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Solari Report

Turtling for Cash Part II

with Susan Luschas

“I’m asking you to make the choice to use physical cash…. If all of us pay for at least gas and groceries … with cash, we’re going to keep our financial transaction freedom. But we all have to do it.”

~ Susan Luschas
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Turtling for Cash Part II with Susan Luschas

 
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Ladies and gentlemen, welcome to the Solari Report, and welcome to Sioux Falls, South Dakota, where I’m with last year’s Hero of the Year and the head of Team Cash, Susan Luschas. So you need no introduction on the Solari Report, but I have to tell you, spending 24 hours with Susan and her family is always an incredible treat, and your friends, and some great state legislators. So you’ve been campaigning. We have been campaigning, yep. The election is tomorrow, and my husband’s running for state h- state House of Representatives. And all of this came about because of cash. And- So here we are … and you’ve been part of a ground game, and knocked on… You and Manuel have knocked on 2,000 doors. Yep, over 2,000 doors- Yeah … for his campaign, but made some progress and raised a lot of awareness. So we’re gonna talk about that, and we’re gonna talk about cash. Thank you for having me, and I’m so glad to, blessed to be here talking about cash, my favorite topic, and we’re gonna talk about what I’ve been doing in the last year, turtling still on cash. And along with that, I would like to fold in some anecdotes about several Solari topics, so things like the cellphone tower, the data center, banks, ex- the legislative run- and things that actually all kinda tie back into cash. So we’re gonna talk about those topics a little bit, too. So we’re focused on freedom, and cash is a powerful tool to protect freedom, and we bump into all the things that are encroaching on freedom. Right, exactly. So it’s one thing. So Turtling for Cash Part 2. Okay, so where do you wanna start? I would like to start with our cash legislation that we passed last year, which was cash at school events. This legislation passed by one vote and the grace of God, if you remember from Turtling for Cash Part 1. And so what happened was, in August, we started up our school year again. The law went to ef- into effect July 1st, and we started up our school year in August, and we had schools having football games and volleyball games and things like that, and it’s now state law that they must accept cash.
There were several
schools that decided they still didn’t have to take cash, and so because we were the family that stood up everyone contacted me and contacted our family. ” They’re not taking cash. What are you gonna… What am I gonna do?” I didn’t really know what to do, so the first thing I did is I sent the schools email and said, “You’re violating state law,” and included a copy of the state law. Now, one thing we did un- knowingly, but unknowingly, is that we put in a clause for the playoffs so that no matter where the school team was playing, they had to accept cash, whether it was a home school property or whether it was a big s- playoff stadium. That was to include the playoffs, that they have to accept cash for playoffs. It turns out that clause worked in our favor, because what it did is it said, even if you’re the away team, it’s illegal for you to play at a venue that doesn’t take cash, even if you’re the away team. So when I was sending those emails, I could send it not just to the home team that didn’t take cash, I could send it to the away team, because they were violating state law, too. Now, would you send it to the head of the… Would you send it to the coach or the principal or the school board? Who? Usually I’d send it either to the athletic director at the school if I had their information. If not, I’d send it to the principal of the school. Or in one case sent it to the superintendent of the school. So it depended, ’cause some districts are big and some are small. So I’d send this email saying, “You’re violating state law.” that worked in most cases, except for one, and the one school, it still refused to take cash So I said, “Okay, I’m gonna come verify this for myself. I’m hearing it from all the parents. I believe them, but let me verify it myself. I went myself. They weren’t taking cash, and they weren’t letting in people for free.” So our law says you either have to take the cash or you have to let people in for free. They weren’t doing that, so I sent them another email and said, “I was there myself. I saw it. You’re not taking cash.” And he said, “Yes, we are.” And I said, “Oh no you’re not, so I’m gonna now show up with my friends, their cameras. We’re gonna take video. We’re gonna take pictures, and then we’re gonna bring another s- bill this next legislative session that’s an enforcement bill that’s gonna say every time you have an event and you don’t take cash, we’re gonna fine you.” ‘Cause our bill had no enforcement clause. We had no fine or penalty for violating state law. And I just wanna stop you and say, in my experience, when you’re trying to do something new like that, you have a much better chance of getting the first bill through and then coming back and getting the enforcement bill, when somebody won’t, you know- Exactly. But then I had an idea, because this school I’m not gonna name the school, but th- they, there would be a reason why this school wouldn’t want bad publicity. Let me just say it that way. So I said, “I’m gonna call the bill the ABC High School Bill.”
and let’s just
say I showed up with my friends and my cameras, and guess what? They had a cash line So the threat of an enforcement bill that was called the ABC High School Bill worked. And so we did have end up having a successful school year in terms of school events taking cash. So we did enforce our own state law, and we had a win there. But a lot of people didn’t realize, a lot of our legislators didn’t even realize, that just because you pass a state law, it doesn’t mean anybody’s gonna follow it. We live in this world, even in South Dakota, and I have some examples of that actually that I wanna just quick talk about. We have a lot of laws in South Dakota that are not being followed, and they’re not being enforced. So for example, when legislators take their oath of office, they have to say that they will not have conflicts of interest. They w- and … But what has happened in our legislature is that when legislators have said, ” I don’t wanna vote on this bill because I have a conflict of interest,” the committee chair or speaker, whatever, has told them, “You can’t do that. You have to vote.” Really? So what we have in South Dakota is we have, for example, w- state, the state can invest in Bitcoin bills being brought by legislators who have Bitcoin mining companies in the state. You’re kidding. I think that’s a conflict of interest. And even though it’s in the oath of office, no one is enforcing that, and they’re being told they have to vote. So that’s one example. Another example is we actually have federal term limits in our constitution. That is not being enforced. Thune shouldn’t be where he is in the Senate, and Rounds shouldn’t even be on the ballot. He’s on the ballot tomorrow. So that’s not being enforced either. It’s a big deal. We also have a lucrative office clause in South Dakota constitution that says if you’re already in a government lucrative office, for example, you’re a city council member who’s b- getting a stipend or health insurance or being compensated in that way, you can’t hold another public lucrative office like a state legislature, legislator who gets a small stipend. So you can’t get stipends from sorta two government jobs, and we have plenty of state legislators that are also pulling city council. So we have a lot of violations of our constitution, of our state laws. And so just because the legislature passes a law or just because something’s in the Constitution, you need someone to enforce it. And- Has anybody ever gone and tried to clean up … Because I think given the poten- So legislator’s not full-time, and so it’s gonna be very difficult to never have a conflict of interest even if you did everything you could not to have one. So you need the ability to recuse yourself, good heavens. Correct. Correct. And unfortunately, at this point, enforce- these are just some examples- that I pulled off today. Unfortunately, enforcing this is a full-time job.
We need to hire
someone I don’t know what but- You need the attorney general … enforce everything. Yeah. Which … Yeah. I don’t know what to say. I don’t want to start on that, but- yeah, I would think so too, that the attorney general should be enforcing these pretty fundamental things. But for whatever reason, he’s not. Sounds to me like you need a legislative cleanup anyway. Yes. But I don’t think that’s uncommon. We see this in South Dakota, so just because they’re passing laws doesn’t mean that they’re being followed or that there’s anybody enforcing them, which brings me back to cash. Because again, the number one thing we can all do is pay with cash. And so I, I actually skipped one point that I want to come back to, which is, what do I mean by cash? When people t- hear me talk about cash or hear I’m the South Dakota cash lady, they say, ” cash loses its value, the dollars inflation and so forth.” And what I’m talking about is not saving all your money in cash. What I’m talking about is when you buy gas and you buy groceries, you have a choice of using cash or your credit card or your debit card And I’m asking you to make the choice to use physical cash. I’m asking you to go to your ATM, go to your bank, get your physical cash at your bank account, and use that to pay for gas and groceries. If all of us pay for at least gas and groceries, anything, let’s say, under $100 with cash, we’re gonna keep our financial transaction freedom, but we all have to do it. We c- I can sit here in South Dakota and pass laws until I’m blue in the face or red in the face, but then I’ve gotta run around and try and enforce them. The easier way is for us all just to pay with cash and don’t support businesses that do not take cash. It really is that simple. I can’t do this by myself. I need everybody doing this, not just in South Dakota, but worldwide, and thank you f- Solari for helping me promote cash in that way. So let me just step in and make sure everybody understands. So I describe the systems now with two locks. So cash is the only truly two-lock system where the buyer has a lock or a veto on the transaction, and the seller. So two people and they decide what happens, and it’s relatively surveillance-free. So there’s privacy, and the, and it’s between the buyer and seller. It’s nobody else’s business. That’s a two-lock system. If it goes through digital tracks in a bank in the current financial system, there is a manual third lock. We know what happened to the- Canadian truckers. That’s a manual third lock. It’s very cumbersome. It takes a lot of work, a lot of laws, a lot of mess. Now what they’re pushing up to is an automatic third lock backed up with the data centers and with digital IDs and what that means is central headquarters can interfere in your transactions and supersede what you and the what the buyer and the seller want. So that’s an automatic three-lock system with a third lock which is superior. So Mr. Global gets a say in every individual transaction, and the data centers and AI are what really make that system go. And so what we’re saying is if you protect two-lock money, they can’t move to a system- that’s all third all three lock, and therefore they can’t automate the third lock for control. Exactly. So we need… And that takes all of us. There’s no president, there’s no legislature, there’s no Congress that can fix this for us. We have got to choose to pay with cash, at least for gas and groceries. Don’t invest in cash. Don’t put all your money in cash in your bank account, but use it for your transactions, your daily transactions. That’s what I’m asking everyone to do, and that’s what I’m really trying to promote here. So one of the most successful, I do a lot of things that fail, and one of the most successful things I’ve done has actually been Halloween, cash at Halloween. So I have my cash is king costume where I just printed out dollar bills and different $5 bills and $10 bills on my printer, and I pasted, I glued them on an, a cardboard box, and I strung it over my shoulders. And th- and then I have a king hat, and that’s my cash is king Halloween costume. This year I decided everyone in town knows it it’s the same costume every year, so we made new costumes. It’s called carry cash. So we’re basically cowboys. Instead of pistols, carrying pistols, we carry cash. So we have holsters, and we put cash in our pockets. We have cash eyeglasses and cowboy hats, and that’s our new costume this year, so that was really exciting for us. And then we of course give out cash at the door for Halloween. We give out dollar bills usually for the older kids, and the little kids get quarters with cash messages on them. The quarters are taped to the back of a piece of paper with a cash message. So I have to stop you and tell you- Go ahead … this is the most clever way to not poison kids with sugar on Halloween ’cause they like the cash more, right? They do. And l- we’re getting more and more people worldwide to do this and to- try it. People are afraid. They think the kids won’t like it, and the feedback I’m getting all over the place is that the kids love it, and they’re happy about it. They come back. I- this has been so successful. And your dollars have these little stickers on them that tell them why you should use cash, and then they run home and tell their parents they should use cash. Exactly. Yeah. I tell them at the door Pay with cash, not credit,” and they run back, ” Mommy, pay with cash, not credit.” It’s so successful. So this year I’d- we decided to do a basically a trunk or treat event. There was one in the state park where the kids go around the campground and get candy from all the different campers or businesses that set up in the campground. So we just poached and set up a little cash thing, and we wrote, we wore our cash and carry costumes, and we handed out cash. I was prepared for a few hundred kids. It turns out the event has 1,000 kids.
L- luckily we don’t
live far away, so we ran home and got more quarters and taped them to the back of the papers, and we w- but next year we’ll be prepared for 1,000 kids, and we’re just reaching more and more people. A lot of people already know us, and they hear the message every year, and the kids look for us and the parents know. And so I feel like slowly, it’s taken years, it’s taken thousands of kids, but slowly we’re promoting it. I still do carry dollar bills in my wallet with a cash sticker on the back. If people ask me about cash or whatever, I give them a dollar with a sticker on it, and I ask them to spend it and use it and circulate it around. I actually wanna say that I had my first dollar bill come back to me. Really? And I am so excited. So what happened was Catherine sent, was, sent me to Rogue Foods, and I’m blessed for that, and I got to talk about my favorite topic, which is cash. And some- there was someone at Rogue Foods who spoke from Wyoming, and we got in a c- m- conversation about freedom and what’s freedom look like in Wyoming. And it turns out he got a dol- one of my dollar bills in Wyoming. And I said, “You did?” And he’s Yeah. Wow, you’re the lady that did that or the family-” Is that- “… that did that?” And I was like, “Yeah.” And I said, “Where is it? Show me.” And he said, “I can’t, I spent it.” And I was like, ” great. I’m glad you circulated it,” but I was so excited to hear from someone I just don’t know, not even in my state, had gotten one of these dollar bills. I think over the years in dollar bills we must have given out already about $2,000 in dollar bills probably over the years, and I don’t know how many quarters. The quarters they untape from the message, so the message doesn’t get circulated with the quarters, but it does get cir- circulated with the dollar bills. So I love it that people are circulating them and and putting them around. So the other thing I wanna mention about the dollar bills is that w- I got a call from my banker About the dollar bills because I order them in advance for Halloween because I just need so many. So I don’t wanna show up to the bank and say I need $400 in dollar bills and wipe them out. So I order it in advance. I just t- give them a few days notice, and they give me whatever dollar bills I want, and that hasn’t been a problem until this past year. My, the manager, branch manager of a bank called me and was very rude about the dollar bills. She just said, “Why do you need these?” And, “We don’t do this, and we don’t give this kind of money unless you’re a business order this kind of money,” and, “What are you doing with them?” And she knew I was giving them out on stickers. It’s… Or putting stickers on them. It’s a small town. She knew exactly what I was doing, and she was just rude about it and said I can’t be doing this all the time and all of that. Now, this is a difficult one because the branch manager is
I would say
politically on the other side of us. But a lot of the ladies in the bank are not that work in the bank are more down to earth and more with us and understand the importance of cash. So I realized, you know what? If I have a bank, if I’m banking at a bank that doesn’t get the cash and doesn’t support cash at the top level, maybe I shouldn’t be banking here. And we did due diligence on this bank. We looked at their financials. We did the whole Solari finding a good local bank thing. We love the bank. They know us by name by face. We love the bank, but I said, “You know what? This is the branch manager, and I think we need to get out of this bank over c- over this issue. And it’s important.” it’s extremely important, and if that means we have to lose… We have to find a new bank, we have to find a new bank.” So I drag my husband around for a day. He was not happy, and we looked for a new bank. We thought, we researched online and looked at some things, and we thought, “Okay, this looks like the best place.” So we went there and to ask some questions, and it turns out they didn’t wanna answer the questions, couldn’t answer the questions, et cetera. Said, “All right. We’re not banking here.” So we ended up just going around all day. I said, “We are not gonna stop going around to banks,” we took the day off, “until we find one where we can open an account We went to seven banks. It was terrible. They were all just not up to par. And then we finally found one. It’s actually a startup sort of credit union that was very met all of our criteria and gave us financials and was open and honest, and we were very comfortable there. So now what we’ve done is we’ve moved about half of our banking to that credit union, so we’re 50% here and 50% there in terms of local banks. I don’t know if we’ll get out of that original bank completely. You never wanna leave the old one until you’ve been through one or two tax cycles, ’cause you want access to the information. There’s that, and just kinda hedging your bets at this point. But so the cash issue actually caused us to go through the whole solari find a local bank, and I sympathize with those of you out there who are having trouble doing that. It took us a full day off work to find a new, good local bank and get an account set up, and it w- it’s painful, but it is so important- so important.
All right, moving on.
The next thing that happened, I’m going in chronological order here, is that we have cellphone towers all over the place, a lot of times near our schools here in Sioux Falls area, and what we had was a cell- a 5G tower that wanted to go in across from an elementary school and an intermediate school, so I think it’s total about 1,200 kids, if I remember right. And they wanna put a 5G tower, of course, on the school property, but our superintendent said no to that. So they found a little property across the street where they wanted to put the cellphone tower. So not me, but somebody else organized against the cellphone tower to tr- another mom petitioned or was trying to go to city council and speak out against the cellphone tower, and it just kept dragging on, and she really wasn’t getting anywhere. And luckily, I read about it in the paper, and I showed up and tried to help. And basically, what happened was They were rezoning the land from natural conservation to industrial so that it- they would have the correct zoning to put in the cellphone tower. So we caught it before the cellphone tower use permit. We caught it at the rezoning level. And so what happened was there were… They approved, the city council, of course, re- approved the rezoning. It wasn’t unanimous. I think it was four to three, so we did have some dissent on that, which was good, but it still passed. And so in South Dakota, you can petition local decisions with 5% of registered voters. So if you get a petition together with 5% of registered voters, you can put that issue on the ballot. So we had five of us, moms basically, that said, “Let’s try to petition this cellphone- the rezoning for the cellphone tower.” Now, I’m gonna pause here for a second because what’s fascinating about these moms is that three of us are what I would call Republican conservatives, at least that would probably align with the three of us most of all the political affiliations. And then we have two people of the five that are Democrats and the five of us, though, worked as a team, and we work together. We support each other. We are 100% like-minded on the cell phone tower. So cell phone tower did something huge in my mind. It shifted the fight from Democrats versus Republicans to what I call corpos versus peeps. Now, what does that mean? Corpos, to me, to- in our family, means corporations. It means the, either the corporations themselves or the people backed by the corporations some way, somehow. Either they’re getting a salary, they’re getting campaign donations, have kickbacks for whatever. So what I call those corpos. And then peeps is what my teenagers say to describe their peeps, their people their what w- we would say mandala or their group, their people. Their citizens. Their citizens. And taxpayers. And taxpayers. And that’s what my teenagers call them. So this shifted the fight from Democrats versus Republicans to corpos versus peeps, and that’s the fight I think we all re- really need to be fighting, and that’s what I’ve been telling people when I go around and talk about CASH. I’ll talk to Democrats. I’ll talk to Republicans. This is a corpos versus peeps, and that’s really the fight we need to be fighting, and those are really the sides. And I wish we could see it, because then what would hap- happen is I feel like the peeps would have a much better chance if they would unite. So I just have to say, I’ve been in the United States now for six or seven weeks, and what I’m seeing is that all the… So the control grid has three legs. It- it’s a three-legged stool. There’s programmable money, there’s digital ID, and then there’s the local hardware, and the local hardware is the flock cameras and the surveillance. It’s the the cell towers and the underground cables as well, and then it’s the data centers. And what we’re suddenly seeing is all the local hardware issues from the flock cameras to the data centers to the cell towers is getting people to come out of their couch and put aside Democrat versus Republican, and what they’re all saying is, “Wait a minute. We’re paying for this. This is affecting our quality of life. We don’t want this, and this will be used to control us.” And we… And that’s exactly what you’re seeing. You’re seeing everybody get out of the uniparty, divide and conquer, and into stopping the local hardware. Exactly. Yeah. Exactly. So this, I’m gonna tie this quick back to CASH. So us five moms from all these political affiliations worked together, and we got our s- we had 20 days to get 5% of signatures, which in our area was 400 signatures. It was around Thanksgiving, so not only was it cold in South Dakota, it was a holiday season. We got our signatures done in about 10 days.
And we’re on the
ballot in November, and we’re gonna work together again on that, getting the word out about the right way to vote on that ballot issue. And hopefully we’re gonna at least stop the cellphone tower in that location. Now, I’m sure they’ll find another location and whatnot, but at least we’re not gonna have it right across the street from our schools, God willing, in November. But another… To bring this back to cash for a second, so one thing then that happened is one of the Democrats that I just didn’t happen to know ended up coming to my Easter party and learned about cash. Because one of the things we do at Easter is we put cash in the Easter eggs with cash messages. So that kinda brought that family in that we didn’t know and brought these l- people together that are like-minded, and they’re like, “Oh, cash. Oh yeah, that makes sense.” And once people… You explain it to people, y- they think about it, they see the message we’re just planting a lot of seeds. So that issue helped us plant even more seeds. So the e- next thing after sort of Thanksgiving cellphone tower, we had the Christmas float in the Christmas holiday parade. Unfortunately, we got canceled again because of weather. That’s South Dakota. But my plan is still for next year to on our h- street f- neighborhood Christmas float, we’re gonna throw quarters, ’cause quarters don’t fly away in the wind. We’re gonna throw quarters with cash messages taped on. So that’s next year. Hopefully I’ll report next year back on that. And then my Christmas present for my daughter was this $10 cash coupon which basically says she gets $10 cash per month with no digital purchases. So if she buys her… She’s off at college now, so if she buys her gas and groceries with her cash and not her debit or her credit card, she gets $10 cash. This has been an utter failure. My daughter doesn’t care. She still uses her debit card all the time. She’s a college student, so don’t tell her. She probably won’t listen to this anyway. But next year I’m gonna up the d- up the money from $10, I might try $20 or I don’t know what her trigger level will be, but we’ll be trying this again. This failed. But what’s interesting about this is then right after I did this at Christmas, guess what she got in the mail? A $10 reward from her bank-
To qualify, simply
make at least 20 transactions on your First Dakota National Bank debit card in March, valid March 1 to 31. So they’re g- offering her $10 to use her debit card 20 times in the month of March. Now, is that creepy? I think it’s a little creepy that I gave her this cash coupon for- It’s unlikely it’s a coincidence. It’s unlikely it’s a coincidence, and I wanna point out this bank is not our bank. We don’t actually bank here. She has a account open at this bank with $20, I think, in it, and she did it because she wanted to apply for their scholarship when she was in high school as a senior. So she literally is the only one in our family with a, an account at this bank, but I thought that was just super creepy, so I wanna point that out. All right, so the next thing that happened to us in the thick of winter was the data center, the Sioux Falls Data Center. Now, what was interesting about this is Sioux Falls was very sneaky about their data center. They said, “We’re gonna sneaky annex some land on the edge of town between Sioux Falls and Brandon, and we’re gonna annex it, and then put the 500-megawatt data center right there.” Now, 500 megawatts is about the same amount of power that the whole city of Sioux Falls consumes. But what’s interesting is they put the, they re, they annex the land, and that data center will be less than a half a mile away from homes in Brandon, where I live, but yet about a mile or more away from any Sioux Falls homes. The residents in Brandon have no voice in the Sioux Falls City Council. So the resident, the homes that it’s closest to have no voice in that data center Sioux Falls had a city council meeting where they discussed the data center. They were again trying to rezone from, I think, agricultural to light industrial, I believe. So Sioux Falls had a city council meeting about this, and I think about 170 people showed up. I think a hun- more than 100 people testified. I think it went till midnight. I actually slept through it. My husband went, and he was there late, and they all testified, and this again turned into corpos versus peeps. All the peeps were there, the Democrats with blue hair and nose rings and all kinds of things, and then the old conservative grandma Republicans. Everyone was there testifying against this data center. Even though it wasn’t close to any Sioux Falls homes, they were testifying about electricity and our electric rates just went up 10%. They were testifying about water, about all these things. So it was again a situation where the peeps came together, no matter their political affiliation. Now, what happened was the city council members politely listened to all of this testimony and then voted in favor of the data center seven to zero So in South Dakota, we have a, this process where these decisions can be put on the ballot with a petition of 5% of the signatures, just like we did with the cellphone tower. Now, the problem was the Brandon moms that did the cellphone tower couldn’t do this because we don’t live in Sioux Falls. So our signatures are invalid because we don’t live in Sioux Falls city limits. So we could collect signatures, but we couldn’t sign ourselves. And of course, living in Brandon, most of our friends and community are in Brandon, not in Sioux Falls. But us moms, cellphone tower moms did collect signatures for the cell- for the data center petition, but it was led by Sioux Falls residents. Sioux Falls is also a much larger town. So 5% of registered voters in 20 days, that’s about 6,700 signatures needed in 20 days in January in South Dakota. Wow. So we- What’s the average temperature in January? I don’t know. Freezing. Freezing. Below freezing. Below freezing. And it’s not really the temperature, it’s the wind chill that gets you. And so we did do some standing outside, but it was brutal. In fact, I was collecting signatures outside with a friend in front of a hockey game, and our pens were frozen. People couldn’t sign because the ink was frozen in the pen. So it was brutal, but we did collect a lot of signatures. Now, what was interesting was this was led by Sioux Falls people, not by us cell tower moms, and there were several things that didn’t quite make sense about it. So one of the organizers was kinda downright rude. The whole organization team didn’t want signatures turned in to the city clerk or the city clerk’s office, which is where they go. She wanted the signatures turned in to the tattoo shop where they would be locked up and protected and counted, and then turned in on the last day. Now, this isn’t how we did the cellphone tower. On the cellphone tower, we turned in the signatures to the clerk as we got them, and then the clerk would validate the signatures and tell us what our total was. “Okay, you have 200 signatures. You have 350 now.” so we got a running total. We needed, we knew how hard we needed to work and how many more signatures we needed. They just locked, wanted to lock them up in a room, not tell anyone how many signatures they had, and not turn them in to the city clerk. And I had multiple conversations with the organizers about this. I sent multiple emails. I said, “People need to know how many more signatures we have so they know if they have to canvas all night, or we need to know where we’re at. We need to know how many are valid.” And they just would not. And so I said, “You know what? This is awful suspicious on multiple levels.” So I found out that one of the organizers was paid by the data center. Now, the, we saw this all the time in California. They would, when we lived in California the the corporations would pay someone to lead the opposition, okay? People here in South Dakota aren’t used to that. So it w- I feel like I’m the only one that figured it out. How were you- No one else figured it out … How were you able to ascertain that they were paid? So there were three organiz- main organizers. I was suspicious of all three. The one that was downright rude I just c- I was very suspicious, and I checked out on her. I checked around on her. H- how do any of these three people make money, first of all? One of them’s claiming to have five little kids. I don’t see how that person doesn’t seem to work and seems to be out all the time with five k- there were a lot of things that just didn’t make sense to me. But one of them specifically I checked into, asked around, and it turns out she’s a paid petition circulator. So she’s a known paid petition circulator. So then it’s okay who’s paying her? She earns, I think, about $30 an hour is what I was tol- was told. So the question is, who pays her, and who paid her to do this? It-
I always talk about
always know how the money works on any situation, and know how the money works for every person you’re working with and what’s going on. You need to know how the… The perfect example. And at that point, when I realized she was paid by the data center I didn’t even need to research the other two. It was not worth my time at that point. And so what they do is they collect signatures, and they ref- they- They sabotage the process. Yeah they just disappear the signatures. They were also doing things like telling people to turn in signatures without the forms being notarized. The forms have to be notarized by the collector of the signatures. They told them to turn them in unnotarized, and they went and crossed some off that weren’t valid, and then they were gonna come back and notarize th- I don’t know. The whole thing was just so sketchy. So I said, “All right, I figured this out. I want my signatures to be counted.” So I took mine directly in the city clerk office, not to the tattoo shop, and the city clerk is totally on our side, it turns out, ’cause they’re peeps, okay? So they are totally on our side. They were happy to get my signatures. They were happy to email me a couple hours later with exactly the total of how many I had turned in, and h- I don’t think they validated them at that point, but they had tr- were right on track. You turned in this many signatures. This is your total count. It was a tough situation because I tried to get the word out about that, that we need to turn in our signatures directly to the city clerk, but that’s going against what the organizers are saying, and a lot of people here in South Dakota have never seen this before, where the opposition would pay the organizers. They just trust. We live in a- So- … world of trust here in South Dakota. We all leave our homes open. We all leave our keys, our car keys in our cars. That’s just how we live around here for the most part. Not everyone lives that way, but a lot of us still do, and- It’s hard to get people to to realize these things when they’re not used to seeing them One of the things we’ve seen, and a lot of feedback we’re getting on data centers, is that they’re not used to developers who intentionally lie. And there are now even TikTok videos about developer professional liars that that are funny. But if you’re not used to dealing with people who lie and use covert operations, we need to get we need to get educated about that right away. Yep. Right? Yep. Yeah. So that was our data center experience. So the data center did go through. Our petition obviously failed. And the data center, as of now, is scheduled to be built. We did bring a bill. Us random Brandon moms, basically cellphone tower moms brought a bill to the legislature. We actually got it out of committee was killed on the House floor.
And all the other
data center bills basically failed. We did get through a data center Bill of Rights, but it’s, in my opinion, not enforceable. Our electric rates already went up 10%. In my opinion, that’s gotta be for the data center. There’s no other reason.
I don’t know.
We’re still working on it. We’re still brainstorming. We’re st- still seeing if there’s anything we can do on that. I think our focus right now is to get everyone elected who’s a peep and not a corpo, so that we can have the votes to do something in the legislature. So that’s our focus, I think, right now, at this point in time. The election is tomorrow, so that’s what we’re all focused on. All right, so back to CASH. In the past, I’ve done CASH talks at any group that will talk to me. So Republicans, Democrats, just any group, Rogue Foods any group that will talk about CASH or wants to hear about it, I will talk at. Unfortunately, this past year, I was only able to talk at one local group. The Democrats won’t talk to me anymore because- … even though these are d- actually blue state bills, the CASH bills they are just so polarized in the Democrats versus Republicans that because I brought the bill with one of the most conservative Republicans in our legislature, they won’t talk to me anymore. So that’s all right. S- I hope some days they realize that they need their Republican brothers and sisters, and I hope the Republican br- Republicans realize they need their Democrat brothers and sisters, ’cause we’re all peeps. I will also say one thing. A lot of the Republican versus Democrat is intentionally engineered. A lot of money is put into it to keep them from talking to each other and being effective, and that’s how Mr. Global is coming into their hometown and absolutely rolling them. And when you think of what the noise pollution of that new data center is gonna do to people near it You know and but you get them to not understand that and not stop it by getting them fighting. Exactly. It’s the plan. Is working pretty well, but we’re trying to fight against it, but yeah, it’s working pretty well. So the one talk I did give this year is a group that I’ve talked at a few times before, so they’ve heard the cash story, but I feel like a lot of them don’t really fully get it, and a lot of them are still paying with their credit cards. They get it. They’ve heard it a few times, but they’re not paying with cash every day for gas and groceries. Some of them are, but a lot of them aren’t. So I thought, “What can I do this year that’s different that will just kinda jar them?” And so what I did is I showed them a 15-minute horror movie, I call it a horror movie, called Utopia. And what this movie is about someone who went away from his city called Utopia for, I think, 15 years or so, came back, and the digital control grid was implemented. So for example, he only had cash, but nowhere took cash anymore. They had cameras everywhere surveilling you, controlling you. If you said a curse word, you would get a fine. You couldn’t leave your house. Your car wouldn’t start until you paid your fine. And the only place that there weren’t cameras or microphones to listen to your curse words and fine you was in the bathroom So in the bathroom you could drink wine, and you could curse and all those things. So people started building their homes with bigger bathrooms. And it… The movie has a fun English accent to it that people like, and it’s only 15 minutes. So I thought, “Let me show them this horror movie.” And b- let me s- pause a minute about this horror movie. Turns out when, if I skip ahead, my husband’s currently running for legislature, and he does not wanna run for legislature, let me tell you. And when I told him he has to because everyone else we found can’t do it for various reasons, and we don’t have anybody else, and if he doesn’t do it, we’ll have corpos instead of peeps. And he knows this. He knows it’s true, but he doesn’t wanna be in the legislature.
I get it.
I don’t wanna be in the legislature either, but somebody has to do it. So I thought, “All right. My husband’s mad at me. In fact, he stopped talking to me for a little while. What am I gonna do?” But he has to do this. So I showed him this 15-minute horror movie. I showed it to him, and I said, “Okay let’s watch the movie. Let’s watch this movie.” And I made it homeschool. We also homeschool our girls. They go to full-time public school, and we homeschool them on mostly deep state tactics these days. But I said, “We’re gonna do it for homeschool. We’re gonna watch this movie.” So I showed him the movie, and after the movie he said, “All right. I’m gonna run for legislature.” So- Isn’t that wonderful? Yeah. Well- Because here’s the- Scary enough. It’s hard for busy people to understand what that world is gonna be like, and it’s hard for many people to fathom that anybody would do this, and that’s the great thing. So I just wanna warn everybody, we’re gonna show the movie right now. If you don’t wanna watch the whole thing, skip ahead, but it’s gonna be internally for cash. So here it comes, right? Yep. Sounds good
Hey, how you doing?

