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Missing Money
Articles and video discussions of the $21 Trillion dollars missing from the U.S. government
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Young Builders Course
Calling Young Builders for a Unique Pilot Opportunity
What Is the Young Builders Course?
The Young Builders Course is a guided tour of Solari’s most important principles and navigation tools—explained in a way that young people can understand—to succeed in a fast-changing world. Students will have direct access to some of the most respected leaders and builders within the Solari network. In addition, they will become part of a community of ambitious young people.

Why Did We Create the Course?

Gain Access to People and Knowledge
Many young people in our network are struggling within the conventional educational system to access the intelligence and develop the skills they need for a successful life. They lack confidence and the tools to create and sustain healthy, economically secure relationships. They are eager to take responsibility for building their future—but how can they gain access to the people and knowledge that will help them use their time and resources in the best possible way?
Fundamental shifts in geopolitics and financial markets are taking place. Combined with disruptive technologies such as AI, the job market and culture that young people find themselves in is drastically changing. How do they set themselves up for success in this context?
By exposing the Young Builders to leaders who have demonstrated a level of excellence and integrity in their careers, our aim is to support young people in answering these questions. Through self-development and self-analysis, the Young Builders Course is designed to help them reconnect with their true purpose and make aligned life decisions reflecting coherence between heart and brain.
– Ricardo Oskam and Vanessa Harlander
You deserve to live a free and inspired life.
Who Are the Expert Builders?

Founder Solari Report
CATHERINE AUSTIN FITTS
Catherine Austin Fitts (born December 24, 1950, in Philadelphia, Pennsylvania) is an American investment banker, former public official, and publisher known for her critiques of public spending, financial transparency, and the structure of modern finance.
She holds a BA in History and an MBA from the Wharton School of the University of Pennsylvania. Early in her career, she joined the investment bank Dillon, Read & Co., where in 1986 she became the first woman to be promoted to Managing Director in the institution’s 156-year history.
From 1989 to 1990, she served in the George H.W. Bush administration as U.S. Assistant Secretary of Housing and Federal Housing Commissioner at the Department of Housing and Urban Development (HUD), where she was involved in reforms concerning mortgage insurance, properties, and federal housing programs. After leaving government, she founded Hamilton Securities Group, Inc., an investment firm that handled large‐scale financial software, mortgage insurance portfolios, securities, and real estate asset management.
Fitts is also president of Solari, Inc., publisher of The Solari Report, and managing member of Solari Investment Screens, LLC. Through these, she analyzes global financial systems, investment strategy, risk, and the integrity of public spending.
For more information:
The Solari Report: https://solari.com/
Solari Investment Screens: https://solariscreens.com/

Economist & Banking Expert
RICHARD A. WERNER
Richard A. Werner is a German economist known for his work on banking, monetary policy, and development economics. Born in 1967 in Bavaria, he earned a BSc in Economics (with First Class Honours) from the London School of Economics and then a DPhil in Economics from the University of Oxford.
Werner has held academic positions all around the world. He was assistant professor at Sophia University in Tokyo, professor of international banking at the University of Southampton, visiting professor at Goethe University Frankfurt, and held a chair in Finance at Fudan University, among others. He is currently Professor of Banking and Economics at the University of Winchester.
Werner is especially known for his research on the Quantity Theory of Credit—an approach that emphasizes how banks create credit and how this shapes the money supply and macroeconomic dynamics. He is also credited with formulating, in the mid-1990s in Japan, the term and policy concept “quantitative easing,” before it became widely adopted by central banks.
Among his best-known books are Princes of the Yen (about Japan’s bubble, central banking, and economic transformation) and New Paradigm in Macroeconomics. Beyond academia, Werner has had substantial experience in the financial sector—including roles as chief economist in Asia for Jardine Fleming Securities, senior managing director and portfolio manager in Bear Stearns Asset Management, and consulting to international development organizations.
For more information:
Richard A. Werner: https://professorwerner.org/

