shift your
"vote." Only you can do this.
Yes, you have a
vote. That is how democracy and freedom work. It's something to appreciate. As
it turns out, there is a lot of leverage in how you combine your votes.
When you
"vote" with your prayers and meditations, your "vote" is
leveraged by many others who share your intent. Our collective intent is
leveraged by divine intent when we are in alignment with divine love. Such love
and intelligence is the most powerful force in the universe.
The Bible says,
"Where two or more are gathered in my name, there am I." This speaks
to the power of being in accord with one other person when your agreement is
leveraged by the divine will.
When you
"vote" with your money to decentralize political and economic power,
your "votes" in the marketplace are leveraged financially by those
who also vote in similar ways. Many people shifting tiny amounts of money can
move markets because of the way that money works.
The number of
customers that a bank or company have and their profits per customer, can
multiply many times in terms of their ability to borrow money or sell stock on
Wall Street. In fact, their stock price is often what determines the top
management's pay. Hence, a shift of deposits, purchases on investments from
large institutions to more decentralized institutions can have a dramatic
impact.
When our prayers
and our meditations are leveraged by our alignment with divine will and that is
further leveraged by our moving our money into this alignment and that is
further leveraged by the multiplier effects on Wall Street -- that is a lot of
leverage!
Add to that the
leverage that comes from shifting resources to honest media and your ability to
move the best people into local leadership positions or governance positions in
organizations in which you have an influence, and that is a lot of potential
power for one person.
Now, that gets
even more powerful when you realize you can do this in a way that gives you
energy.
So if you think
you are only one person, appreciate that you are one person who could be
getting more energy!
When we choose to
ignore our responsibility for the money in our lives and around us, we create
an opportunity for the tapeworm to assume the power that we have abdicated.
This abdication is not "good" -- it is dangerous both for us and for
others.
Accomplishing financial
security for ourselves, our family and those for whom we are responsible in a
manner that creates wealth for others is quite wonderful. Respecting and
using resources effectively -- whether it is our time or money or other kinds
of resources -- is highly ethical behavior. We live on an abundant planet.
When we use our own and other people's time well, we attract allies and build
constituencies for our efforts. For example, when we help generate
investment returns from sound economic activity that funds a secure retirement
savings, we honor our elders and create good will between generations.
In short, there
is a difference between optimization that nourishes people and communities and
grows the pie and optimization that destroys people and community and shrinks
the pie. There is only one way to end poverty and that is by creating
wealth. Poverty is the absence of wealth.
In the Solari
model, creating financial wealth results not from increasing consumption and
the degradation of natural resources and community but from reducing
consumption and investing in our natural resources and local communities. Attracting
management and investors -- including you -- to this purpose is an excellent
idea. The more we are rewarded for successful efforts, the more of us will be
attracted to switch resources out of the tapeworm and into a healthy economic
model.
Positive results
attract more positive investment which make more positive results a
possibility-- that is a good thing!
Again the issue
is, what is the impact of your actions. If you "help" others in a
manner that shrinks the pie, or justifies the tapeworm, or results in your
failing to care for your own responsibilities, then "helping" others
can do harm. However, if you gift or tithe or do service in a manner that
builds wealth in your community and in your network, these actions can be quite
wonderful for you and for those around you.
Part of
understanding what is good or bad about a particular action or investment
relates to understanding how the resources work around you and how the tapeworm
is part of that -- and whether your actions are truly adding or deleting value.