15 years.
Ah, great to see you, Frank. Welcome home, Jack. Courtesy note: All fines must be paid before check-in. Thank you. Have a nice day
To Utopia.
Citizen departures 676 I can’t wait to see Margaret Citizen arrivals 087
So
glad to be back home. So what’s been happening? Anything at all? No, nothing’s changed. What a beautiful day. Processing. GPS coordinates confirmed.
How you doing?

I’m starting the car.
What do you think I’m doing?
What the

Did you throw
out any rubbish? No, of course not
Is that yours?
Hey, that’s my bandana. Yeah. It must have fallen out my pocket. So what?
What are you doing?
I’m looking for a credit card. Credit card? What for? The car won’t start unless I pay the fine. Now you understand?
How about this one?
It’s Margaret’s The car’s in my name. Margaret won’t mind.
Can’t believe
we’re walking. You live an hour away, Frank. Anyway, who fined you? I didn’t see any cops. There are no cops. Anyone can fine you. Gee, things have changed a bit. We hardly noticed
Margaret
Frank, have you seen my credit card? You left it in my car. That’s great. Just great. Why? I just got fined. Can you drop it off to me? I’m walking. Oh, no, not you too.
What are you
looking for? Some beer. There’s no beer, Jack
Besides, alcohol
is bad for you. You’re not my mother, Frank
Is that a camera?
New regulations. There’s one in every home, in every room. It’s for our own good, Jack. You gotta be kidding me. Are you telling me that the- Alcohol is illegal, smoking is illegal, and we’re all much healthier now. And our insurance premiums are low. This is madness. What’s become of this country? Just keep your voice down. Why? You gonna fine me?
Did I just get fined?

This is too
fucking much. What the hell were you people thinking? Don’t swear. This is too up
Your government
is . Your rules are . You’re all ! Have you finished?
Go yourself

Now I am.
Follow me
No fines.
Take a seat
So it’s all come
down to this? No choice.
People started making
their bathrooms bigger and nicer than the rest of their houses, but the government and council caught on fast and set limits to the size you can build your bathroom. Is there anything you don’t get fined for? I’ll have to think about that one
What are you doing?
How’s this work? There’s a government app on your phone. You point and take a snapshot of any offense, and the government gives you 10% commission from every fine you record
I can’t live
like this
Sure you can.
We’re creatures of habit. You’ll get used to it. Here, have some food
I don’t eat
in bathrooms
Tell me why

I’m sorry, Jack,
but you can’t stay. Why? $2,000 in fines, Jack. What the hell were you thinking? We also get fined because it’s our house. I’ll promise to pay you back. It’s not just the money. You’ve affected everything we do. Until we pay our fines, we miss out on shopping discounts, public transport, bank loans, everything. I’m your brother, Frank. I can’t fight it anymore, Jack. We hate it, too. Why don’t you just get up and leave the country? We can’t leave. Why? We have a mortgage.
Any debts, big or
small, you can’t travel outside the country. It’s as simple as that. All the changes started happening slowly after you left
I did the protests
but teenagers and hippies on the streets aren’t convincing enough. Can’t blame the people When your belly’s empty, you swallow anything they shove down your throat. Artists were supposed to turn a mirror on society, but instead, most of them turned the mirror on themselves and it became a selfie. Most writers, artists, poets sold out. Too scared to challenge in case they lost the corporate sponsor or some government grant
I’m old now

I’m tired

I’m done my fighting

I’d like to live
out the rest of my life with the few freedoms I have left
I’ll leave in
the morning
Jack, just
some advice. If you help anyone with a red wristband, you get fined too. But whatever you do, never, ever pay for anyone else’s fine
Hello.
Hello. Are you okay? Why are you sleeping here?
I don’t have a home
Why don’t you sleep at a hotel? They won’t take cash
So where will
you live now? Here
Processing.
GPS coordinates confirmed.
Margaret, nice to-
Ticket, sir … see you. Sir, your ticket and passport, please
I’m sorry, sir, but
you have unpaid fines Margaret, p- please, look, I’ll pay them another time. I’ve gotta get out of here. Sir, in order for your check-in to proceed, you need to pay the outstanding fines. Why are you doing this?
How much?
$2,000. Your credit card, please. I don’t have a credit card. I’ve only got cash. We can’t accept cash. Margaret, please. Press some button. I beg you, fix this. I’ve gotta get out of this country. Please. Please move away from the counter. If you do not move, I will have to fine you. I don’t care anymore
Sorry, Jack
I know you are. I forgive you
Have a safe
flight, sir
Thank you.
Thank you
Payment detected

From your
current location. Your cooperation is appreciated
Can I ask you
a question?
Why are you
always smiling?
Because I’m free