Economics Professor
MARK SKIDMORE
Mark L. Skidmore is an American economist and scholar dedicated to strengthening public finance, transparency, and the relationship between governments and citizens. He is Professor of Agricultural, Food, and Resource Economics at Michigan State University, where he holds the Betty and David Morris Chair in State and Local Government Finance and Policy.
He earned his BA in Economics from the University of Washington, followed by an MA and PhD in Economics from the University of Colorado in 1994. Before MSU, he held academic roles at Northern Illinois University and the University of Wisconsin, and was a Fulbright Scholar in Japan.
Skidmore’s research spans public finance, regional economics, and natural disaster economics—especially how government tax and spending policies affect economic development, fiscal health, and community well-being. He directs the North Central Regional Center for Rural Development and serves as co-editor of the Journal of Urban Affairs.
He has also drawn attention to uncovering issues of government accountability, such as large undocumented or “unsupported” accounting adjustments in U.S. defense budgets, helping stimulate discussion about oversight and transparency. Through his public writing and his Lighthouse Economics platform, he aims to equip people with research and insights to better understand complex economic and policy challenges in turbulent times.
For more information:
Mark L. Skidmore (MSU): https://msu.edu/honoredfaculty/directory/skimore-l-mark.html
Mark Skidmore (MSU): https://expertfile.com/experts/mark.skidmore/mark-skidmore
Mark Skidmore (Wikipedia): https://en.wikipedia.org/wiki/Mark_Skidmore_(economist)
Lighthouse Economics: https://mark-skidmore.com/

Historian & Peace Researcher
DANIELE GANSER
Daniele Ganser is a Swiss historian and peace researcher and heads the Swiss Institute for Peace and Energy Research (SIPER). He studies the topics of peace, energy, media, war, and terrorism. Through his lectures and books, he aims to strengthen commitment to peace, nonviolent conflict resolution, renewable energy, and enlightenment. He shares his research results on YouTube (453,000 subscribers), Facebook (210,000 subscribers), X (181,000 followers), Telegram (78,000 subscribers), Instagram (156,000 subscribers), and TikTok (81,000 subscribers).
Ganser was born on August 29, 1972, in Lugano, Switzerland. From 1979 to 1991, he attended the Rudolf Steiner School in Basel and earned his Matura at Holbein-Gymnasium in 1992. He studied history, philosophy, and English at the University of Basel, the University of Amsterdam, and the London School of Economics and Political Science (LSE). He received his licentiate degree in history from the University of Basel in 1998 (summa cum laude), with a thesis on the Cuban Missile Crisis, and his PhD in history in 2001 (insigni cum laude), with a dissertation on NATO’s secret armies. (Note: His Wikipedia entry is not objective, as the authors have deliberately worded it negatively. An objective entry can be found at Recherche Dresden.)
Ganser is a Spiegel bestselling author and has published four books: NATO’s Secret Armies: Operation Gladio and Terrorism in Western Europe (2008), Europe in Oil Addiction: The Consequences of a Dangerous Dependence (2012), Illegal Wars: How NATO Countries Sabotage the UN – A Chronicle from Cuba to Syria (2016), and Empire USA: The Ruthless World Power (2020). His books have sold more than 200,000 copies in various languages.
Ganser lives in Switzerland with his wife, daughter, and son.
For more information:
Swiss Institute for Peach and Energy Research: https://www.siper.ch/

Real Estate Expert

Future Science Host Solari
ULRIKE GRANÖGGER
Solari Future Science Series host Ulrike Granögger is a researcher and lecturer passionate about the convergence of science with spirituality. She calls this integration of right- and left-hemispheric thinking a “Future Science” that is based on astonishing scientific discoveries that may have gone unnoticed by the public and academia thus far but are bound to change the paradigm of human perception in the near future.
As a leading member and the operational director of the Academy For Future Science in Europe for over 20 years, Ulrike has taught, translated, and published numerous titles and conferences based on biblical scripture and the cosmology of The Keys of Enoch, the seminal book by author and visionary J.J. Hurtak. Originally trained as a linguist with a degree in Comparative Literature from Vienna University, she understands the uniquely human power of higher language and the pictographic conceptualization of reality through myth and symbol.
In addition to scientists like Peter Gariaev and others, she has worked with Russian Prof. V.P. Kaznacheev and Dr. A.V. Trofimov of the Institute of Anthropoecology in Novosibirsk on the consciousness-time effects of the “Kozyrev Mirror” and the epigenetic effects of the “hypo-magnetic chamber.” Supported and partly funded by Solari Inc., Ulrike has since built her own “Kozyrev Time Mirror” for physics and consciousness experiments. She has also carried out extensive research with Hartmut Müller on the interscalar model of the fractal universe, which shows a mathematical interconnectedness of all scales of matter-energy.
For more information:
Future Science Series: https://solari.com/future-science-series/

