This 6-pillar curriculum teaches the basic literacy we need to be personally and financially successful and to do so in a manner in which together we evolve a culture that supports the emergence of an advanced human civilization.
Mortgage Rates For the Year at Lowest Rate Since 1947
By V. Dion Haynes
Mortgage rates, which took some dramatic dips in 2012, were among the lowest on record this year, according to data released by Freddie Mac on Thursday.
The 30-year fixed-rate average dropped to 3.35 percent, down 0.7 from the week before. It is substantially lower than the 3.95 percent level it reached during the final week of 2011.
The 15-year fixed-rate average, however, remained at 2.65 percent. That is down from last year when it was 3.24 percent.