So after the
people at this talk watched the horror movie, what I did is I had slides to show them how Utopia is coming to Sioux Falls. What a great idea. So I took all the elements in the movie and sh- and had a slide for all the elements that are in Sioux Falls or coming to Sioux Falls. So first off, the cellphone towers. A lot of the Sioux Falls schools have 5G towers on their school campuses, and I showed them some pictures of them. Flock cameras. Sioux Falls has a ton of flock cameras. There’s a website called deflock.me, and you can… It s- has a map with all the flock cameras in your area. I showed them the flock cameras in Sioux Falls. Turns out all of our current mayor candidates for election support the use of more flock cameras in Sioux Falls. A lot of people at the talk, by the way, didn’t realize there were cell towers on the school properties, and they didn’t realize there were flock cameras. So I raised a lot of awareness with those issues. And then the Ring doorbells. Knock… We’ve knocked over 2,000 doors. I would say 90% of doors have Ring doorbells. You’re kidding. Nope. Wow … and people do not realize what’s gonna happen. When I lived in Silicon Valley during COVID, we had COVID lockdown. Your kids weren’t allowed to have friends over for play dates. You weren’t allowed to walk your dog, et cetera. They would catch you going out of your home or a kid coming over for a play date on your neighbor’s Ring doorbell and send you a ticket. Our county in California issued over $5 million in COVID fines. Wow. So this… But people here don’t get it. They’ve not seen it be used. So anyway if you’ve seen the m- movie Utopia now, y- you understand why Ring doorbells might be a problem. Over 90% of doors here have them. And then we had a smart camera light bulb on sale at our local Menards, our local sort of hardware store, for $19.99 at Christmas, and I saved the ad. It’s a light bulb that screws into a normal light socket with a camera on it. And that’s exactly- What? Yeah. It’s $19.99 at Ch- on sale at Christmas, and this is what they use in the movie Utopia. The light, there’s cameras in every room, whether they’re in the light bulbs or on the walls. We had that on sale for Christmas. And then, of course, our data center that I just talked about. That’s part of this Utopia land in Sioux Falls. And then the kill switches in the vehicles. A lot of people here do, in s- South Dakota, do not realize about the federal kill switches in the vehicles. So that was an eye-opener for some people. And- I just have to stop you for a second. We’re just about to publish an interview with John Padfield about how all the new cars have cameras that are watching and recording you. And if you rent a car and you read the terms and conditions if the camera, which is sharing data with all sorts of different people sees you doing something that’s technically in violation, they can pull the insurance. Right. Right So the other thing we have in South Dakota as of 2025 is we have digital vehicle titles now. So that’s another way. Do you really own your car even? I don’t know. So we got– We- that legislation was passed in 2025, and then of course there’s the get rid of cash movement that’s worldwide. Social Security’s going 100% paperless by March 2025. No more paper checks from the federal government in September 2025. No more pennies. By the way, nickels cost more to mint, so it’s probably not gonna save us any money, and the rounding tax to consumers could cost us about six million dollars a year. And then the other interesting thing is that the Fed is actually tracking cashless settlem- sentiment for the first time in 2025. So because of all of our cash legislation, and we have to be right with God and have proof for everything we say, I always bring these statistics from the Federal Reserve about cash, who uses cash, who has a, who’s, has a credit card, who doesn’t, et cetera. So one of the things in the Fed Diary of Consumer Payment Choice this year for the first time was that the Fed is tracking cashless sentiment. So they’re asking people, “Do you currently have any plans to stop using cash in the future?” And in 2020– it’s a year behind in the, in their statistics. So in 2024, they said 92% of people said, “No, I do not have any plans to stop using cash.” And then 5% of people said, “Yes, I have already stopped using cash.” And then 1% of people said, “I plan to stop using cash in the next two years.” Two to fi- 1% of people said also, “I plan to stop using cash in the next two to five years,” and, “More than five years from now, I plan to stop using cash.” That was also 1% of people. So most people say they’re still using cash, and they plan to keep using cash. So that’s good. That’s good news. But the bad news here is that the Fed is even tracking this. They wanna know when are we ready to give up cash. They were not tracking this previously, and now they’re tracking this. At least in their published statistics, they weren’t tracking it. So now they’re publishing it and saying people wanna get rid of cash maybe someday. So anyway, so the elimination of cash. And then the other thing I did in this talk that I gave is I had a new argument for the credit card people. So credit card fees cost the average American household about $1,200 annually And you’re paying for it, or are you, is the question. So it turns out that credit card reward expenses, I have a chart here, and they’re shown in blue on this chart. Meanwhile, the transaction margin is shown in red. So basically what this is telling you is that the rewards programs cost more than the swipe fees and the annual fees. So they’re giving away more in cash back and free flights and things like that than you’re paying in your swipe fees and in your annual fees. So how is that possible? So let me go back. So the average household pays 1,200 in fees, but they’re getting more than 1,200 in rewards? Correct. So they’re trying to buy everybody into the trap.
Here’s the thing.
So if I, if you let me ke- if I keep going for a second, this does not include interest charges- Right and finance charges. Right. So basically what happens is they’re making it up in the interest and finance charges. So according to the Federal Reserve, the credit card credit function, meaning interest charges, makes up about 80% of credit card profitability. So fees, in particular late fees, comprise approximately 15% of credit card profitability. So if you look at the ratio of credit card debt to
monthly income.
Okay? That’s what this next chart is, this chart is about that I showed them. So if you look at it, the people that are lower income have more credit card debt. Okay? And then it goes down. As you get to the higher income levels, they have less credit card debt. So this tells you that your low-income families and your medium-income families are paying for your rewards, ’cause they’re the ones paying the finance charges- They also pay higher interest rates … A lot of times they do. And the late fees, the interest charges, and potentially higher rates. So the, so your vacation or your cash back is coming from the low and medium-income people. So is that really a vacation or a reward that you can feel good about? I don’t know. So you go on your vacation, and then you donate money to the local food bank. Why not just stop using your credit card- And pay with cash.
And then the other
thing I wanna, that came out in this last year, I think Solari put it out. Now, I would like to just read it really quick. It’s from a Zero Hedge article called When Cash Disappears, So Does Something Else. So it says, “If I hand $20 in cash to the empan- empanada vendor, he hands that same $20 to the barber who cuts his hair. The barber gives it to a babysitter. The babysitter uses it to buy a pizza. The same do- $20 bill keeps moving through the community at full value. No one skims anything off the top. But in the digital system, that cut happens again and again, and the effect compounds. At a 3.5% fee, after one transaction, that $20 becomes $19.30. After two transactions that $20 is now $18.62. After three transactions, it’s $17.97, et cetera. So by the time five digital transactions happen, only about $16.74 remains in circulation. So more than $3 of the original $20 has quietly disappeared in a handful of everyday exchanges. That money didn’t go to the farmer, the barber, the babysitter, or the pizza shop. It left the community entirely.” Now, that money that left the community, where did it go? It went to MasterCard that’s head- headquartered in New York or Visa, headquartered in San Francisco. Do we, as South Dakotans, really wanna fund people in New York and San Francisco? So let’s aggregate that and look. So if I remember correctly, two years ago, you said that the total credit card fees taken out of South Dakota in one year was what? Almost a billion dollars. Ah. I don’t remember, but it was a lot. Was it 7- Yeah … 750 million? Something like that. Imagine if that 700 million continued to circulate and multiply within South Dakota. It’s amazing in terms of the municipal and state tax base and just local business. Yep. Absolutely. You’re talking about a fortune. I used that argument last year, and I’m trying to use different arguments every year. So this was my new argument in the talk this year. And at the end of my talk, I always get really good questions, and I… The talk usually there at that group ends up going at least two hours, if not two and a half or three, and I get a lot of really good questions that, that really challenge me to come up with a better message or a better way of communicating. So one of the questions I got this year w- After all of this was, why am I so passionate about cash? And I just thought, “Ugh, I didn’t get my message across. I need… I failed.” If they don’t get why I’m so passionate about cash now, I’m not sure how they’ll get it. But then I s- I just thought, and I just thought, “Oh.” Then I looked at them and I said, “Do you wanna live in Utopia? Remember the horror movie that I showed you? Do you wanna live in Utopia?” And everyone s- everyone said, shook their head, “No, we don’t wanna live in Utopia.” I said, “Do you have a better idea? Do you have a better idea? Anybody here have a better idea other than paying with cash every day?” Everybody looks at each other. No better idea. No better idea. And it’s as simple as paying with cash every day for your gas and groceries. It really is that simple. That’s all I need. You don’t need to give out stickers at Halloween, $10 with stickers at Halloween. You just need to pay with cash for at least your gas and your groceries every day. That’s it. And no one had a better idea. If anybody listening to this has a better idea, please let me know. I’d love t- I’d love to know. I don’t have a better idea. So can I just stop and say one thing? So you and your husband were successful Silicon engineers, and one of the things, one of the reasons I think you’re passionate about cash is you know that any digital system can end up with a third lock. That there’s no… I listen to a lot of activists say, “Oh we have this digital system or that digital system that can work.” And I’m like, “No. If you’re gonna have a successful financial system, you have to have a healthy analog part. You have to have something that’s absolutely two lock.” And I think it’s because you’ve you’ve, you have the… You have fantastic engineering degrees. You worked in Silicon Valley. You understand where that all goes, and that it’s always potentially gonna be central controlled. So keeping analog alive is it. Right. And what we saw in Silicon Valley is there’s a backdoor to everything. I don’t… And people come and say, “This crypto’s secure, this credit card- None of it’s not … this bank acc-” None of it is. There’s a backdoor to everything. Right. And and I hate to say it, but I think Catherine’s right about the attitude in Silicon Valley is, “We’re smarter and better than everyone else, and we can control the other idiots.” I hate to say it, but- It’s true … that is the attitude in Silicon Valley. And, We just saw one of the top tech billionaires move to Argentina because now that more and more people understand that he- that’s what his attitude is he’s out… He wants to get out of town. Right. Yep. So I think it’s time for the peeps to stand up and use cash every day for gas and groceries and well- … send these numbers the other way. You don’t have to fight with Mr. Global. You don’t have to fight with Silicon Valley. Just don’t use them. Just- Walk away … use cash, and don’t shop at businesses that don’t take cash. Right. And the other que- the other question I got at the talk, after the talk, besides why am I so passionate about cash, the other question I got is, how do I know that the data centers are being used for control, like the control grid that we saw in the Utopia movie or the control grid that Catherine and I think is coming? How do I know the data centers are being used for that and not just for my everyday digital activities like texting or calling or streaming my favorite video? How do I know that they’re actually gonna use them for control? People here don’t… They’re trusting. They’re very trusting, and they don’t see that the data centers are necessarily evil. They think it’s part of technology and growth, and we need them to communicate with our grandma in Germany and so forth. So how do I know they’re being used for control? And he stumped me on that one. I said, ” because I helped build it.” And then I thought about it, and I thought, ” wait a minute. I can mathematically prove this to you. I can mathematically prove you, prove to you that there’s no reason we need this much data capacity for what you and I would call good, everyday digital activities. There’s no way we need this much data capacity.” And I thought about it. I thought, “All right, maybe we can mathematically prove this right now,” but it’d probably take me at least an hour on the whiteboard here. We had a whiteboard. And I thought, ” I don’t know that everybody wants to stay here another hour.” It was already 8 or 9 o’clock at night. And I decided, you know what? We’re gonna try and write a whitepaper. So my husband and I are actually drafting a whitepaper. Because of this Cash Talk, we’re actually drafting a whitepaper. It’s maybe, I don’t know, a third written because we’ve had to campaign for his election, but we will finish it, and it’s going to take a stab at mathematically proving that data centers are gonna be used at control. So that’s gonna be something we’re gonna be working on after the election all because of cash, this is fantastic. I didn’t know about this. Yep. I can’t wait. So one of the things I wanna bring up to you is if you look at the payment stablecoin marketing plans- cause I think control you’re gonna have programmable money with s- payment stable coins, but also with the digital tokens. So the DTC has announced their effort to, to tokenize all 114 trillion of stocks and bonds. So you’re gonna have programmable money embedded in stable coins being marketed all around the world, dollar stable coins, and the digital tokens marketed all around the world. So if you look at the size of the financial data, not to mention the surveillance data coming in on that- That’s gonna be part of the formula. Right. Exactly. Exactly. So we’re capturing all that in our white paper and doing some calculations and numbers and showing that the numbers don’t line up for anything else but control. Right. Anything else but basically a utopia style control. Right. So all right. So the next thing we did in the cash world, in the Turtle for Cash, is we did cash legislation. So one exciting thing is our representative that brings our cash legislation, his name is John Sharda, a fantastic local farmer, such a great guy, such a ethical, honest, just amazing person. He actually got a nickname this year, and his nickname is Johnny Cash. And everyone started calling him Johnny Cash this session, which was great. So I asked him for one bill this session, and it is a house concurrent resolution, 6004. It’s a concurrent resolution encouraging the use of physical cash in transactions, and then it says it has a bunch of whereases. “Whereas payment with physical cash prevents tracking and controlling purchases, and whereas payment with physical cash saves businesses money on transaction fees,” et cetera, et cetera. I won’t read the whole thing. Be it resolved that the citizens of this state are strongly encouraged to support businesses that offer a discount for using phys- physical cash.
Be it resolved that
the citizens of this state are strongly encouraged to pay with physical cash whenever and wherever possible,” et cetera. So I just wanted a resolution to bring awareness to cash, and- With, so with this resolution, I had two handouts that the committee got and that we actually put on the floor of the House, which is 70 House Representatives. I had two handouts. So the first handout is the South Dakota businesses with a lower cash price. So it’s by city, and it has all the businesses. They either offer a cash discount or charge you a fee for using a card. So that’s a list of businesses, and then we also have a website with the same information on it. And I asked the representatives if they know of any other businesses in their towns to please write them on the handout and give it back to the repres- Johnny Cash, and he would get it back to me, and we’d update our list. And so our list has actually… I think in the last year, it’s doubled in size, I believe. At Rogue Foods, I got a bunch of new businesses that, that on the list. So anyway, so the resolution was an excuse to bring awareness to these businesses, to bring awareness to cash, and to get them talking about cash. And the other thing, handout I gave them is this Solari business flyer that Solari did for us why I’m proud to be a cash-friendly businesses business, benefits for businesses, customers, and communities. So they got these two handouts on their desk, and the resolution was really intended to bring awareness to cash. So this resolution made it through committee. We had… I said it was inspired by this representative, I’ll call him Representative S, who said, ” He voted against every single cash bill we brought so far, and he said, ” just pay cash if you want to.” and I thought, ” we should then…” And he said, “My business offers a cash discount, so businesses can do that if it’s economic,” blah, blah, blah. “We have a free market.” So I, in testimony, I said, “We don’t really have a free market when 50% of our GDP is from the government. That’s not really a free market.” And so we wanna support these businesses that offer a cash discount like yours, Representative S.” And he actually voted for us for this cash resolution, which was super exciting for me. And we got out of committee no problem, and then we I think we, yeah, we got out of committee eight to four. We passed the House floor 43 to 24 And then basically we fumbled it in the Senate, and this was kinda my fault. We thought the senator that had signed onto it was gonna prime sponsor it. Turns out he didn’t wanna prime sponsor it. We had our prime sponsor from the cash at school events. He would… He actually called me before session and asked me h- asked me what he could do to help us with cash. So we got him to sign onto it, but we thought it was gonna be assigned to committee. They waived committee and just put us on the Senate floor the next day. So we didn’t have time to prep him on the bill. We didn’t have time to get handouts to everybody. So the Senate, it tied I think it was… Oh, it failed actually 16 to 18. So we failed on the Senate floor 16 to 18. Oh, that hurts. But like I said, that was with no handouts and no preparation. He just stood up there and said something and wasn’t prepared, and we weren’t prepared ’cause we wanted to go to committee. We wanted to… So we fumbled. We should’ve… The Senate pro temp he’s on cash, so we should’ve… We just fumbled. We should’ve gotten with him earlier. We thought he was gonna send it to committee. He didn’t, and we just fumbled it. So that’ll be a good excuse to bring it back next year. So this resolution will be back next year. We’ll be talking about cash again with this resolution. So I was excited that to do that again, but then Johnny Cash said he wanted our cash at retail bill back, and I did not wanna bring that bill back. We lost… Last year, we lost 0 to 13 in committee, and we had a line of lobbyists out the door testifying against us. We got hammered, and I just didn’t see any reason to waste our time and energy bringing that back. And we wrote a good bill. It wasn’t w- A, a few things could’ve been differ- done differently, but we had a good bill. So I just didn’t see any reason to come back with it But he said Representative L wants it brought back. Now, Representative L voted against us, and I thought clearly Representative L has taken a year to think about their decision and- He probably saw Utopia I don’t know. But Representative L wants it brought back, so we should bring it back. And I thought, all right, we’ll get hammered 1 to 12 instead of 0 to 13. Okay if they really want it brought back we’ll bring it back. And he said, “Yeah, we need to bring it back. This person asked us to bring it back. We have to bring it.” So we made a few little minor changes, nothing major. The, I would say the main change we made was we put the bill, instead of being in effect the ne- it would’ve been passed in March, it would’ve gone into effect in July. We made it a year and a half. The July, the next July it would go into effect, the reason being the Board of Regents n- was complaining about their concession contracts, and they’re already in these contracts for no cash and so forth, which is ridiculous because if the FDA ups- updates food handling safety issues for their concessions, they obviously have to make immediate changes to their contract. So I… But whatever. We, that was the main change we made. So the bill was basically cash must be accepted at in-person retail and government transactions less than $100. So business, retail, in person, and government transactions less than $100. There were exceptions for airplanes, security deposits, rental cars, and banks, and it goes into effect one and a half years later to give time for concessions contracts to be re- renegotiated. The other thing about the bill is the definition of cash is important. I sweated a lot over this with cash at school events, and I got some pushback and I stuck my guns, I stuck to my guns, which says cash means physical coin, currency, or notes that are designed as legal tender by federal law. Now, the reason I was so picky about this is because I t- it says physical coin, currency, or notes that are desi- designated as legal tender by federal law. They wanted to take out the physical because they potentially want to declare other things like digital currency legal tender So I really wanted the word physical in there, so I fought for that and I got it. I got it kept in all of our cash bills. We’re talking about physical coin and currency. All right, so what did I do in committee differently this time? I was more… We were more well prepared for committee this time. We obviously learned from getting hammered last time, so we had better arguments. So we had our updated statistics about, from the Federal Reserve about the people who are unbanked, and basically what it shows is that the people who are unbanked are still low income, young people, minorities, and people with a disability. So the people that you’re excluding by not accepting cash are still sort of these groups. And it’s a surprising number of people. Correct. It’s about what is it? Overall is 6%, but t- 13% of Blacks are unbanked, 12% of Hispanics are unbanked, 13% of people ages 18 to 29 are unbanked And then we also looked at credit card ownership, who has a credit card, who doesn’t. And if you look at the people who don’t have a credit card, it’s mostly people with a disability, minorities, et cetera. So we had updated statistics, the same statistics they had already seen, but they were updated. The– When we got hammered, there were a bunch of committee members that said thank you for the statistics and the education, that they learned something from our testimony because we actually need to be right with God and have proof for everything we say ’cause the lobbyists are just making up things and saying things that aren’t true. So we were sure to be right and had statistics to back up what we say. And then the oth- So I just wanna point out one thing ’cause I live in a in a county that has an average income of 24,000, and the percentages of people who don’t have a credit card or are unbanked are much higher is my guess. And so if you’re a state legislator and you’re s- in a state and you hear these statistics, what you have to understand is some of the poorer counties have much higher percentages, and so it can be devastating for them. Exactly. So on our statistics here it says if your family income is less than $25,000, 22% of those are unbanked. Exactly. And then if it’s less than $25,000 60 or 54%
of those people
do not have a credit card. Right. 54% of them don’t have a credit card. In my– in some of the counties in Tennessee, it’s extraordinary. It’s that kinda number. Exactly. So then the other statistics we have are about share of c- consumers’ preferred payment instruments for in-person payments. So it tells us that in 2024, 17% of people prefer paying with cash. And then the share of payment instrument used by household income. So it tells us that if y- you earn a household income of less than $25,000, 24% of those people or households prefer to pay with cash versus greater than 150,000 in income, only 9% of those households prefer to pay with cash. So it’s really the low-income people that are even preserving our physical cash. The low-income people are preserving our freedom right now, and we’ve got to flip that. We’ve gotta get the middle class, the upper class paying with physical cash because we are gonna lose it. So we’ve got the low– God bless the low-income people for still using cash. So the other thing That we had in testimony the previous time, again back to Representative S, he said he wanted a list of businesses that aren’t accepting cash because he thinks in South Dakota this doesn’t exist because why would a business not take cash? He’s not seen the problem. He’s also from a more rural community than Sioux Falls. So he doesn’t think it’s a problem, so he wanted a list of businesses that didn’t take cash. And when we f- the previous year when we got hammered, we didn’t have a list. We weren’t prepared for that question. We knew some that weren’t taking cash, like school events, there was a car wash but we hadn’t, we didn’t have a comprehensive list. So this past year I’ve been collecting a comprehensive list for Representative S. Not that I thought I would bring this bill back, but I just thought I like to be able to answer any question that’s asked of me in terms of cash, so let me co- collect a list. So I’ve just basically been asking around word of mouth to friends and family, “Give me a business that doesn’t take cash. Can you send me any?” And what I did then is I created a handout with all of the answers that I got, and this is my handout. It has one, two, three, four, five, six, seven, eight, nine businesses on it in the whole state of South Dakota. That’s what I could come up with. Now, what was interesting was as people started sending me businesses that don’t take cash, I noticed these aren’t small businesses. And wait a minute, are they even South Dakota businesses? So what I did on my handout is I have two columns. I have the name of the business, then I’ve got are they a small business? And then I have are they based in South Dakota? And then I have notes about that business. So let me just read through some of these for you. The first one is national parks. None of our national parks or monuments in South Dakota take cash. Are they small businesses? So Mount Rushmore takes cash For p- I think the parking does. It… You’re only paying for parking at Rushmore, you’re not paying for admission. So- So that’s the parking vendor, not the national park. We know somebody at Mount Rushmore who works there, is trying to push cash, and thanks people for using cash. That’s my understanding. You can pay cash at at the ice cream shop. Okay. Okay. And you can pay- Yeah … cash in the gift shop. In the gift sh- okay, must be the gift shop. Yeah. The, By the way, if you come to South Dakota, okay, and you go to Rushmore two things about, if we can diverge, t- about Rushmore. First of all, I don’t like ice cream. Go in the ice cream shop and get an ice cream. They have the, what is it? The Abraham Lincoln ice cream or the Franklin ice cream. Anyway, this ice cream recipe has no artificial… It’s all pure ingredients. They list all the ingredients out. It’s the old school recipe, and it is just so fantastic. It’s not toxic, and I actually can eat it because it’s not toxic. So do get an ice cream at Mount Rushmore if you go. Second thing is, if you go to Mount Rushmore, don’t go without going to Crazy Horse. Crazy Horse is way better than Rushmore, and it’s a way better story because the government tried to make Crazy Horse a national monument, and they said, “No. We don’t want- Oh, no … the government’s support. We don’t…” And they said, ” you’ll never finish it. It it’ll take forever. You guys can’t run it.” And they said, “No, we don’t want the money. We’re not gonna make it a national park.” So- So definitely go to Crazy Horse, watch the movie. It’s another great example of pushback. So can I just tell you, I was driving past Mount Rushmore, the turnoff for Mount Rushmore on the highway, and it was snowing. And I thought, “Okay, this is, could be dangerous ’cause it the snow got very bad,” and I ended up in a ditch. But I said, “I have… I can’t pass Mount Rushmore and not go.” So I went up there, and it was a weekend. There was no one there because of the snowstorm, and it was wonderful. So I spent a couple hours there, and the staff was incredible. So I love Mount Rushmore, but I apparently have to go to Crazy Horse. Yes, definitely. Crazy Horse, way better. So back to the national parks. So they are not a small business, and they are not based in South Dakota, and they don’t take cash, okay? Next one, Denny Sanford Premier Center Concessions. They’re not a small business. They’re not based in South Dakota. Denny Sanford Premier Center Concessions is operated by Legends Global, based in Los Angeles, California, with a revenue of $1.7 billion in 2024, okay? The next one, Nautical Bowls. They’re not a small business, and they’re not based in South Dakota. They have 174 locations worldwide, headquartered in Minnesota. The next one, Sanford Pentagon Admissions. They’re not a small business. They are based in South Dakota. They’re owned by Sanford Health. Their revenue was 9.9- 8 billion, and income was 1 billion in 2025. The next one, Silver Star Car Wash. They’re not a small business. They’re not based in South Dakota. They have 11 locations in South Dakota. They’re now part of Mammoth Holdings based out of Atlanta with 67 car washes across the Midwest. There’s four more here. I’m not gonna read through all of them, but you get the idea. These are not small businesses, and these are not South Dakota-based. Now, if you compare that back to the list of businesses offering a cash discount in South Dakota, these are all, for the most part, local restaurants th- if I could read them off, but they probably mean nothing to you guys ’cause they’re not chain restaurants for the most part. They’re local businesses, They’re local businesses owned by people in South Dakota who trust their employees. Correct. So what I showed is that the businesses that aren’t taking cash are billion-dollar corporations, not small businesses, not… Most of them not based in South Dakota So actually, Representative S did me, did us a favor by forcing us to prove this, that who’s forcing the cashless society? The big corporations. He helped us prove that in a very d- very different way. This bill, after all this, we did have some lobbyists testify against us, not as many this time. We did much better compared to them. We failed four to eight. We went from zero to 13 to four to eight. The Freedom Caucus supported the bill this time. They were against it the first time. We had one vote missing, which should’ve been in our favor, so I think we should’ve been five to eight, and then w- I think we had one legislator that was on our side and questioned on our side, and then voted against, so I’m not sure if that was a little confusion there. So we did great. We did so much better than I even thought. And as a tidbit, from the Cell Tower Moms we did a data center bill, and one of those people listened to our cash testimony because she was gonna come testify for the data center bill. I said, “Oh, we’re gonna be in cash committee. Why don’t you listen to our testimony?” And so she listened to our ten- testimony. She’s a small business owner, local business owner, very successful business. And she listened to our cash testimony, and she said, “That is terrible, and I’m a member of South Dakota Retailers that testified against you and was mean about it.” She’s immediately canceled her membership to South Dakota Ret- Retailers. So I thought, “This is great.” Because of the Cell Tower Moms and this connection and the data center, now we’re raising more awareness about cash. Right. And we’re not gonna support the businesses that are… We’re not gonna support fund our enemies anymore. So the other bills we had were all the digital money bills, and we had several of them. We had state investments in Bitcoin, so this would permit the state to invest in Bitcoin. Again, brought by a legislator with a Bitcoin mining operation. It failed last year, the previous session, and it failed again three to 10 So that was good. And the next bill we had was a tGold bill. It was a digital gold bill declaring digital gold legal tender. The gold would sit in a depository out of state. The treasurer would go audit and make sure the gold was there. The state would pick a vendor to do this legal tender digital gold. And it did have a social credit s- system clause, so it said you can’t use this for a social credit system. Now, who in the world would enforce that once your bank account’s in frozen? I don’t know who can even enforce that, but, But you can install programmable money without it being deemed a social credit system. Yeah. There were multiple problems with it. Yeah. Why in the world South Dakota would wanna declare digital money legal tender is beyond me. It just makes no sense. Unfortunately, what happened was the committee let the proponents of the bill just go on and on, and I was actually at Rogue Foods at the time, missing talks that I wanted to hear, and sitting in a little private room listening to this testimony, waiting for my turn to testify so I can get back to the talks I wanna listen to at Rogue Foods. He just didn’t put in any time limits, and so it was an hour later until I finally got to testify, and let me tell you, I was hopping mad. I am very difficult… I don’t have patience, and I was mad by the time I got to testify. And the other thing I was mad about was that the proponent had had all these testifiers that weren’t s- that were saying things that were misleading, in the category of lies. One of his testifiers said that this would establish a physical bullion depository in the state, which is not what the bill said at all. So there were just blatant lies about what the bill even was. So I was mad by the time I got to testify. And I just, I completely lost my cool, but- … I guess it was good that I did, because let me tell you what happened. I testified against the bill with all the n- sort of normal reasons, and then I said, “You know what? If South Dakota wants to declare something legal tender, let’s back our money by buffalo instead of gold. Why would we back our money with gold that sits out of state, that’s controlled by other people, where the treasurer has to go audit the gold in a different state? Let’s back our currency by buffalo, where we actually have buffalo in the state.” In fact, South Dakota has three, 33,995 buffalo, the most of any state. Nebraska has 32,206 buffalo. So South Dakota owns the buffalo market. If we make buffalo legal tender, we make ourselves rich instead of other people Okay? So let’s declare, let’s back our money by buffalo. We can trade that digitally too- So- … on our phone with an app, and we can trade a leg of a buffalo or an eye of a buffalo, just like they want to t- trade a fraction of a gold. Let’s make it buffalo instead of gold. So can I just stop you for a second? Because if you go back 50 centuries, the history of currency, the first currency were cows. So this is not as unusual as you might think. So at the end of my testimony some other opponents testified with me on… Didn’t talk about buffalo, but I knew I’d lost my cool with the whole buffalo thing, but it was true. It’s, the thing was so ridiculous that I really felt we should go with buffalo instead of gold. So the committee went around, and they have committee discussion, and the chair of the committee said, “I was thinking about it, and in South Dakota, we have a lot of grain in grain bins. Why don’t we back our currency with our grain in our grain bins?” Yes. And I thought, “Yes. Let’s do that. Even better than buffalo, grain doesn’t die.” So he got it. He actually got it. The bill tied four to four. The bill tied four to four. It was, I think, a Thursday. They don’t, they’re not in session on Friday, that Friday, so we had the whole weekend, and they were gonna reconsider on Monday when the one person that was missing was gonna be back. The bill tied four to four. So we had the weekend to try to send more emails and do more phone calls, and they weren’t gonna re-testify the bill, reconsider. They were just gonna re-vote on it on Monday. So one of the things that I noticed in the proponent testimony was that the prime sponsor had these slides that were very glittery. They were black slides with sort of gold and silver, and they were very wordy and long, and clearly he did not make them. There’s no way that prime sponsor made those slides. I knew that. They were too glittery, too goldy. And so I thought I had seen that somewhere before, and sure enough, it turns out he used slides from Kevin Freeman, who is Pirate Money, okay? He’s from Pi- Pirate Money. He wrote a book called Pirate Money and I believe has some kind of company Pi- Pirate Money. So from Pirate Money, I was able to trace that back that Pirate Money has a partnership with Glint, which is a payment processing system, and Glint partners with MasterCard. So what I did is I wrote an email to the legislators on the committee and I said, “The prime sponsor’s slides were made by Mr. Kevin Freeman from Pirate Money. Pirate Money partners with Glint, a d- digital gold processing company based out of the UK, and Glint partners with MasterCard.” So the money train is the senator’s slides, Mr. Freeman, Pirate Money, Glint, MasterCard. I traced the money trail all the way back to MasterCard via Glint, an out-of-country company. Okay? So the Glint and MasterCard are funding the push for legal tender status of gold and silver nationwide so they can make money from transaction fees on our everyday transactions. That kind of makes sense. But the bill doesn’t require us to use digital payments. That’s what the prime sponsor is saying. He’s saying, ” people don’t have to use it if they don’t want to. We’ll just make it legal tender, but they don’t have to use it.” That’s his argument. And so I email… In the email I said, “Isn’t… That is not true. Consider that there’s currently federal lig- litigation pending that would require national parks to accept physil- physical cash because it’s legal tender.” So there’s currently litigation pending that says you have to accept money if it’s legal tender. So they wanna get this legal tender everywhere in the country, and then we’re gonna pass federal legislation that says you have to accept le- legal tender. Now all the businesses in South Dakota have to accept digital gold and these payment processing systems. So I sent that email. I prayed. I had other friends send emails. And Monday morning they revoted, and the final bill failed one to seven. Yes. So I don’t know if it was because of my email tracing the money and pointing out that they wanna require people to take it. I don’t know what did it, but it did fail one to seven. I’m sure it will be back next year. That senator has said that was his best bill, and he… I’m sure it’ll be back next year if he’s back, we did in South Dakota also have a debanking bill. It’s an act to protect persons from discrimination by financial institutions. I did not testify for that bill the reason being that committee at that point was the committee. So I just was not a good person to testify for that bill. But only for banks above a certain size. Okay. Yeah. Okay, yeah, so it’s, it failed four to nine. And then the other thing that’s happened is that my husband is actually running for legislature. I already talked about that. He’s decided to step up ’cause no one else would run, and we’re actually doing things a little differently. So we’re not campaigning on social media. We don’t think it’s healthy. We don’t let our kids have it. We don’t use it, and we’re just not using it for this campaign. There’s some people that say we can’t win because of that. There’s some people that love it and are voting for us because we’re not using social media, so we’ve got everything in between. We are not using AI to write our content. Most people are. We are self-funding, so we are not taking any donations from anybody. We’ve had some unsolicited donations from PACs come in, and we actually spend our own money on a stamp to send them back. For our family it’s kinda priceless that we can say we tried to do something. It’s priceless to look at each other and our kids and say, “We stepped up. We tried to do something. We ran my husband for legislature.” And we are using a lot of Solari words, so we’re creating, Content that talks about financial transaction freedom and local food and health freedom and digital surveillance and culture. These are topics that no one talks about when they’re campaigning. And because we don’t really want to be in the legislature, we just want to offer people a choice, we see it more as an opportunity to raise awareness about these topics that no one in South Dakota is talking about. So that’s what we’re doing. The election’s tomorrow. We honestly have already won. The other thing we did is I wrote a wife letter. You’re supposed to write a wife letter promoting your husband, and I couldn’t… That’s not really my personality to say how wonderful my husband is. He’s great. He is wonderful. He is wonderful, but it’s just not my personality to do that. It’s more my personality to make fun of him, and then he knows I love him. So I wrote the wife letter mostly about cash. It’s on the web- on his website. If you Google Manuel Loucha, you can check it out. I m- wrote it mostly about cash and how cash preserves our freedom. The other thing the legislative campaign did is it helped us find like-minded people, and it helped raise awareness, so we now have a network of people that we didn’t have before that agree with us on data centers, cellphone towers, cash, all these issues. The other thing I did is I used it as a prayer mission. So when I was knocking doors, it was incredibly painful for me, but one thing I started doing is that I pray at every door that I knock So that means I’ve prayed at thousands of doors, and I tell you that is priceless. That is priceless. Whether he wins or loses, I don’t even tell people I’m praying at their doors. I p- I ring the doorbell, I knock, I pray un- until they answer. That’s m- what I’ve turned it into, is a prayer mission. And we had, I wanna mention this too, we had the best idea ever from a country door that we knocked. This country s- voter said, “You know what I’m starting to think we should do? I’m starting to think we should treat politicians like jury duty. We should just pull names, and if your name gets pulled, you’re the president. And if your name gets pulled, you’re a legislator.” And I just thought about this, and I thought, “What if you’re a drug addict?” And then I thought, “Wait a minute, that might be better than some of
the people we
have.” This is a brilliant idea. And you know what? He’s got a point. You get the money out of politics, which is one of the things we’re talking about, get money out of politics. If you just pulled names and did it like jury duty it might be better than what we’ve got. So the other thing I wanna mention is that healthy people can think and vote and make a decision. If we’re not all healthy, it’s hard for voters to think and make a good decision. So the m- number one thing we need to do also as a voter is keep ourselves healthy, so healthy water, food, et cetera. The other thing I wanna say, even though my husband’s running for legislature, we don’t believe that the legislature can fix all our problems. Like I said, you can pass laws until you’re red in the face, but a lot of them aren’t being enforced anyway. The most important thing we can do is pay with cash every day, gas and groceries at a minimum, refuse to shop at businesses that don’t take cash, and don’t be afraid to do these things and turtle forth. So I’m gonna bring up one more thing.
You clearly, guys,
you have it good in South Dakota because you haven’t brought up disasters and emergencies. One of the things we’re seeing all around the world is more and more people are saying, “You know something? It was a mistake.” The Scandinavian central banks, it’s a mistake to roll back cash because when we have an emergency, we are in real trouble if we don’t have cash. Cash literally in emergencies saves lives. So we saw in East Tennessee and Western North Carolina, the people who had cash came out much better than those who don’t. So that is a very compelling reason, and all I can figure is life is good in South Dakota ’cause you didn’t bring that up. We didn’t… We did bring that up the first year we did it, so in Turtling for Cash Part One, that was one of the things we talked about. Yeah. We did bring that up. It did not resonate We need a natural disaster in South Dakota. It did not re- that, that point did not resonate here. Resonate. It did not. So in Tennessee it resonates tremendously. I bet. Right. I bet. So it depends on where you are. Okay, so turtle forth. I thi- I, nobody I know is, does a better job of turtling than you. You never give up. And what I’m always asked is, why are you so hopeful, and why do you never give up? And I just want you to say one last word before we close about why you never give up. Because I have to be able to look myself and my kids in the face and say, “I did everything I could. I tried.” I just have to be good with myself and say, “I did everything I could.” And that’s priceless. Win or lose, I did everything I could the best I could. Right. And tried to be the best person I could be. Now, I have to apologize to you, because I picked up $2,000 in cash along the way on the trip, and I burned through it, so on the way to South Dakota we’ve been paying for everything with cash except for gas. I’ve been using a credit card, but I’m gonna hit the ATM when I leave here, and I’m gonna go back to cash for the gas too. Okay? Great. You’ve inspired me. Susan Luschas, thank you so much. Ladies and gentlemen, have a wonderful day. Thank you for joining us on The Solari Report.