Art Specialist Solari
NINA HEYN
As the acclaimed author of the Food for the Soul art and entertainment column at the Solari Report, Nina Heyn visits galleries and museums all over the world, reporting on art ranging from established masterpieces to the up-and-coming.
In addition to posting regularly at her Food for the Soul column, Heyn sometimes podcasts chats about art. In 2024, she published her book, Women in Art: Artists, Model and Those Who Made It Happen.
As a reporter on cultural events, she also reviews major art exhibitions and film and TV premieres.
Drawing on her previous careers as a long-time Hollywood studio publicist, a film writer, and a corporate executive, Heyn’s goal is to tell fascinating stories about art creators and creations in the most accessible and entertaining way and to share her love of fine art with others.
For more information:
Food for the Soul: https://food4thesoul.solari.com/
Women in Art: https://solari.com/product/women-in-art-254-pages/

Former Congressman
DENNIS KUCINICH
Dennis John Kucinich (born October 8, 1946, in Cleveland, Ohio) is an American statesman, author, and advocate for peace, social justice, and democracy.
The eldest of seven children, Kucinich grew up in a working-class family in Cleveland, an experience that shaped his lifelong commitment to fairness and opportunity. In 1969, while still in his twenties, he was elected to the Cleveland City Council. By 1977, he became Mayor of Cleveland at just 31 years old, one of the youngest mayors of a major U.S. city. His principled refusal to privatize the city’s public electric utility, Muny Light, initially drew fierce opposition but was later recognized as a courageous decision that saved Cleveland citizens millions of dollars and preserved public ownership.
Kucinich went on to serve in the Ohio State Senate before being elected to the U.S. House of Representatives in 1996. Over his 16 years in Congress (1997–2013), he became known as a powerful voice for peace, environmental stewardship, healthcare for all, and constitutional liberties. He was a leading opponent of the Iraq War, championed the creation of a U.S. Department of Peace, and consistently stood for government accountability.
Twice a candidate for the Democratic presidential nomination (2004 and 2008), Kucinich inspired many with his vision of diplomacy over war and policies rooted in compassion and sustainability. Beyond politics, he is an author and public speaker, continuing to advocate for citizen empowerment and a more just, peaceful world.
For more information:
Dennis Kucinich (Wikipedia): https://en.wikipedia.org/wiki/Dennis_Kucinich

Biomechanics Specialist

Financial Planner
Timothy L. Caban, CFP®, EA
Timothy L. Caban, CFP®, EA is the Founder and President of Copper Beech Advisors, LLC, a fee-only financial planning firm based in Malvern, Pennsylvania. With more than 18 years of experience in financial services, Tim provides comprehensive, values-based financial planning to individuals and families, integrating investment strategy, tax planning, retirement planning, and estate considerations.
He began his career in New York City as a currency trader at J.P. Morgan & Co., later serving as an equity trader and then as a risk manager and capital advisor at J.P. Morgan Private Bank. He also worked with Sage Financial Group, an independent Registered Investment Advisor, before establishing Copper Beech Advisors.
As both a Certified Financial Planner™ professional (CFP®) and an IRS Enrolled Agent (EA), Tim is uniquely qualified to guide clients on both long-term financial strategy and complex tax matters. His holistic approach emphasizes aligning
financial decisions with personal values and life goals.
Tim is an active member of the National Association of Personal Financial Advisors (NAPFA) and the Alliance of Comprehensive Planners (ACP), two leading professional organizations committed to fee-only, fiduciary standards in financial advice.
Through Copper Beech Advisors, Tim continues to help clients gain clarity, confidence, and peace of mind in navigating their financial lives.
For more information:
Copper Beech Advisors: https://copperbeechadvisors.com

