A Short Preview:
“Please remember that your insurance company
owes you a legal duty of ‘good faith’ and fair dealing.”
~ Matt Hale, “Auto Insurance Shenanigans”
By Catherine Austin Fitts
I consider it of great importance that every subscriber who drives a car or is a passenger in a car listen to this interview—and that means just about everyone. This interview with attorney Matt Hale, a long-time contributor to the Solari Report, can save you a great deal of time and money and perhaps your life.
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This has been a most illuminating discussion. I will be looking for an insurance broker. I have home and car insurance through Liberty Mutual, but now am wondering if a smaller company would be better. I must admit, as many times as I have looked at my policies, I don’t think I understand them at all. Thank you Matt Hale and Catherine for your great intelligence.
I had a friend get hit by an uninsured motorist that ran a red light. She was pregnant with her 5th child and had brain damage brain surgery and could do math at 2nd grade level.
The uninsured policy did not benefit them at all.
So back 30 years ago I was young and saw an infomercial on this guy “givens” who sold a $200 three ring binder on how to buy theses things with definitions of the words at the beginning.
At age 26 I got my first financial advisor who was fee for service and when he looked at everything in my life he said I had done well with insurance. I had followed this book at did not so uninsured but knew my collision would cover if I couldn’t cover things.
I was hit by a car riding a bike 6 years ago life flighted etc and I only got 100,000 because the kid only had that much insurance.
So I am thinking this through now in light of the increased accidents and think I want disability insurance that I can get paid for my disability. How would uninsured be better than just having that??
There is not enough space here to cover this topic thoroughly. Disability insurance is its own can of worms. The probability of getting in a collision by an uninsured and not being left disabled but with a stack of medical bills is high. Disability insurance kicks in usually for a period of time when you cannot do your own occupation then when that benefit exhausts, you have to prove you cannot do any occupation. Disability insurance companies love to use these definitions to not pay claims.
Very helpful!
Sounds like we are approaching a post-law model. Why have insurance that pays for you, and them, and the insurance company? It’s one sided. We are in a Law-less environment. I feel strongly that I should just stop paying for a service that I will never be able to rely on. The government clearly wants chaos and wants to deplete our resources dry. Just look at the border situation and the south Chicago situation.
Wonderful discussion!
Not only has our local insurance broker educated us, but he also allows us to pay our premiums with cash – and it keeps our business dollars local while building community relationships and trust.
Best to ALWAYS drive with a QUALITY front & back dash camera ….and another hidden camera recording the same as well ..in the event your visible dash cameras get stolen from your vehicle while you lay in your car injured. Hide your purse inside the car while driving…dont leave it on the passenger seat where it’s visible to passerby folks. In Los Angeles, I’ve heard gals gets their purses stolen from inside their cars by bystanders while the gals sit injured in their car before the cops get there. So, plan ahead. It’s a terrible culture these days, so plan strategically.
Sound advice, especially for numerous urban areas.
Hi Cheryl, sound advice. It has been years since I tried to solve the problem of having an always on recording front and rear video recording cam. At that time, all the tech was absolute junk. I learned years ago by watching Russian driving videos that the only protection that Russian drivers ever had was to record everything all the time the vehicle was on.
In the commercial transportation industry, there are cameras that are installed permanently in semi trucks.
Have you identified a viable technology for this need?
I thought I knew more than I actually do about both insurance & electric vehicles. Very illuminating discussion I did not expect! As far as drivers and driving goes; there is no question both are going down hill fast. Started w/the plandemic. Must be coincidence!