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Turtling for Cash Part II

 
LanguageEnglish
Ladies and gentlemen, welcome to the Solari Report, and welcome to Sioux Falls, South Dakota, where I’m with last year’s Hero of the Year and the head of Team Cash, Susan Luschas. So you need no introduction on the Solari Report, but I have to tell you, spending 24 hours with Susan and her family is always an incredible treat, and your friends, and some great state legislators. So you’ve been campaigning. We have been campaigning, yep. The election is tomorrow, and my husband’s running for state h- state House of Representatives. And all of this came about because of cash. And- So here we are … and you’ve been part of a ground game, and knocked on… You and Manuel have knocked on 2,000 doors. Yep, over 2,000 doors- Yeah … for his campaign, but made some progress and raised a lot of awareness. So we’re gonna talk about that, and we’re gonna talk about cash. Thank you for having me, and I’m so glad to, blessed to be here talking about cash, my favorite topic, and we’re gonna talk about what I’ve been doing in the last year, turtling still on cash. And along with that, I would like to fold in some anecdotes about several Solari topics, so things like the cellphone tower, the data center, banks, ex- the legislative run- and things that actually all kinda tie back into cash. So we’re gonna talk about those topics a little bit, too. So we’re focused on freedom, and cash is a powerful tool to protect freedom, and we bump into all the things that are encroaching on freedom. Right, exactly. So it’s one thing. So Turtling for Cash Part 2. Okay, so where do you wanna start? I would like to start with our cash legislation that we passed last year, which was cash at school events. This legislation passed by one vote and the grace of God, if you remember from Turtling for Cash Part 1. And so what happened was, in August, we started up our school year again. The law went to ef- into effect July 1st, and we started up our school year in August, and we had schools having football games and volleyball games and things like that, and it’s now state law that they must accept cash.
There were several
schools that decided they still didn’t have to take cash, and so because we were the family that stood up everyone contacted me and contacted our family. ” They’re not taking cash. What are you gonna… What am I gonna do?” I didn’t really know what to do, so the first thing I did is I sent the schools email and said, “You’re violating state law,” and included a copy of the state law. Now, one thing we did un- knowingly, but unknowingly, is that we put in a clause for the playoffs so that no matter where the school team was playing, they had to accept cash, whether it was a home school property or whether it was a big s- playoff stadium. That was to include the playoffs, that they have to accept cash for playoffs. It turns out that clause worked in our favor, because what it did is it said, even if you’re the away team, it’s illegal for you to play at a venue that doesn’t take cash, even if you’re the away team. So when I was sending those emails, I could send it not just to the home team that didn’t take cash, I could send it to the away team, because they were violating state law, too. Now, would you send it to the head of the… Would you send it to the coach or the principal or the school board? Who? Usually I’d send it either to the athletic director at the school if I had their information. If not, I’d send it to the principal of the school. Or in one case sent it to the superintendent of the school. So it depended, ’cause some districts are big and some are small. So I’d send this email saying, “You’re violating state law.” that worked in most cases, except for one, and the one school, it still refused to take cash So I said, “Okay, I’m gonna come verify this for myself. I’m hearing it from all the parents. I believe them, but let me verify it myself. I went myself. They weren’t taking cash, and they weren’t letting in people for free.” So our law says you either have to take the cash or you have to let people in for free. They weren’t doing that, so I sent them another email and said, “I was there myself. I saw it. You’re not taking cash.” And he said, “Yes, we are.” And I said, “Oh no you’re not, so I’m gonna now show up with my friends, their cameras. We’re gonna take video. We’re gonna take pictures, and then we’re gonna bring another s- bill this next legislative session that’s an enforcement bill that’s gonna say every time you have an event and you don’t take cash, we’re gonna fine you.” ‘Cause our bill had no enforcement clause. We had no fine or penalty for violating state law. And I just wanna stop you and say, in my experience, when you’re trying to do something new like that, you have a much better chance of getting the first bill through and then coming back and getting the enforcement bill, when somebody won’t, you know- Exactly. But then I had an idea, because this school I’m not gonna name the school, but th- they, there would be a reason why this school wouldn’t want bad publicity. Let me just say it that way. So I said, “I’m gonna call the bill the ABC High School Bill.”
and let’s just
say I showed up with my friends and my cameras, and guess what? They had a cash line So the threat of an enforcement bill that was called the ABC High School Bill worked. And so we did have end up having a successful school year in terms of school events taking cash. So we did enforce our own state law, and we had a win there. But a lot of people didn’t realize, a lot of our legislators didn’t even realize, that just because you pass a state law, it doesn’t mean anybody’s gonna follow it. We live in this world, even in South Dakota, and I have some examples of that actually that I wanna just quick talk about. We have a lot of laws in South Dakota that are not being followed, and they’re not being enforced. So for example, when legislators take their oath of office, they have to say that they will not have conflicts of interest. They w- and … But what has happened in our legislature is that when legislators have said, ” I don’t wanna vote on this bill because I have a conflict of interest,” the committee chair or speaker, whatever, has told them, “You can’t do that. You have to vote.” Really? So what we have in South Dakota is we have, for example, w- state, the state can invest in Bitcoin bills being brought by legislators who have Bitcoin mining companies in the state. You’re kidding. I think that’s a conflict of interest. And even though it’s in the oath of office, no one is enforcing that, and they’re being told they have to vote. So that’s one example. Another example is we actually have federal term limits in our constitution. That is not being enforced. Thune shouldn’t be where he is in the Senate, and Rounds shouldn’t even be on the ballot. He’s on the ballot tomorrow. So that’s not being enforced either. It’s a big deal. We also have a lucrative office clause in South Dakota constitution that says if you’re already in a government lucrative office, for example, you’re a city council member who’s b- getting a stipend or health insurance or being compensated in that way, you can’t hold another public lucrative office like a state legislature, legislator who gets a small stipend. So you can’t get stipends from sorta two government jobs, and we have plenty of state legislators that are also pulling city council. So we have a lot of violations of our constitution, of our state laws. And so just because the legislature passes a law or just because something’s in the Constitution, you need someone to enforce it. And- Has anybody ever gone and tried to clean up … Because I think given the poten- So legislator’s not full-time, and so it’s gonna be very difficult to never have a conflict of interest even if you did everything you could not to have one. So you need the ability to recuse yourself, good heavens. Correct. Correct. And unfortunately, at this point, enforce- these are just some examples- that I pulled off today. Unfortunately, enforcing this is a full-time job.
We need to hire
someone I don’t know what but- You need the attorney general … enforce everything. Yeah. Which … Yeah. I don’t know what to say. I don’t want to start on that, but- yeah, I would think so too, that the attorney general should be enforcing these pretty fundamental things. But for whatever reason, he’s not. Sounds to me like you need a legislative cleanup anyway. Yes. But I don’t think that’s uncommon. We see this in South Dakota, so just because they’re passing laws doesn’t mean that they’re being followed or that there’s anybody enforcing them, which brings me back to cash. Because again, the number one thing we can all do is pay with cash. And so I, I actually skipped one point that I want to come back to, which is, what do I mean by cash? When people t- hear me talk about cash or hear I’m the South Dakota cash lady, they say, ” cash loses its value, the dollars inflation and so forth.” And what I’m talking about is not saving all your money in cash. What I’m talking about is when you buy gas and you buy groceries, you have a choice of using cash or your credit card or your debit card And I’m asking you to make the choice to use physical cash. I’m asking you to go to your ATM, go to your bank, get your physical cash at your bank account, and use that to pay for gas and groceries. If all of us pay for at least gas and groceries, anything, let’s say, under $100 with cash, we’re gonna keep our financial transaction freedom, but we all have to do it. We c- I can sit here in South Dakota and pass laws until I’m blue in the face or red in the face, but then I’ve gotta run around and try and enforce them. The easier way is for us all just to pay with cash and don’t support businesses that do not take cash. It really is that simple. I can’t do this by myself. I need everybody doing this, not just in South Dakota, but worldwide, and thank you f- Solari for helping me promote cash in that way. So let me just step in and make sure everybody understands. So I describe the systems now with two locks. So cash is the only truly two-lock system where the buyer has a lock or a veto on the transaction, and the seller. So two people and they decide what happens, and it’s relatively surveillance-free. So there’s privacy, and the, and it’s between the buyer and seller. It’s nobody else’s business. That’s a two-lock system. If it goes through digital tracks in a bank in the current financial system, there is a manual third lock. We know what happened to the- Canadian truckers. That’s a manual third lock. It’s very cumbersome. It takes a lot of work, a lot of laws, a lot of mess. Now what they’re pushing up to is an automatic third lock backed up with the data centers and with digital IDs and what that means is central headquarters can interfere in your transactions and supersede what you and the what the buyer and the seller want. So that’s an automatic three-lock system with a third lock which is superior. So Mr. Global gets a say in every individual transaction, and the data centers and AI are what really make that system go. And so what we’re saying is if you protect two-lock money, they can’t move to a system- that’s all third all three lock, and therefore they can’t automate the third lock for control. Exactly. So we need… And that takes all of us. There’s no president, there’s no legislature, there’s no Congress that can fix this for us. We have got to choose to pay with cash, at least for gas and groceries. Don’t invest in cash. Don’t put all your money in cash in your bank account, but use it for your transactions, your daily transactions. That’s what I’m asking everyone to do, and that’s what I’m really trying to promote here. So one of the most successful, I do a lot of things that fail, and one of the most successful things I’ve done has actually been Halloween, cash at Halloween. So I have my cash is king costume where I just printed out dollar bills and different $5 bills and $10 bills on my printer, and I pasted, I glued them on an, a cardboard box, and I strung it over my shoulders. And th- and then I have a king hat, and that’s my cash is king Halloween costume. This year I decided everyone in town knows it it’s the same costume every year, so we made new costumes. It’s called carry cash. So we’re basically cowboys. Instead of pistols, carrying pistols, we carry cash. So we have holsters, and we put cash in our pockets. We have cash eyeglasses and cowboy hats, and that’s our new costume this year, so that was really exciting for us. And then we of course give out cash at the door for Halloween. We give out dollar bills usually for the older kids, and the little kids get quarters with cash messages on them. The quarters are taped to the back of a piece of paper with a cash message. So I have to stop you and tell you- Go ahead … this is the most clever way to not poison kids with sugar on Halloween ’cause they like the cash more, right? They do. And l- we’re getting more and more people worldwide to do this and to- try it. People are afraid. They think the kids won’t like it, and the feedback I’m getting all over the place is that the kids love it, and they’re happy about it. They come back. I- this has been so successful. And your dollars have these little stickers on them that tell them why you should use cash, and then they run home and tell their parents they should use cash. Exactly. Yeah. I tell them at the door Pay with cash, not credit,” and they run back, ” Mommy, pay with cash, not credit.” It’s so successful. So this year I’d- we decided to do a basically a trunk or treat event. There was one in the state park where the kids go around the campground and get candy from all the different campers or businesses that set up in the campground. So we just poached and set up a little cash thing, and we wrote, we wore our cash and carry costumes, and we handed out cash. I was prepared for a few hundred kids. It turns out the event has 1,000 kids.
L- luckily we don’t
live far away, so we ran home and got more quarters and taped them to the back of the papers, and we w- but next year we’ll be prepared for 1,000 kids, and we’re just reaching more and more people. A lot of people already know us, and they hear the message every year, and the kids look for us and the parents know. And so I feel like slowly, it’s taken years, it’s taken thousands of kids, but slowly we’re promoting it. I still do carry dollar bills in my wallet with a cash sticker on the back. If people ask me about cash or whatever, I give them a dollar with a sticker on it, and I ask them to spend it and use it and circulate it around. I actually wanna say that I had my first dollar bill come back to me. Really? And I am so excited. So what happened was Catherine sent, was, sent me to Rogue Foods, and I’m blessed for that, and I got to talk about my favorite topic, which is cash. And some- there was someone at Rogue Foods who spoke from Wyoming, and we got in a c- m- conversation about freedom and what’s freedom look like in Wyoming. And it turns out he got a dol- one of my dollar bills in Wyoming. And I said, “You did?” And he’s Yeah. Wow, you’re the lady that did that or the family-” Is that- “… that did that?” And I was like, “Yeah.” And I said, “Where is it? Show me.” And he said, “I can’t, I spent it.” And I was like, ” great. I’m glad you circulated it,” but I was so excited to hear from someone I just don’t know, not even in my state, had gotten one of these dollar bills. I think over the years in dollar bills we must have given out already about $2,000 in dollar bills probably over the years, and I don’t know how many quarters. The quarters they untape from the message, so the message doesn’t get circulated with the quarters, but it does get cir- circulated with the dollar bills. So I love it that people are circulating them and and putting them around. So the other thing I wanna mention about the dollar bills is that w- I got a call from my banker About the dollar bills because I order them in advance for Halloween because I just need so many. So I don’t wanna show up to the bank and say I need $400 in dollar bills and wipe them out. So I order it in advance. I just t- give them a few days notice, and they give me whatever dollar bills I want, and that hasn’t been a problem until this past year. My, the manager, branch manager of a bank called me and was very rude about the dollar bills. She just said, “Why do you need these?” And, “We don’t do this, and we don’t give this kind of money unless you’re a business order this kind of money,” and, “What are you doing with them?” And she knew I was giving them out on stickers. It’s… Or putting stickers on them. It’s a small town. She knew exactly what I was doing, and she was just rude about it and said I can’t be doing this all the time and all of that. Now, this is a difficult one because the branch manager is
I would say
politically on the other side of us. But a lot of the ladies in the bank are not that work in the bank are more down to earth and more with us and understand the importance of cash. So I realized, you know what? If I have a bank, if I’m banking at a bank that doesn’t get the cash and doesn’t support cash at the top level, maybe I shouldn’t be banking here. And we did due diligence on this bank. We looked at their financials. We did the whole Solari finding a good local bank thing. We love the bank. They know us by name by face. We love the bank, but I said, “You know what? This is the branch manager, and I think we need to get out of this bank over c- over this issue. And it’s important.” it’s extremely important, and if that means we have to lose… We have to find a new bank, we have to find a new bank.” So I drag my husband around for a day. He was not happy, and we looked for a new bank. We thought, we researched online and looked at some things, and we thought, “Okay, this looks like the best place.” So we went there and to ask some questions, and it turns out they didn’t wanna answer the questions, couldn’t answer the questions, et cetera. Said, “All right. We’re not banking here.” So we ended up just going around all day. I said, “We are not gonna stop going around to banks,” we took the day off, “until we find one where we can open an account We went to seven banks. It was terrible. They were all just not up to par. And then we finally found one. It’s actually a startup sort of credit union that was very met all of our criteria and gave us financials and was open and honest, and we were very comfortable there. So now what we’ve done is we’ve moved about half of our banking to that credit union, so we’re 50% here and 50% there in terms of local banks. I don’t know if we’ll get out of that original bank completely. You never wanna leave the old one until you’ve been through one or two tax cycles, ’cause you want access to the information. There’s that, and just kinda hedging your bets at this point. But so the cash issue actually caused us to go through the whole solari find a local bank, and I sympathize with those of you out there who are having trouble doing that. It took us a full day off work to find a new, good local bank and get an account set up, and it w- it’s painful, but it is so important- so important.
All right, moving on.
The next thing that happened, I’m going in chronological order here, is that we have cellphone towers all over the place, a lot of times near our schools here in Sioux Falls area, and what we had was a cell- a 5G tower that wanted to go in across from an elementary school and an intermediate school, so I think it’s total about 1,200 kids, if I remember right. And they wanna put a 5G tower, of course, on the school property, but our superintendent said no to that. So they found a little property across the street where they wanted to put the cellphone tower. So not me, but somebody else organized against the cellphone tower to tr- another mom petitioned or was trying to go to city council and speak out against the cellphone tower, and it just kept dragging on, and she really wasn’t getting anywhere. And luckily, I read about it in the paper, and I showed up and tried to help. And basically, what happened was They were rezoning the land from natural conservation to industrial so that it- they would have the correct zoning to put in the cellphone tower. So we caught it before the cellphone tower use permit. We caught it at the rezoning level. And so what happened was there were… They approved, the city council, of course, re- approved the rezoning. It wasn’t unanimous. I think it was four to three, so we did have some dissent on that, which was good, but it still passed. And so in South Dakota, you can petition local decisions with 5% of registered voters. So if you get a petition together with 5% of registered voters, you can put that issue on the ballot. So we had five of us, moms basically, that said, “Let’s try to petition this cellphone- the rezoning for the cellphone tower.” Now, I’m gonna pause here for a second because what’s fascinating about these moms is that three of us are what I would call Republican conservatives, at least that would probably align with the three of us most of all the political affiliations. And then we have two people of the five that are Democrats and the five of us, though, worked as a team, and we work together. We support each other. We are 100% like-minded on the cell phone tower. So cell phone tower did something huge in my mind. It shifted the fight from Democrats versus Republicans to what I call corpos versus peeps. Now, what does that mean? Corpos, to me, to- in our family, means corporations. It means the, either the corporations themselves or the people backed by the corporations some way, somehow. Either they’re getting a salary, they’re getting campaign donations, have kickbacks for whatever. So what I call those corpos. And then peeps is what my teenagers say to describe their peeps, their people their what w- we would say mandala or their group, their people. Their citizens. Their citizens. And taxpayers. And taxpayers. And that’s what my teenagers call them. So this shifted the fight from Democrats versus Republicans to corpos versus peeps, and that’s the fight I think we all re- really need to be fighting, and that’s what I’ve been telling people when I go around and talk about CASH. I’ll talk to Democrats. I’ll talk to Republicans. This is a corpos versus peeps, and that’s really the fight we need to be fighting, and those are really the sides. And I wish we could see it, because then what would hap- happen is I feel like the peeps would have a much better chance if they would unite. So I just have to say, I’ve been in the United States now for six or seven weeks, and what I’m seeing is that all the… So the control grid has three legs. It- it’s a three-legged stool. There’s programmable money, there’s digital ID, and then there’s the local hardware, and the local hardware is the flock cameras and the surveillance. It’s the the cell towers and the underground cables as well, and then it’s the data centers. And what we’re suddenly seeing is all the local hardware issues from the flock cameras to the data centers to the cell towers is getting people to come out of their couch and put aside Democrat versus Republican, and what they’re all saying is, “Wait a minute. We’re paying for this. This is affecting our quality of life. We don’t want this, and this will be used to control us.” And we… And that’s exactly what you’re seeing. You’re seeing everybody get out of the uniparty, divide and conquer, and into stopping the local hardware. Exactly. Yeah. Exactly. So this, I’m gonna tie this quick back to CASH. So us five moms from all these political affiliations worked together, and we got our s- we had 20 days to get 5% of signatures, which in our area was 400 signatures. It was around Thanksgiving, so not only was it cold in South Dakota, it was a holiday season. We got our signatures done in about 10 days.
And we’re on the
ballot in November, and we’re gonna work together again on that, getting the word out about the right way to vote on that ballot issue. And hopefully we’re gonna at least stop the cellphone tower in that location. Now, I’m sure they’ll find another location and whatnot, but at least we’re not gonna have it right across the street from our schools, God willing, in November. But another… To bring this back to cash for a second, so one thing then that happened is one of the Democrats that I just didn’t happen to know ended up coming to my Easter party and learned about cash. Because one of the things we do at Easter is we put cash in the Easter eggs with cash messages. So that kinda brought that family in that we didn’t know and brought these l- people together that are like-minded, and they’re like, “Oh, cash. Oh yeah, that makes sense.” And once people… You explain it to people, y- they think about it, they see the message we’re just planting a lot of seeds. So that issue helped us plant even more seeds. So the e- next thing after sort of Thanksgiving cellphone tower, we had the Christmas float in the Christmas holiday parade. Unfortunately, we got canceled again because of weather. That’s South Dakota. But my plan is still for next year to on our h- street f- neighborhood Christmas float, we’re gonna throw quarters, ’cause quarters don’t fly away in the wind. We’re gonna throw quarters with cash messages taped on. So that’s next year. Hopefully I’ll report next year back on that. And then my Christmas present for my daughter was this $10 cash coupon which basically says she gets $10 cash per month with no digital purchases. So if she buys her… She’s off at college now, so if she buys her gas and groceries with her cash and not her debit or her credit card, she gets $10 cash. This has been an utter failure. My daughter doesn’t care. She still uses her debit card all the time. She’s a college student, so don’t tell her. She probably won’t listen to this anyway. But next year I’m gonna up the d- up the money from $10, I might try $20 or I don’t know what her trigger level will be, but we’ll be trying this again. This failed. But what’s interesting about this is then right after I did this at Christmas, guess what she got in the mail? A $10 reward from her bank-
To qualify, simply
make at least 20 transactions on your First Dakota National Bank debit card in March, valid March 1 to 31. So they’re g- offering her $10 to use her debit card 20 times in the month of March. Now, is that creepy? I think it’s a little creepy that I gave her this cash coupon for- It’s unlikely it’s a coincidence. It’s unlikely it’s a coincidence, and I wanna point out this bank is not our bank. We don’t actually bank here. She has a account open at this bank with $20, I think, in it, and she did it because she wanted to apply for their scholarship when she was in high school as a senior. So she literally is the only one in our family with a, an account at this bank, but I thought that was just super creepy, so I wanna point that out. All right, so the next thing that happened to us in the thick of winter was the data center, the Sioux Falls Data Center. Now, what was interesting about this is Sioux Falls was very sneaky about their data center. They said, “We’re gonna sneaky annex some land on the edge of town between Sioux Falls and Brandon, and we’re gonna annex it, and then put the 500-megawatt data center right there.” Now, 500 megawatts is about the same amount of power that the whole city of Sioux Falls consumes. But what’s interesting is they put the, they re, they annex the land, and that data center will be less than a half a mile away from homes in Brandon, where I live, but yet about a mile or more away from any Sioux Falls homes. The residents in Brandon have no voice in the Sioux Falls City Council. So the resident, the homes that it’s closest to have no voice in that data center Sioux Falls had a city council meeting where they discussed the data center. They were again trying to rezone from, I think, agricultural to light industrial, I believe. So Sioux Falls had a city council meeting about this, and I think about 170 people showed up. I think a hun- more than 100 people testified. I think it went till midnight. I actually slept through it. My husband went, and he was there late, and they all testified, and this again turned into corpos versus peeps. All the peeps were there, the Democrats with blue hair and nose rings and all kinds of things, and then the old conservative grandma Republicans. Everyone was there testifying against this data center. Even though it wasn’t close to any Sioux Falls homes, they were testifying about electricity and our electric rates just went up 10%. They were testifying about water, about all these things. So it was again a situation where the peeps came together, no matter their political affiliation. Now, what happened was the city council members politely listened to all of this testimony and then voted in favor of the data center seven to zero So in South Dakota, we have a, this process where these decisions can be put on the ballot with a petition of 5% of the signatures, just like we did with the cellphone tower. Now, the problem was the Brandon moms that did the cellphone tower couldn’t do this because we don’t live in Sioux Falls. So our signatures are invalid because we don’t live in Sioux Falls city limits. So we could collect signatures, but we couldn’t sign ourselves. And of course, living in Brandon, most of our friends and community are in Brandon, not in Sioux Falls. But us moms, cellphone tower moms did collect signatures for the cell- for the data center petition, but it was led by Sioux Falls residents. Sioux Falls is also a much larger town. So 5% of registered voters in 20 days, that’s about 6,700 signatures needed in 20 days in January in South Dakota. Wow. So we- What’s the average temperature in January? I don’t know. Freezing. Freezing. Below freezing. Below freezing. And it’s not really the temperature, it’s the wind chill that gets you. And so we did do some standing outside, but it was brutal. In fact, I was collecting signatures outside with a friend in front of a hockey game, and our pens were frozen. People couldn’t sign because the ink was frozen in the pen. So it was brutal, but we did collect a lot of signatures. Now, what was interesting was this was led by Sioux Falls people, not by us cell tower moms, and there were several things that didn’t quite make sense about it. So one of the organizers was kinda downright rude. The whole organization team didn’t want signatures turned in to the city clerk or the city clerk’s office, which is where they go. She wanted the signatures turned in to the tattoo shop where they would be locked up and protected and counted, and then turned in on the last day. Now, this isn’t how we did the cellphone tower. On the cellphone tower, we turned in the signatures to the clerk as we got them, and then the clerk would validate the signatures and tell us what our total was. “Okay, you have 200 signatures. You have 350 now.” so we got a running total. We needed, we knew how hard we needed to work and how many more signatures we needed. They just locked, wanted to lock them up in a room, not tell anyone how many signatures they had, and not turn them in to the city clerk. And I had multiple conversations with the organizers about this. I sent multiple emails. I said, “People need to know how many more signatures we have so they know if they have to canvas all night, or we need to know where we’re at. We need to know how many are valid.” And they just would not. And so I said, “You know what? This is awful suspicious on multiple levels.” So I found out that one of the organizers was paid by the data center. Now, the, we saw this all the time in California. They would, when we lived in California the the corporations would pay someone to lead the opposition, okay? People here in South Dakota aren’t used to that. So it w- I feel like I’m the only one that figured it out. How were you- No one else figured it out … How were you able to ascertain that they were paid? So there were three organiz- main organizers. I was suspicious of all three. The one that was downright rude I just c- I was very suspicious, and I checked out on her. I checked around on her. H- how do any of these three people make money, first of all? One of them’s claiming to have five little kids. I don’t see how that person doesn’t seem to work and seems to be out all the time with five k- there were a lot of things that just didn’t make sense to me. But one of them specifically I checked into, asked around, and it turns out she’s a paid petition circulator. So she’s a known paid petition circulator. So then it’s okay who’s paying her? She earns, I think, about $30 an hour is what I was tol- was told. So the question is, who pays her, and who paid her to do this? It-
I always talk about
always know how the money works on any situation, and know how the money works for every person you’re working with and what’s going on. You need to know how the… The perfect example. And at that point, when I realized she was paid by the data center I didn’t even need to research the other two. It was not worth my time at that point. And so what they do is they collect signatures, and they ref- they- They sabotage the process. Yeah they just disappear the signatures. They were also doing things like telling people to turn in signatures without the forms being notarized. The forms have to be notarized by the collector of the signatures. They told them to turn them in unnotarized, and they went and crossed some off that weren’t valid, and then they were gonna come back and notarize th- I don’t know. The whole thing was just so sketchy. So I said, “All right, I figured this out. I want my signatures to be counted.” So I took mine directly in the city clerk office, not to the tattoo shop, and the city clerk is totally on our side, it turns out, ’cause they’re peeps, okay? So they are totally on our side. They were happy to get my signatures. They were happy to email me a couple hours later with exactly the total of how many I had turned in, and h- I don’t think they validated them at that point, but they had tr- were right on track. You turned in this many signatures. This is your total count. It was a tough situation because I tried to get the word out about that, that we need to turn in our signatures directly to the city clerk, but that’s going against what the organizers are saying, and a lot of people here in South Dakota have never seen this before, where the opposition would pay the organizers. They just trust. We live in a- So- … world of trust here in South Dakota. We all leave our homes open. We all leave our keys, our car keys in our cars. That’s just how we live around here for the most part. Not everyone lives that way, but a lot of us still do, and- It’s hard to get people to to realize these things when they’re not used to seeing them One of the things we’ve seen, and a lot of feedback we’re getting on data centers, is that they’re not used to developers who intentionally lie. And there are now even TikTok videos about developer professional liars that that are funny. But if you’re not used to dealing with people who lie and use covert operations, we need to get we need to get educated about that right away. Yep. Right? Yep. Yeah. So that was our data center experience. So the data center did go through. Our petition obviously failed. And the data center, as of now, is scheduled to be built. We did bring a bill. Us random Brandon moms, basically cellphone tower moms brought a bill to the legislature. We actually got it out of committee was killed on the House floor.
And all the other
data center bills basically failed. We did get through a data center Bill of Rights, but it’s, in my opinion, not enforceable. Our electric rates already went up 10%. In my opinion, that’s gotta be for the data center. There’s no other reason.
I don’t know.
We’re still working on it. We’re still brainstorming. We’re st- still seeing if there’s anything we can do on that. I think our focus right now is to get everyone elected who’s a peep and not a corpo, so that we can have the votes to do something in the legislature. So that’s our focus, I think, right now, at this point in time. The election is tomorrow, so that’s what we’re all focused on. All right, so back to CASH. In the past, I’ve done CASH talks at any group that will talk to me. So Republicans, Democrats, just any group, Rogue Foods any group that will talk about CASH or wants to hear about it, I will talk at. Unfortunately, this past year, I was only able to talk at one local group. The Democrats won’t talk to me anymore because- … even though these are d- actually blue state bills, the CASH bills they are just so polarized in the Democrats versus Republicans that because I brought the bill with one of the most conservative Republicans in our legislature, they won’t talk to me anymore. So that’s all right. S- I hope some days they realize that they need their Republican brothers and sisters, and I hope the Republican br- Republicans realize they need their Democrat brothers and sisters, ’cause we’re all peeps. I will also say one thing. A lot of the Republican versus Democrat is intentionally engineered. A lot of money is put into it to keep them from talking to each other and being effective, and that’s how Mr. Global is coming into their hometown and absolutely rolling them. And when you think of what the noise pollution of that new data center is gonna do to people near it You know and but you get them to not understand that and not stop it by getting them fighting. Exactly. It’s the plan. Is working pretty well, but we’re trying to fight against it, but yeah, it’s working pretty well. So the one talk I did give this year is a group that I’ve talked at a few times before, so they’ve heard the cash story, but I feel like a lot of them don’t really fully get it, and a lot of them are still paying with their credit cards. They get it. They’ve heard it a few times, but they’re not paying with cash every day for gas and groceries. Some of them are, but a lot of them aren’t. So I thought, “What can I do this year that’s different that will just kinda jar them?” And so what I did is I showed them a 15-minute horror movie, I call it a horror movie, called Utopia. And what this movie is about someone who went away from his city called Utopia for, I think, 15 years or so, came back, and the digital control grid was implemented. So for example, he only had cash, but nowhere took cash anymore. They had cameras everywhere surveilling you, controlling you. If you said a curse word, you would get a fine. You couldn’t leave your house. Your car wouldn’t start until you paid your fine. And the only place that there weren’t cameras or microphones to listen to your curse words and fine you was in the bathroom So in the bathroom you could drink wine, and you could curse and all those things. So people started building their homes with bigger bathrooms. And it… The movie has a fun English accent to it that people like, and it’s only 15 minutes. So I thought, “Let me show them this horror movie.” And b- let me s- pause a minute about this horror movie. Turns out when, if I skip ahead, my husband’s currently running for legislature, and he does not wanna run for legislature, let me tell you. And when I told him he has to because everyone else we found can’t do it for various reasons, and we don’t have anybody else, and if he doesn’t do it, we’ll have corpos instead of peeps. And he knows this. He knows it’s true, but he doesn’t wanna be in the legislature.
I get it.
I don’t wanna be in the legislature either, but somebody has to do it. So I thought, “All right. My husband’s mad at me. In fact, he stopped talking to me for a little while. What am I gonna do?” But he has to do this. So I showed him this 15-minute horror movie. I showed it to him, and I said, “Okay let’s watch the movie. Let’s watch this movie.” And I made it homeschool. We also homeschool our girls. They go to full-time public school, and we homeschool them on mostly deep state tactics these days. But I said, “We’re gonna do it for homeschool. We’re gonna watch this movie.” So I showed him the movie, and after the movie he said, “All right. I’m gonna run for legislature.” So- Isn’t that wonderful? Yeah. Well- Because here’s the- Scary enough. It’s hard for busy people to understand what that world is gonna be like, and it’s hard for many people to fathom that anybody would do this, and that’s the great thing. So I just wanna warn everybody, we’re gonna show the movie right now. If you don’t wanna watch the whole thing, skip ahead, but it’s gonna be internally for cash. So here it comes, right? Yep. Sounds good
Hey, how you doing?