Writer & Community Broadcaster
JUNIOUS RICARDO STANTON
Junious Ricardo Stanton was born in Philadelphia on February 18, 1948. He attended Philadelphia public schools and matriculated to Cheyney State College in 1965, earning a BA in Liberal Arts English in 1969. After Cheyney, he attended the University of Pennsylvania, earning a Masters degree in City Planning in 1971.
Junious worked as a Philadelphia juvenile probation officer for over 30 years. Always an avid fan of radio and seeing its potential as a social change agent, he brokered time on WHAT 1340 AM in 1990, producing a half-hour talk program called Positively Black. To promote the show he started writing a weekly column of the same name for SCOOP USA, a popular community newspaper. That column eventually was syndicated nationally to over 200 African-American newspapers by the National Newspaper Publishers Association from 1996-2002.
In 2000, Junious became a pioneer in Internet talk radio, producing a program on The Black World Today’s (TBWT’s) talk channel, which he helped start. When TBWT closed, he migrated to New Black City, hosting a live interview program called The Digital Underground. When New Black City closed, Junious migrated the show to Harambee Radio. Junious also produced and hosted The Cyberspace Sanctuary, which was heard on the Blake Radio Network’s Rainbow Soul for many years.
Currently, Junious produces and hosts Akoben: The War Horn on Soundcloud.com. He distributes his blog From The Ramparts to numerous websites and e-groups.
Junious is a co-founder of Heeding Cheyney’s Call, a grassroots movement to save Cheyney University, and a proud member of several other local organizations.
Junious has been married to the former Sonjia Harmon for 51 years.
For more information:
Akoben The War Horn:
https://soundcloud.com/junious-ricardo-stanton
https://creators.spotify.com/pod/profile/junious-ricardo-stanton/
https://www.mixcloud.com/jrswriter/
From the Ramparts blog: https://fromtheramparts.blogspot.com/

Foundational Health Expert
NATHAN SILES
Nathan Siles is a biophysics and foundational health specialist dedicated to helping people unlock their highest potential by understanding how the body truly creates and sustains energy. Having overcome significant health challenges himself, Nathan brings both lived experience and deep scientific expertise to his work.
His work centers on the core foundations of health: light, water, magnetism, mitochondria, thermoregulation, and circadian rhythms—showing how these often-invisible forces govern our biology, performance, and resilience in today’s rapidly changing world. Drawing on more than a decade of lived experience and learning directly from leading experts in these fields, Nathan has distilled the most practical and effective ways to navigate the modern landscape with health not as a fragile state, but as a strong, maintainable, and even improvable foundation. He has worked internationally with athletes, entrepreneurs, and health-conscious individuals, teaching how true vitality is built from the ground up by living in alignment with nature’s principles.
As co-creator of the BioTra Approach and co-founder of BioSpectral Systems, Nathan is pioneering new ways to apply biophysics to everyday life, from protecting health in modern environments to restoring energy, clarity, and longevity.
Within the Young Builders Course, Nathan will share how true freedom and creativity are impossible without strong foundations in health. His passion is equipping young people with the knowledge and tools to care for their bodies and minds so that they can build lives of purpose, integrity, and inspired contribution.
For more information:
It’s Now You: https://www.itsnowyou.com/my-story
BioTra: https://biotra.com.au/biotrabook

Designer
MARK ALBRECHT
Born and raised in New York, Mark Albrecht trained as a sculptor at the Ecole des Beaux Arts in Paris, where he worked on large-scale pieces in the industrial setting of a metal factory. This experience in factory production helped him cultivate a reductive, functional approach to design, which carries through his work today.
After returning to New York, he founded Mark Albrecht Studio in 1997 with the desire to create beautiful, functional, well-made furniture. Both an artist and a pragmatist, his design ethos marries form and function. Albrecht’s work reflects his signature ability to integrate rigor and refinement, modern and classic, and minimalism and warmth. Each piece of Mark Albrecht Studio furniture is handcrafted in his workshop by a team of skilled craftspeople using state-of-the-art manufacturing processes and traditional techniques with metal, leather, and wood. These materials are thoughtfully selected and sourced for their timeless quality and integrity.
Albrecht presently lives in Southwest Florida with his wife and daughter.
For more information:
Mark Albrecht Studio: https://www.markalbrechtstudio.com/info/about-the-company