15 years.
Ah, great to see you, Frank. Welcome home, Jack. Courtesy note: All fines must be paid before check-in. Thank you. Have a nice day
To Utopia.
Citizen departures 676 I can’t wait to see Margaret Citizen arrivals 087
So
glad to be back home. So what’s been happening? Anything at all? No, nothing’s changed. What a beautiful day. Processing. GPS coordinates confirmed.
How you doing?

I’m starting the car.
What do you think I’m doing?
What the

Did you throw
out any rubbish? No, of course not
Is that yours?
Hey, that’s my bandana. Yeah. It must have fallen out my pocket. So what?
What are you doing?
I’m looking for a credit card. Credit card? What for? The car won’t start unless I pay the fine. Now you understand?
How about this one?
It’s Margaret’s The car’s in my name. Margaret won’t mind.
Can’t believe
we’re walking. You live an hour away, Frank. Anyway, who fined you? I didn’t see any cops. There are no cops. Anyone can fine you. Gee, things have changed a bit. We hardly noticed
Margaret
Frank, have you seen my credit card? You left it in my car. That’s great. Just great. Why? I just got fined. Can you drop it off to me? I’m walking. Oh, no, not you too.
What are you
looking for? Some beer. There’s no beer, Jack
Besides, alcohol
is bad for you. You’re not my mother, Frank
Is that a camera?
New regulations. There’s one in every home, in every room. It’s for our own good, Jack. You gotta be kidding me. Are you telling me that the- Alcohol is illegal, smoking is illegal, and we’re all much healthier now. And our insurance premiums are low. This is madness. What’s become of this country? Just keep your voice down. Why? You gonna fine me?
Did I just get fined?

This is too
fucking much. What the hell were you people thinking? Don’t swear. This is too up
Your government
is . Your rules are . You’re all ! Have you finished?
Go yourself

Now I am.
Follow me
No fines.
Take a seat
So it’s all come
down to this? No choice.
People started making
their bathrooms bigger and nicer than the rest of their houses, but the government and council caught on fast and set limits to the size you can build your bathroom. Is there anything you don’t get fined for? I’ll have to think about that one
What are you doing?
How’s this work? There’s a government app on your phone. You point and take a snapshot of any offense, and the government gives you 10% commission from every fine you record
I can’t live
like this
Sure you can.
We’re creatures of habit. You’ll get used to it. Here, have some food
I don’t eat
in bathrooms
Tell me why

I’m sorry, Jack,
but you can’t stay. Why? $2,000 in fines, Jack. What the hell were you thinking? We also get fined because it’s our house. I’ll promise to pay you back. It’s not just the money. You’ve affected everything we do. Until we pay our fines, we miss out on shopping discounts, public transport, bank loans, everything. I’m your brother, Frank. I can’t fight it anymore, Jack. We hate it, too. Why don’t you just get up and leave the country? We can’t leave. Why? We have a mortgage.
Any debts, big or
small, you can’t travel outside the country. It’s as simple as that. All the changes started happening slowly after you left
I did the protests
but teenagers and hippies on the streets aren’t convincing enough. Can’t blame the people When your belly’s empty, you swallow anything they shove down your throat. Artists were supposed to turn a mirror on society, but instead, most of them turned the mirror on themselves and it became a selfie. Most writers, artists, poets sold out. Too scared to challenge in case they lost the corporate sponsor or some government grant
I’m old now

I’m tired

I’m done my fighting

I’d like to live
out the rest of my life with the few freedoms I have left
I’ll leave in
the morning
Jack, just
some advice. If you help anyone with a red wristband, you get fined too. But whatever you do, never, ever pay for anyone else’s fine
Hello.
Hello. Are you okay? Why are you sleeping here?
I don’t have a home
Why don’t you sleep at a hotel? They won’t take cash
So where will
you live now? Here
Processing.
GPS coordinates confirmed.
Margaret, nice to-
Ticket, sir … see you. Sir, your ticket and passport, please
I’m sorry, sir, but
you have unpaid fines Margaret, p- please, look, I’ll pay them another time. I’ve gotta get out of here. Sir, in order for your check-in to proceed, you need to pay the outstanding fines. Why are you doing this?
How much?
$2,000. Your credit card, please. I don’t have a credit card. I’ve only got cash. We can’t accept cash. Margaret, please. Press some button. I beg you, fix this. I’ve gotta get out of this country. Please. Please move away from the counter. If you do not move, I will have to fine you. I don’t care anymore
Sorry, Jack
I know you are. I forgive you
Have a safe
flight, sir
Thank you.
Thank you
Payment detected

From your
current location. Your cooperation is appreciated
Can I ask you
a question?
Why are you
always smiling?
Because I’m free

So after the
people at this talk watched the horror movie, what I did is I had slides to show them how Utopia is coming to Sioux Falls. What a great idea. So I took all the elements in the movie and sh- and had a slide for all the elements that are in Sioux Falls or coming to Sioux Falls. So first off, the cellphone towers. A lot of the Sioux Falls schools have 5G towers on their school campuses, and I showed them some pictures of them. Flock cameras. Sioux Falls has a ton of flock cameras. There’s a website called deflock.me, and you can… It s- has a map with all the flock cameras in your area. I showed them the flock cameras in Sioux Falls. Turns out all of our current mayor candidates for election support the use of more flock cameras in Sioux Falls. A lot of people at the talk, by the way, didn’t realize there were cell towers on the school properties, and they didn’t realize there were flock cameras. So I raised a lot of awareness with those issues. And then the Ring doorbells. Knock… We’ve knocked over 2,000 doors. I would say 90% of doors have Ring doorbells. You’re kidding. Nope. Wow … and people do not realize what’s gonna happen. When I lived in Silicon Valley during COVID, we had COVID lockdown. Your kids weren’t allowed to have friends over for play dates. You weren’t allowed to walk your dog, et cetera. They would catch you going out of your home or a kid coming over for a play date on your neighbor’s Ring doorbell and send you a ticket. Our county in California issued over $5 million in COVID fines. Wow. So this… But people here don’t get it. They’ve not seen it be used. So anyway if you’ve seen the m- movie Utopia now, y- you understand why Ring doorbells might be a problem. Over 90% of doors here have them. And then we had a smart camera light bulb on sale at our local Menards, our local sort of hardware store, for $19.99 at Christmas, and I saved the ad. It’s a light bulb that screws into a normal light socket with a camera on it. And that’s exactly- What? Yeah. It’s $19.99 at Ch- on sale at Christmas, and this is what they use in the movie Utopia. The light, there’s cameras in every room, whether they’re in the light bulbs or on the walls. We had that on sale for Christmas. And then, of course, our data center that I just talked about. That’s part of this Utopia land in Sioux Falls. And then the kill switches in the vehicles. A lot of people here do, in s- South Dakota, do not realize about the federal kill switches in the vehicles. So that was an eye-opener for some people. And- I just have to stop you for a second. We’re just about to publish an interview with John Padfield about how all the new cars have cameras that are watching and recording you. And if you rent a car and you read the terms and conditions if the camera, which is sharing data with all sorts of different people sees you doing something that’s technically in violation, they can pull the insurance. Right. Right So the other thing we have in South Dakota as of 2025 is we have digital vehicle titles now. So that’s another way. Do you really own your car even? I don’t know. So we got– We- that legislation was passed in 2025, and then of course there’s the get rid of cash movement that’s worldwide. Social Security’s going 100% paperless by March 2025. No more paper checks from the federal government in September 2025. No more pennies. By the way, nickels cost more to mint, so it’s probably not gonna save us any money, and the rounding tax to consumers could cost us about six million dollars a year. And then the other interesting thing is that the Fed is actually tracking cashless settlem- sentiment for the first time in 2025. So because of all of our cash legislation, and we have to be right with God and have proof for everything we say, I always bring these statistics from the Federal Reserve about cash, who uses cash, who has a, who’s, has a credit card, who doesn’t, et cetera. So one of the things in the Fed Diary of Consumer Payment Choice this year for the first time was that the Fed is tracking cashless sentiment. So they’re asking people, “Do you currently have any plans to stop using cash in the future?” And in 2020– it’s a year behind in the, in their statistics. So in 2024, they said 92% of people said, “No, I do not have any plans to stop using cash.” And then 5% of people said, “Yes, I have already stopped using cash.” And then 1% of people said, “I plan to stop using cash in the next two years.” Two to fi- 1% of people said also, “I plan to stop using cash in the next two to five years,” and, “More than five years from now, I plan to stop using cash.” That was also 1% of people. So most people say they’re still using cash, and they plan to keep using cash. So that’s good. That’s good news. But the bad news here is that the Fed is even tracking this. They wanna know when are we ready to give up cash. They were not tracking this previously, and now they’re tracking this. At least in their published statistics, they weren’t tracking it. So now they’re publishing it and saying people wanna get rid of cash maybe someday. So anyway, so the elimination of cash. And then the other thing I did in this talk that I gave is I had a new argument for the credit card people. So credit card fees cost the average American household about $1,200 annually And you’re paying for it, or are you, is the question. So it turns out that credit card reward expenses, I have a chart here, and they’re shown in blue on this chart. Meanwhile, the transaction margin is shown in red. So basically what this is telling you is that the rewards programs cost more than the swipe fees and the annual fees. So they’re giving away more in cash back and free flights and things like that than you’re paying in your swipe fees and in your annual fees. So how is that possible? So let me go back. So the average household pays 1,200 in fees, but they’re getting more than 1,200 in rewards? Correct. So they’re trying to buy everybody into the trap.
Here’s the thing.
So if I, if you let me ke- if I keep going for a second, this does not include interest charges- Right and finance charges. Right. So basically what happens is they’re making it up in the interest and finance charges. So according to the Federal Reserve, the credit card credit function, meaning interest charges, makes up about 80% of credit card profitability. So fees, in particular late fees, comprise approximately 15% of credit card profitability. So if you look at the ratio of credit card debt to
monthly income.
Okay? That’s what this next chart is, this chart is about that I showed them. So if you look at it, the people that are lower income have more credit card debt. Okay? And then it goes down. As you get to the higher income levels, they have less credit card debt. So this tells you that your low-income families and your medium-income families are paying for your rewards, ’cause they’re the ones paying the finance charges- They also pay higher interest rates … A lot of times they do. And the late fees, the interest charges, and potentially higher rates. So the, so your vacation or your cash back is coming from the low and medium-income people. So is that really a vacation or a reward that you can feel good about? I don’t know. So you go on your vacation, and then you donate money to the local food bank. Why not just stop using your credit card- And pay with cash.
And then the other
thing I wanna, that came out in this last year, I think Solari put it out. Now, I would like to just read it really quick. It’s from a Zero Hedge article called When Cash Disappears, So Does Something Else. So it says, “If I hand $20 in cash to the empan- empanada vendor, he hands that same $20 to the barber who cuts his hair. The barber gives it to a babysitter. The babysitter uses it to buy a pizza. The same do- $20 bill keeps moving through the community at full value. No one skims anything off the top. But in the digital system, that cut happens again and again, and the effect compounds. At a 3.5% fee, after one transaction, that $20 becomes $19.30. After two transactions that $20 is now $18.62. After three transactions, it’s $17.97, et cetera. So by the time five digital transactions happen, only about $16.74 remains in circulation. So more than $3 of the original $20 has quietly disappeared in a handful of everyday exchanges. That money didn’t go to the farmer, the barber, the babysitter, or the pizza shop. It left the community entirely.” Now, that money that left the community, where did it go? It went to MasterCard that’s head- headquartered in New York or Visa, headquartered in San Francisco. Do we, as South Dakotans, really wanna fund people in New York and San Francisco? So let’s aggregate that and look. So if I remember correctly, two years ago, you said that the total credit card fees taken out of South Dakota in one year was what? Almost a billion dollars. Ah. I don’t remember, but it was a lot. Was it 7- Yeah … 750 million? Something like that. Imagine if that 700 million continued to circulate and multiply within South Dakota. It’s amazing in terms of the municipal and state tax base and just local business. Yep. Absolutely. You’re talking about a fortune. I used that argument last year, and I’m trying to use different arguments every year. So this was my new argument in the talk this year. And at the end of my talk, I always get really good questions, and I… The talk usually there at that group ends up going at least two hours, if not two and a half or three, and I get a lot of really good questions that, that really challenge me to come up with a better message or a better way of communicating. So one of the questions I got this year w- After all of this was, why am I so passionate about cash? And I just thought, “Ugh, I didn’t get my message across. I need… I failed.” If they don’t get why I’m so passionate about cash now, I’m not sure how they’ll get it. But then I s- I just thought, and I just thought, “Oh.” Then I looked at them and I said, “Do you wanna live in Utopia? Remember the horror movie that I showed you? Do you wanna live in Utopia?” And everyone s- everyone said, shook their head, “No, we don’t wanna live in Utopia.” I said, “Do you have a better idea? Do you have a better idea? Anybody here have a better idea other than paying with cash every day?” Everybody looks at each other. No better idea. No better idea. And it’s as simple as paying with cash every day for your gas and groceries. It really is that simple. That’s all I need. You don’t need to give out stickers at Halloween, $10 with stickers at Halloween. You just need to pay with cash for at least your gas and your groceries every day. That’s it. And no one had a better idea. If anybody listening to this has a better idea, please let me know. I’d love t- I’d love to know. I don’t have a better idea. So can I just stop and say one thing? So you and your husband were successful Silicon engineers, and one of the things, one of the reasons I think you’re passionate about cash is you know that any digital system can end up with a third lock. That there’s no… I listen to a lot of activists say, “Oh we have this digital system or that digital system that can work.” And I’m like, “No. If you’re gonna have a successful financial system, you have to have a healthy analog part. You have to have something that’s absolutely two lock.” And I think it’s because you’ve you’ve, you have the… You have fantastic engineering degrees. You worked in Silicon Valley. You understand where that all goes, and that it’s always potentially gonna be central controlled. So keeping analog alive is it. Right. And what we saw in Silicon Valley is there’s a backdoor to everything. I don’t… And people come and say, “This crypto’s secure, this credit card- None of it’s not … this bank acc-” None of it is. There’s a backdoor to everything. Right. And and I hate to say it, but I think Catherine’s right about the attitude in Silicon Valley is, “We’re smarter and better than everyone else, and we can control the other idiots.” I hate to say it, but- It’s true … that is the attitude in Silicon Valley. And, We just saw one of the top tech billionaires move to Argentina because now that more and more people understand that he- that’s what his attitude is he’s out… He wants to get out of town. Right. Yep. So I think it’s time for the peeps to stand up and use cash every day for gas and groceries and well- … send these numbers the other way. You don’t have to fight with Mr. Global. You don’t have to fight with Silicon Valley. Just don’t use them. Just- Walk away … use cash, and don’t shop at businesses that don’t take cash. Right. And the other que- the other question I got at the talk, after the talk, besides why am I so passionate about cash, the other question I got is, how do I know that the data centers are being used for control, like the control grid that we saw in the Utopia movie or the control grid that Catherine and I think is coming? How do I know the data centers are being used for that and not just for my everyday digital activities like texting or calling or streaming my favorite video? How do I know that they’re actually gonna use them for control? People here don’t… They’re trusting. They’re very trusting, and they don’t see that the data centers are necessarily evil. They think it’s part of technology and growth, and we need them to communicate with our grandma in Germany and so forth. So how do I know they’re being used for control? And he stumped me on that one. I said, ” because I helped build it.” And then I thought about it, and I thought, ” wait a minute. I can mathematically prove this to you. I can mathematically prove you, prove to you that there’s no reason we need this much data capacity for what you and I would call good, everyday digital activities. There’s no way we need this much data capacity.” And I thought about it. I thought, “All right, maybe we can mathematically prove this right now,” but it’d probably take me at least an hour on the whiteboard here. We had a whiteboard. And I thought, ” I don’t know that everybody wants to stay here another hour.” It was already 8 or 9 o’clock at night. And I decided, you know what? We’re gonna try and write a whitepaper. So my husband and I are actually drafting a whitepaper. Because of this Cash Talk, we’re actually drafting a whitepaper. It’s maybe, I don’t know, a third written because we’ve had to campaign for his election, but we will finish it, and it’s going to take a stab at mathematically proving that data centers are gonna be used at control. So that’s gonna be something we’re gonna be working on after the election all because of cash, this is fantastic. I didn’t know about this. Yep. I can’t wait. So one of the things I wanna bring up to you is if you look at the payment stablecoin marketing plans- cause I think control you’re gonna have programmable money with s- payment stable coins, but also with the digital tokens. So the DTC has announced their effort to, to tokenize all 114 trillion of stocks and bonds. So you’re gonna have programmable money embedded in stable coins being marketed all around the world, dollar stable coins, and the digital tokens marketed all around the world. So if you look at the size of the financial data, not to mention the surveillance data coming in on that- That’s gonna be part of the formula. Right. Exactly. Exactly. So we’re capturing all that in our white paper and doing some calculations and numbers and showing that the numbers don’t line up for anything else but control. Right. Anything else but basically a utopia style control. Right. So all right. So the next thing we did in the cash world, in the Turtle for Cash, is we did cash legislation. So one exciting thing is our representative that brings our cash legislation, his name is John Sharda, a fantastic local farmer, such a great guy, such a ethical, honest, just amazing person. He actually got a nickname this year, and his nickname is Johnny Cash. And everyone started calling him Johnny Cash this session, which was great. So I asked him for one bill this session, and it is a house concurrent resolution, 6004. It’s a concurrent resolution encouraging the use of physical cash in transactions, and then it says it has a bunch of whereases. “Whereas payment with physical cash prevents tracking and controlling purchases, and whereas payment with physical cash saves businesses money on transaction fees,” et cetera, et cetera. I won’t read the whole thing. Be it resolved that the citizens of this state are strongly encouraged to support businesses that offer a discount for using phys- physical cash.
Be it resolved that
the citizens of this state are strongly encouraged to pay with physical cash whenever and wherever possible,” et cetera. So I just wanted a resolution to bring awareness to cash, and- With, so with this resolution, I had two handouts that the committee got and that we actually put on the floor of the House, which is 70 House Representatives. I had two handouts. So the first handout is the South Dakota businesses with a lower cash price. So it’s by city, and it has all the businesses. They either offer a cash discount or charge you a fee for using a card. So that’s a list of businesses, and then we also have a website with the same information on it. And I asked the representatives if they know of any other businesses in their towns to please write them on the handout and give it back to the repres- Johnny Cash, and he would get it back to me, and we’d update our list. And so our list has actually… I think in the last year, it’s doubled in size, I believe. At Rogue Foods, I got a bunch of new businesses that, that on the list. So anyway, so the resolution was an excuse to bring awareness to these businesses, to bring awareness to cash, and to get them talking about cash. And the other thing, handout I gave them is this Solari business flyer that Solari did for us why I’m proud to be a cash-friendly businesses business, benefits for businesses, customers, and communities. So they got these two handouts on their desk, and the resolution was really intended to bring awareness to cash. So this resolution made it through committee. We had… I said it was inspired by this representative, I’ll call him Representative S, who said, ” He voted against every single cash bill we brought so far, and he said, ” just pay cash if you want to.” and I thought, ” we should then…” And he said, “My business offers a cash discount, so businesses can do that if it’s economic,” blah, blah, blah. “We have a free market.” So I, in testimony, I said, “We don’t really have a free market when 50% of our GDP is from the government. That’s not really a free market.” And so we wanna support these businesses that offer a cash discount like yours, Representative S.” And he actually voted for us for this cash resolution, which was super exciting for me. And we got out of committee no problem, and then we I think we, yeah, we got out of committee eight to four. We passed the House floor 43 to 24 And then basically we fumbled it in the Senate, and this was kinda my fault. We thought the senator that had signed onto it was gonna prime sponsor it. Turns out he didn’t wanna prime sponsor it. We had our prime sponsor from the cash at school events. He would… He actually called me before session and asked me h- asked me what he could do to help us with cash. So we got him to sign onto it, but we thought it was gonna be assigned to committee. They waived committee and just put us on the Senate floor the next day. So we didn’t have time to prep him on the bill. We didn’t have time to get handouts to everybody. So the Senate, it tied I think it was… Oh, it failed actually 16 to 18. So we failed on the Senate floor 16 to 18. Oh, that hurts. But like I said, that was with no handouts and no preparation. He just stood up there and said something and wasn’t prepared, and we weren’t prepared ’cause we wanted to go to committee. We wanted to… So we fumbled. We should’ve… The Senate pro temp he’s on cash, so we should’ve… We just fumbled. We should’ve gotten with him earlier. We thought he was gonna send it to committee. He didn’t, and we just fumbled it. So that’ll be a good excuse to bring it back next year. So this resolution will be back next year. We’ll be talking about cash again with this resolution. So I was excited that to do that again, but then Johnny Cash said he wanted our cash at retail bill back, and I did not wanna bring that bill back. We lost… Last year, we lost 0 to 13 in committee, and we had a line of lobbyists out the door testifying against us. We got hammered, and I just didn’t see any reason to waste our time and energy bringing that back. And we wrote a good bill. It wasn’t w- A, a few things could’ve been differ- done differently, but we had a good bill. So I just didn’t see any reason to come back with it But he said Representative L wants it brought back. Now, Representative L voted against us, and I thought clearly Representative L has taken a year to think about their decision and- He probably saw Utopia I don’t know. But Representative L wants it brought back, so we should bring it back. And I thought, all right, we’ll get hammered 1 to 12 instead of 0 to 13. Okay if they really want it brought back we’ll bring it back. And he said, “Yeah, we need to bring it back. This person asked us to bring it back. We have to bring it.” So we made a few little minor changes, nothing major. The, I would say the main change we made was we put the bill, instead of being in effect the ne- it would’ve been passed in March, it would’ve gone into effect in July. We made it a year and a half. The July, the next July it would go into effect, the reason being the Board of Regents n- was complaining about their concession contracts, and they’re already in these contracts for no cash and so forth, which is ridiculous because if the FDA ups- updates food handling safety issues for their concessions, they obviously have to make immediate changes to their contract. So I… But whatever. We, that was the main change we made. So the bill was basically cash must be accepted at in-person retail and government transactions less than $100. So business, retail, in person, and government transactions less than $100. There were exceptions for airplanes, security deposits, rental cars, and banks, and it goes into effect one and a half years later to give time for concessions contracts to be re- renegotiated. The other thing about the bill is the definition of cash is important. I sweated a lot over this with cash at school events, and I got some pushback and I stuck my guns, I stuck to my guns, which says cash means physical coin, currency, or notes that are designed as legal tender by federal law. Now, the reason I was so picky about this is because I t- it says physical coin, currency, or notes that are desi- designated as legal tender by federal law. They wanted to take out the physical because they potentially want to declare other things like digital currency legal tender So I really wanted the word physical in there, so I fought for that and I got it. I got it kept in all of our cash bills. We’re talking about physical coin and currency. All right, so what did I do in committee differently this time? I was more… We were more well prepared for committee this time. We obviously learned from getting hammered last time, so we had better arguments. So we had our updated statistics about, from the Federal Reserve about the people who are unbanked, and basically what it shows is that the people who are unbanked are still low income, young people, minorities, and people with a disability. So the people that you’re excluding by not accepting cash are still sort of these groups. And it’s a surprising number of people. Correct. It’s about what is it? Overall is 6%, but t- 13% of Blacks are unbanked, 12% of Hispanics are unbanked, 13% of people ages 18 to 29 are unbanked And then we also looked at credit card ownership, who has a credit card, who doesn’t. And if you look at the people who don’t have a credit card, it’s mostly people with a disability, minorities, et cetera. So we had updated statistics, the same statistics they had already seen, but they were updated. The– When we got hammered, there were a bunch of committee members that said thank you for the statistics and the education, that they learned something from our testimony because we actually need to be right with God and have proof for everything we say ’cause the lobbyists are just making up things and saying things that aren’t true. So we were sure to be right and had statistics to back up what we say. And then the oth- So I just wanna point out one thing ’cause I live in a in a county that has an average income of 24,000, and the percentages of people who don’t have a credit card or are unbanked are much higher is my guess. And so if you’re a state legislator and you’re s- in a state and you hear these statistics, what you have to understand is some of the poorer counties have much higher percentages, and so it can be devastating for them. Exactly. So on our statistics here it says if your family income is less than $25,000, 22% of those are unbanked. Exactly. And then if it’s less than $25,000 60 or 54%