Researcher
Elze van Hamelen
Elze van Hamelen is a brilliant New Media ally who has made many powerful contributions to the Solari Report over the past several years. This year, Elze will conduct a series of Omniwar-related interviews for Solari that promise to be equally ground-breaking and insightful.
Hallmarks of Elze’s work at Solari and at Dutch media outlets (the online and print newspaper De Andere Krant and the citizen media platform Cafe Weltschmerz) are her integrity, cross-disciplinary curiosity, and ability to separate the wheat from the chaff. As Catherine put it when she interviewed Elze about the New Media in fall 2021, this amounts to a “remarkable ability to integrate intelligence from different worlds and disciplines and sort out what is real intelligence, who and what is useful, and who and what is not.”
Elze’s two blockbuster reports on Dutch Farmers and Fishermen and Pharma Food were fundamental in helping Solari subscribers understand how Mr. Global’s sinister agenda to control food and land connects to a broader—and long-planned—control agenda. At Solari, Elze also has tackled critical topics such as energy, space, bioengineering, and mind control.
The Blog page on Elze’s website displays mastery of an even wider range of topics, encompassing current geopolitical events and the global power structure as well as topics such as human rights, medical ethics, “sustainability” rhetoric, censorship, invisible weaponry, cognitive warfare, and trauma.
For more information:
Elze van Hamelen: https://vanhamelen.eu/en/home-eng/

Course Initiator & Guide
Vanessa Harlander
Multilingual Vanessa Harlander has a rich background in sports, tourism, and personal growth. Growing up in her parents’ hotel in a small Austrian ski village, Vanessa was exposed to many cultures and also discovered a passion for competitive ski racing at a young age. In 2014, she enrolled in specialized ski-racing schools, and in 2018, she entered a higher-level ski and tourism boarding school that allowed her to pursue racing while also acquiring professional training and qualifications in the hospitality industry as a waiter, chef, and hotel manager. There, she earned certifications as a Young Sommelier and Cheese Connoisseur and also became a certified ski instructor. She later qualified for Austria’s elite 66-day state instructor program. In 2020, after injuries and knee surgery, Vanessa ended her pursuit of a professional ski racing career.
During the Covid lockdowns, Vanessa embraced the time to think and learn, diving into books on success and exploring the deeper changes she sensed in the world. In 2022, Vanessa met two long-term Solari subscribers in London who became her mentors. When she returned to Austria for her final year of school, she had a much broader perspective on the world. With an interest in local politics, Vanessa enrolled in political science at the University of Salzburg, but after four semesters infused with gender and climate propaganda, she decided to drop out.
Wanting an alternative educational path and having met Ricardo Oskam at a Solari Meet & Greet in Austria, Vanessa reached out to Ricardo to propose an education initiative for young people. Her proposal—for a course that would empower young people to navigate profound global changes with skill, curiosity, and courage—provided a catalyst to launch the Young Builders initiative. Today, Vanessa is helping develop the Young Builders course and is bringing fresh energy to other initiatives at Solari.
When and Where Do Course Participants Meet?
Learn and Network Online, with an Option to Meet in Person:
- Duration: 12 Weeks
- Format: Online
- Two optional in-person events (Austria, Florida)
- Weekly Total Time Commitment: 5–10 hours/week
- Including ~3 hours of live calls/week

Format: Online
Plus two optional in-person events
What Are the Qualities of a Young Builder?
- Eagerness to accept responsibility for building your future
- A basic understanding of Solari principles
- Awareness of current trends, shifts, and challenges
- Curious, proactive, and full of ideas
- Passionate about shaping the future of education
Calling 10 Young Builders for a Unique Pilot Opportunity
We’re looking for 10 sharp, self-driven young minds to join us as student testers and young builders for the upcoming pilot of our education initiative.
This is going to be a pre-run for Catherine’s long envisioned “Solari University.”
As a pilot tester, you’ll:
- Get early access to all course materials
- Be a pioneer of Solari University
- Share feedback that directly shapes the final version
- Be part of a like-minded community and worldwide network of next-gen thinkers
➤ Apply
We are thrilled to launch this unique pilot course. Use the form below to apply for a spot.
Our mission is to help you live a free and inspired life. This includes building wealth in ways that build real wealth in the wider economy. We believe that personal and family wealth is a critical ingredient of both individual freedom and community, health and well-being.
Nothing on The Solari Report should be taken as individual investment, legal, or medical advice. Anyone seeking investment, legal, medical, or other professional advice for his or her personal situation is advised to seek out a qualified advisor or advisors and provide as much information as possible to the advisor in order that such advisor can take into account all relevant circumstances, objectives, and risks before rendering an opinion as to the appropriate strategy.
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