of those people
do not have a credit card. Right. 54% of them don’t have a credit card. In my– in some of the counties in Tennessee, it’s extraordinary. It’s that kinda number. Exactly. So then the other statistics we have are about share of c- consumers’ preferred payment instruments for in-person payments. So it tells us that in 2024, 17% of people prefer paying with cash. And then the share of payment instrument used by household income. So it tells us that if y- you earn a household income of less than $25,000, 24% of those people or households prefer to pay with cash versus greater than 150,000 in income, only 9% of those households prefer to pay with cash. So it’s really the low-income people that are even preserving our physical cash. The low-income people are preserving our freedom right now, and we’ve got to flip that. We’ve gotta get the middle class, the upper class paying with physical cash because we are gonna lose it. So we’ve got the low– God bless the low-income people for still using cash. So the other thing That we had in testimony the previous time, again back to Representative S, he said he wanted a list of businesses that aren’t accepting cash because he thinks in South Dakota this doesn’t exist because why would a business not take cash? He’s not seen the problem. He’s also from a more rural community than Sioux Falls. So he doesn’t think it’s a problem, so he wanted a list of businesses that didn’t take cash. And when we f- the previous year when we got hammered, we didn’t have a list. We weren’t prepared for that question. We knew some that weren’t taking cash, like school events, there was a car wash but we hadn’t, we didn’t have a comprehensive list. So this past year I’ve been collecting a comprehensive list for Representative S. Not that I thought I would bring this bill back, but I just thought I like to be able to answer any question that’s asked of me in terms of cash, so let me co- collect a list. So I’ve just basically been asking around word of mouth to friends and family, “Give me a business that doesn’t take cash. Can you send me any?” And what I did then is I created a handout with all of the answers that I got, and this is my handout. It has one, two, three, four, five, six, seven, eight, nine businesses on it in the whole state of South Dakota. That’s what I could come up with. Now, what was interesting was as people started sending me businesses that don’t take cash, I noticed these aren’t small businesses. And wait a minute, are they even South Dakota businesses? So what I did on my handout is I have two columns. I have the name of the business, then I’ve got are they a small business? And then I have are they based in South Dakota? And then I have notes about that business. So let me just read through some of these for you. The first one is national parks. None of our national parks or monuments in South Dakota take cash. Are they small businesses? So Mount Rushmore takes cash For p- I think the parking does. It… You’re only paying for parking at Rushmore, you’re not paying for admission. So- So that’s the parking vendor, not the national park. We know somebody at Mount Rushmore who works there, is trying to push cash, and thanks people for using cash. That’s my understanding. You can pay cash at at the ice cream shop. Okay. Okay. And you can pay- Yeah … cash in the gift shop. In the gift sh- okay, must be the gift shop. Yeah. The, By the way, if you come to South Dakota, okay, and you go to Rushmore two things about, if we can diverge, t- about Rushmore. First of all, I don’t like ice cream. Go in the ice cream shop and get an ice cream. They have the, what is it? The Abraham Lincoln ice cream or the Franklin ice cream. Anyway, this ice cream recipe has no artificial… It’s all pure ingredients. They list all the ingredients out. It’s the old school recipe, and it is just so fantastic. It’s not toxic, and I actually can eat it because it’s not toxic. So do get an ice cream at Mount Rushmore if you go. Second thing is, if you go to Mount Rushmore, don’t go without going to Crazy Horse. Crazy Horse is way better than Rushmore, and it’s a way better story because the government tried to make Crazy Horse a national monument, and they said, “No. We don’t want- Oh, no … the government’s support. We don’t…” And they said, ” you’ll never finish it. It it’ll take forever. You guys can’t run it.” And they said, “No, we don’t want the money. We’re not gonna make it a national park.” So- So definitely go to Crazy Horse, watch the movie. It’s another great example of pushback. So can I just tell you, I was driving past Mount Rushmore, the turnoff for Mount Rushmore on the highway, and it was snowing. And I thought, “Okay, this is, could be dangerous ’cause it the snow got very bad,” and I ended up in a ditch. But I said, “I have… I can’t pass Mount Rushmore and not go.” So I went up there, and it was a weekend. There was no one there because of the snowstorm, and it was wonderful. So I spent a couple hours there, and the staff was incredible. So I love Mount Rushmore, but I apparently have to go to Crazy Horse. Yes, definitely. Crazy Horse, way better. So back to the national parks. So they are not a small business, and they are not based in South Dakota, and they don’t take cash, okay? Next one, Denny Sanford Premier Center Concessions. They’re not a small business. They’re not based in South Dakota. Denny Sanford Premier Center Concessions is operated by Legends Global, based in Los Angeles, California, with a revenue of $1.7 billion in 2024, okay? The next one, Nautical Bowls. They’re not a small business, and they’re not based in South Dakota. They have 174 locations worldwide, headquartered in Minnesota. The next one, Sanford Pentagon Admissions. They’re not a small business. They are based in South Dakota. They’re owned by Sanford Health. Their revenue was 9.9- 8 billion, and income was 1 billion in 2025. The next one, Silver Star Car Wash. They’re not a small business. They’re not based in South Dakota. They have 11 locations in South Dakota. They’re now part of Mammoth Holdings based out of Atlanta with 67 car washes across the Midwest. There’s four more here. I’m not gonna read through all of them, but you get the idea. These are not small businesses, and these are not South Dakota-based. Now, if you compare that back to the list of businesses offering a cash discount in South Dakota, these are all, for the most part, local restaurants th- if I could read them off, but they probably mean nothing to you guys ’cause they’re not chain restaurants for the most part. They’re local businesses, They’re local businesses owned by people in South Dakota who trust their employees. Correct. So what I showed is that the businesses that aren’t taking cash are billion-dollar corporations, not small businesses, not… Most of them not based in South Dakota So actually, Representative S did me, did us a favor by forcing us to prove this, that who’s forcing the cashless society? The big corporations. He helped us prove that in a very d- very different way. This bill, after all this, we did have some lobbyists testify against us, not as many this time. We did much better compared to them. We failed four to eight. We went from zero to 13 to four to eight. The Freedom Caucus supported the bill this time. They were against it the first time. We had one vote missing, which should’ve been in our favor, so I think we should’ve been five to eight, and then w- I think we had one legislator that was on our side and questioned on our side, and then voted against, so I’m not sure if that was a little confusion there. So we did great. We did so much better than I even thought. And as a tidbit, from the Cell Tower Moms we did a data center bill, and one of those people listened to our cash testimony because she was gonna come testify for the data center bill. I said, “Oh, we’re gonna be in cash committee. Why don’t you listen to our testimony?” And so she listened to our ten- testimony. She’s a small business owner, local business owner, very successful business. And she listened to our cash testimony, and she said, “That is terrible, and I’m a member of South Dakota Retailers that testified against you and was mean about it.” She’s immediately canceled her membership to South Dakota Ret- Retailers. So I thought, “This is great.” Because of the Cell Tower Moms and this connection and the data center, now we’re raising more awareness about cash. Right. And we’re not gonna support the businesses that are… We’re not gonna support fund our enemies anymore. So the other bills we had were all the digital money bills, and we had several of them. We had state investments in Bitcoin, so this would permit the state to invest in Bitcoin. Again, brought by a legislator with a Bitcoin mining operation. It failed last year, the previous session, and it failed again three to 10 So that was good. And the next bill we had was a tGold bill. It was a digital gold bill declaring digital gold legal tender. The gold would sit in a depository out of state. The treasurer would go audit and make sure the gold was there. The state would pick a vendor to do this legal tender digital gold. And it did have a social credit s- system clause, so it said you can’t use this for a social credit system. Now, who in the world would enforce that once your bank account’s in frozen? I don’t know who can even enforce that, but, But you can install programmable money without it being deemed a social credit system. Yeah. There were multiple problems with it. Yeah. Why in the world South Dakota would wanna declare digital money legal tender is beyond me. It just makes no sense. Unfortunately, what happened was the committee let the proponents of the bill just go on and on, and I was actually at Rogue Foods at the time, missing talks that I wanted to hear, and sitting in a little private room listening to this testimony, waiting for my turn to testify so I can get back to the talks I wanna listen to at Rogue Foods. He just didn’t put in any time limits, and so it was an hour later until I finally got to testify, and let me tell you, I was hopping mad. I am very difficult… I don’t have patience, and I was mad by the time I got to testify. And the other thing I was mad about was that the proponent had had all these testifiers that weren’t s- that were saying things that were misleading, in the category of lies. One of his testifiers said that this would establish a physical bullion depository in the state, which is not what the bill said at all. So there were just blatant lies about what the bill even was. So I was mad by the time I got to testify. And I just, I completely lost my cool, but- … I guess it was good that I did, because let me tell you what happened. I testified against the bill with all the n- sort of normal reasons, and then I said, “You know what? If South Dakota wants to declare something legal tender, let’s back our money by buffalo instead of gold. Why would we back our money with gold that sits out of state, that’s controlled by other people, where the treasurer has to go audit the gold in a different state? Let’s back our currency by buffalo, where we actually have buffalo in the state.” In fact, South Dakota has three, 33,995 buffalo, the most of any state. Nebraska has 32,206 buffalo. So South Dakota owns the buffalo market. If we make buffalo legal tender, we make ourselves rich instead of other people Okay? So let’s declare, let’s back our money by buffalo. We can trade that digitally too- So- … on our phone with an app, and we can trade a leg of a buffalo or an eye of a buffalo, just like they want to t- trade a fraction of a gold. Let’s make it buffalo instead of gold. So can I just stop you for a second? Because if you go back 50 centuries, the history of currency, the first currency were cows. So this is not as unusual as you might think. So at the end of my testimony some other opponents testified with me on… Didn’t talk about buffalo, but I knew I’d lost my cool with the whole buffalo thing, but it was true. It’s, the thing was so ridiculous that I really felt we should go with buffalo instead of gold. So the committee went around, and they have committee discussion, and the chair of the committee said, “I was thinking about it, and in South Dakota, we have a lot of grain in grain bins. Why don’t we back our currency with our grain in our grain bins?” Yes. And I thought, “Yes. Let’s do that. Even better than buffalo, grain doesn’t die.” So he got it. He actually got it. The bill tied four to four. The bill tied four to four. It was, I think, a Thursday. They don’t, they’re not in session on Friday, that Friday, so we had the whole weekend, and they were gonna reconsider on Monday when the one person that was missing was gonna be back. The bill tied four to four. So we had the weekend to try to send more emails and do more phone calls, and they weren’t gonna re-testify the bill, reconsider. They were just gonna re-vote on it on Monday. So one of the things that I noticed in the proponent testimony was that the prime sponsor had these slides that were very glittery. They were black slides with sort of gold and silver, and they were very wordy and long, and clearly he did not make them. There’s no way that prime sponsor made those slides. I knew that. They were too glittery, too goldy. And so I thought I had seen that somewhere before, and sure enough, it turns out he used slides from Kevin Freeman, who is Pirate Money, okay? He’s from Pi- Pirate Money. He wrote a book called Pirate Money and I believe has some kind of company Pi- Pirate Money. So from Pirate Money, I was able to trace that back that Pirate Money has a partnership with Glint, which is a payment processing system, and Glint partners with MasterCard. So what I did is I wrote an email to the legislators on the committee and I said, “The prime sponsor’s slides were made by Mr. Kevin Freeman from Pirate Money. Pirate Money partners with Glint, a d- digital gold processing company based out of the UK, and Glint partners with MasterCard.” So the money train is the senator’s slides, Mr. Freeman, Pirate Money, Glint, MasterCard. I traced the money trail all the way back to MasterCard via Glint, an out-of-country company. Okay? So the Glint and MasterCard are funding the push for legal tender status of gold and silver nationwide so they can make money from transaction fees on our everyday transactions. That kind of makes sense. But the bill doesn’t require us to use digital payments. That’s what the prime sponsor is saying. He’s saying, ” people don’t have to use it if they don’t want to. We’ll just make it legal tender, but they don’t have to use it.” That’s his argument. And so I email… In the email I said, “Isn’t… That is not true. Consider that there’s currently federal lig- litigation pending that would require national parks to accept physil- physical cash because it’s legal tender.” So there’s currently litigation pending that says you have to accept money if it’s legal tender. So they wanna get this legal tender everywhere in the country, and then we’re gonna pass federal legislation that says you have to accept le- legal tender. Now all the businesses in South Dakota have to accept digital gold and these payment processing systems. So I sent that email. I prayed. I had other friends send emails. And Monday morning they revoted, and the final bill failed one to seven. Yes. So I don’t know if it was because of my email tracing the money and pointing out that they wanna require people to take it. I don’t know what did it, but it did fail one to seven. I’m sure it will be back next year. That senator has said that was his best bill, and he… I’m sure it’ll be back next year if he’s back, we did in South Dakota also have a debanking bill. It’s an act to protect persons from discrimination by financial institutions. I did not testify for that bill the reason being that committee at that point was the committee. So I just was not a good person to testify for that bill. But only for banks above a certain size. Okay. Yeah. Okay, yeah, so it’s, it failed four to nine. And then the other thing that’s happened is that my husband is actually running for legislature. I already talked about that. He’s decided to step up ’cause no one else would run, and we’re actually doing things a little differently. So we’re not campaigning on social media. We don’t think it’s healthy. We don’t let our kids have it. We don’t use it, and we’re just not using it for this campaign. There’s some people that say we can’t win because of that. There’s some people that love it and are voting for us because we’re not using social media, so we’ve got everything in between. We are not using AI to write our content. Most people are. We are self-funding, so we are not taking any donations from anybody. We’ve had some unsolicited donations from PACs come in, and we actually spend our own money on a stamp to send them back. For our family it’s kinda priceless that we can say we tried to do something. It’s priceless to look at each other and our kids and say, “We stepped up. We tried to do something. We ran my husband for legislature.” And we are using a lot of Solari words, so we’re creating, Content that talks about financial transaction freedom and local food and health freedom and digital surveillance and culture. These are topics that no one talks about when they’re campaigning. And because we don’t really want to be in the legislature, we just want to offer people a choice, we see it more as an opportunity to raise awareness about these topics that no one in South Dakota is talking about. So that’s what we’re doing. The election’s tomorrow. We honestly have already won. The other thing we did is I wrote a wife letter. You’re supposed to write a wife letter promoting your husband, and I couldn’t… That’s not really my personality to say how wonderful my husband is. He’s great. He is wonderful. He is wonderful, but it’s just not my personality to do that. It’s more my personality to make fun of him, and then he knows I love him. So I wrote the wife letter mostly about cash. It’s on the web- on his website. If you Google Manuel Loucha, you can check it out. I m- wrote it mostly about cash and how cash preserves our freedom. The other thing the legislative campaign did is it helped us find like-minded people, and it helped raise awareness, so we now have a network of people that we didn’t have before that agree with us on data centers, cellphone towers, cash, all these issues. The other thing I did is I used it as a prayer mission. So when I was knocking doors, it was incredibly painful for me, but one thing I started doing is that I pray at every door that I knock So that means I’ve prayed at thousands of doors, and I tell you that is priceless. That is priceless. Whether he wins or loses, I don’t even tell people I’m praying at their doors. I p- I ring the doorbell, I knock, I pray un- until they answer. That’s m- what I’ve turned it into, is a prayer mission. And we had, I wanna mention this too, we had the best idea ever from a country door that we knocked. This country s- voter said, “You know what I’m starting to think we should do? I’m starting to think we should treat politicians like jury duty. We should just pull names, and if your name gets pulled, you’re the president. And if your name gets pulled, you’re a legislator.” And I just thought about this, and I thought, “What if you’re a drug addict?” And then I thought, “Wait a minute, that might be better than some of
the people we
have.” This is a brilliant idea. And you know what? He’s got a point. You get the money out of politics, which is one of the things we’re talking about, get money out of politics. If you just pulled names and did it like jury duty it might be better than what we’ve got. So the other thing I wanna mention is that healthy people can think and vote and make a decision. If we’re not all healthy, it’s hard for voters to think and make a good decision. So the m- number one thing we need to do also as a voter is keep ourselves healthy, so healthy water, food, et cetera. The other thing I wanna say, even though my husband’s running for legislature, we don’t believe that the legislature can fix all our problems. Like I said, you can pass laws until you’re red in the face, but a lot of them aren’t being enforced anyway. The most important thing we can do is pay with cash every day, gas and groceries at a minimum, refuse to shop at businesses that don’t take cash, and don’t be afraid to do these things and turtle forth. So I’m gonna bring up one more thing.
You clearly, guys,
you have it good in South Dakota because you haven’t brought up disasters and emergencies. One of the things we’re seeing all around the world is more and more people are saying, “You know something? It was a mistake.” The Scandinavian central banks, it’s a mistake to roll back cash because when we have an emergency, we are in real trouble if we don’t have cash. Cash literally in emergencies saves lives. So we saw in East Tennessee and Western North Carolina, the people who had cash came out much better than those who don’t. So that is a very compelling reason, and all I can figure is life is good in South Dakota ’cause you didn’t bring that up. We didn’t… We did bring that up the first year we did it, so in Turtling for Cash Part One, that was one of the things we talked about. Yeah. We did bring that up. It did not resonate We need a natural disaster in South Dakota. It did not re- that, that point did not resonate here. Resonate. It did not. So in Tennessee it resonates tremendously. I bet. Right. I bet. So it depends on where you are. Okay, so turtle forth. I thi- I, nobody I know is, does a better job of turtling than you. You never give up. And what I’m always asked is, why are you so hopeful, and why do you never give up? And I just want you to say one last word before we close about why you never give up. Because I have to be able to look myself and my kids in the face and say, “I did everything I could. I tried.” I just have to be good with myself and say, “I did everything I could.” And that’s priceless. Win or lose, I did everything I could the best I could. Right. And tried to be the best person I could be. Now, I have to apologize to you, because I picked up $2,000 in cash along the way on the trip, and I burned through it, so on the way to South Dakota we’ve been paying for everything with cash except for gas. I’ve been using a credit card, but I’m gonna hit the ATM when I leave here, and I’m gonna go back to cash for the gas too. Okay? Great. You’ve inspired me. Susan Luschas, thank you so much. Ladies and gentlemen, have a wonderful day. Thank you for joining us on The Solari Report.

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Turtling for Cash Part II

June 16, 2026

By Catherine Austin Fitts

At the close of 2025, it was a no-brainer to select intrepid cash warrior and “Team Cash” leader Susan Luschas as our Hero of the Year. Susan’s persistence and creativity on behalf of physical cash (delightfully communicated in our May 2025 “Turtling for Cash” interview) have inspired many in the Solari audience to step up their own use and promotion of cash.

In this week’s “Part II” interview, Susan returns to update us on her latest cash-related efforts in South Dakota. She starts by explaining what happened after she helped get a 2025 bill passed—by one vote—that requires cash acceptance at school-affiliated sporting and other events. When parents started contacting Susan to tell her that some schools were continuing to refuse cash, Susan learned that passage of a law does not guarantee that the law will be followed or enforced. Undaunted, Susan sent follow-up emails to school administrators to let them know they were in violation of state law—and, in the case of one particularly recalcitrant school, politely threatened negative publicity and a follow-up enforcement bill. As a result, all of the schools started complying with the law.

Susan also describes how taking local action on other issues of concern to South Dakotans—such as the siting of cell towers and data centers—has served as a way to grow the constituency for cash, as people start connecting the wider dots about financial transaction freedom. At a time when Mr. Global is trying to build a freedom-throttling “three-lock” transaction system that allows surveillance and interference by outside parties, Susan shows that transacting with physical cash is not only a powerful and satisfying form of pushback, but one that is fun!

I should note that this interview took place on the eve of primary elections for the South Dakota state legislature. Thanks to an effective ground game in which Susan and her husband, Manuel Luschas, knocked on 2,000 doors, Manuel won the primary for House District 2.

Additional note: Susan refers to her talk, “The Case for Cash,” which she presented at the Rogue Food, Farming & Finance conference that took place in South Dakota in February 2026. You can view the slide presentation for that talk HERE.

Links

The Case for Cash (slide presentation, February 2026 Rogue Food conference)

Manuel Luschas for House District 2

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